Paypal Debt....

[connornrg]

So my dippy brother has run me up a two hundred pound paypal debt however i was not even aware he put a paypal account in my name but another problem is i am just 16, this debt has since been passed to iQor and they are now ringing me everyday as he also provided them with my phone number. What is my legal standpoint?
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[The Shaggy D.A.]

I think you are legally entitled to inscribe the word "CUNT" on his forehead with a soldering iron.
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[ian789]

How old is your brother?

Your under 18 so the credit agreement is invalid but your bro has committed fraud

[connornrg]

[iCraig]

You need to be 18 to have a PayPal account, just write to them with proof of your age and it will be dropped.

I know this as a company I work for deals with PayPal debts.

[Toothless Jack]

what did your brother buy, to run up the debt.

[iooi]

[herulach]

By the sounds of it he's sold your shit, taken the money out/spent it then the buyer has said Item not recieved?

First of signature should be enough for paypal to reject item not received claim, however if he's that much of a spoon he may well not have followed the proper procedures.

Second, wheres the £200 he took out of the account?

Third, what the fuck are you asking on here rather than telling your mum/dad/teacher after he accidentally fell down the stairs?
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YBR 125>FZS600

[The Artist]

Happened to me before.

About £450 withdrawn by a buyers credit card company so paypal gave me the debt. Called by the debt collectors (paypal had passed it on like they have with you)

I paid it then and there on the phone because it was in my name and wasn't the buyers fault but wasn't mine either so I sorted it out later.

Do what iCraig said, they can't do anything if you are not 18.

I wasn't 18 but paid anyway without realising I could have done that.

[mysterious_rider]

[dgo1212]

Don't you need a debit card for paypal, and isn't there a minimum age of 16 to have a debit card, if this is the case who's card did he use, and how did he get it, and the pin?

[The Artist]

[Paivi]

[JonB]

[MattHirst]

[chris-red]

Speak to your parents surely? Tell them exactly what has happened.
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[MattHirst]

^^^+1.

If he's done this at 14, can you imagine how reckless he will be with money when he's capable of getting loans, credit cards, finance and stuff? The last thing he wants is to rack up £10k+ of debit the day he turns 18
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It's all fun and games until someone gets hurt, then it's bloody hilarious!!!

[JonB]

[stinkwheel]

Someone under 18 can't be persued in court if they enter into a credit agreement and default as they can't be legally held to have entered into a contract.

If you simply chose not to pay, as far as I know the worst they could do is whinge at you (although this could get quite boring after a while) and refuse to deal with you again.

Do confirm this though. A good starting point would be your local citizens advice beaureau.

That's the legal position. I suspect that you however actually do want to be able to use paypal again and I would feel bad that there was an unpaid debt which rightly or wrongly was in my name.

As such, I would absolutely 100% have dobbed my brother into my parents if he'd done that to me. I garauntee said brother would have then had any pocket money and birthday/christmas presents suspended until such time as he'd repaid the money. There would have been significant ancilliary curtailments of privelages too. Actually, I suspect they'd have made him sell whatever goods he'd purchased using said fraudulent account to offset the debt.
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[CaNsA]

Right mate,

If the debt doesnt get paid you will have a shit mark on your credit score before you even start needing it. Will cause probs in a few years when u want stuff on contract or a new bike on finance.

PP may hold your parents responsible for the debt due to the age of you and you shitty brother.

Tell your folks, they will sort it out and your bro will get a beating.

There is no other way to sort this out.

[ncrn]

First thing I would do would be to tell PayPal that your brother was the one who set up the account etc, then its his problem surely?
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[yuri2085]

The later comments seem to have forgotten that paypal are CUNTS and love to steal peoples money with no possibility for redress.
With posted things proof of delivery should be enough for them as you are not expected to hand deliver it; did you send it to them within 14 days or whatever their limit is?

[Ol]

Is your brother called Ichmal ??

https://file011a.bebo.com/13/large/2007/09/21/22/4203889533a5613998047l.jpg



Brother or not, he's ripped you off, taken the piss, and unless you show him this was not a good idea (read: give the little shit a good slapping) he'll probably do it again, only next time it will probably be for more money
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[Codemonkey]

As said above, get rid of the debt collectors. A black mark from these guys will rear its ugly head in the future and cause you BIG problems when you want a credit card/loan/mortgage etc.

Pay the debt, cancel your debit card and delete its details from the paypal account he created in your name, then take his belongings and sell them to recover what you lost (Sell them extra cheap to make sure you sell everything important to him).

Finally, break his fingers one by one so he can't try it again.

[silky666]

ok.. I just need to clear something up ... as my head thinking thing is twizzling.

1) Are we saying that a child can get a card of some sort ... then sign up to paypal, buy something and not be accountable for the debt ?
2) Are the parents also in the clear ?


If so, my 2 little oinks (who I must say constantly disappoint me with their yobbish behaviour ... and to be honest I am at the end of my tether with them ... not matter what I do they seem to just misbehave ... right little bast*rds they are) ..
... anyway, I will have to ensure they do not buy an Akropovich full system for a KTM250 EXCF ... and definitely not the new Airoh off road helmet, with a 661 compression suit.

This is the main troublemaking little f*cker
you can just see he is the sort to do the above:

https://i157.photobucket.com/albums/t69/silky666/Family/ben_trex.jpg
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