Personal injury insurance for trackdays ,,,, help!!!!

thebun · L Plate Warrior Joined: 08 Apr 2015 Karma :

HI everyone ,I'm new to the forum and new to trackdays so go go easy .
The mid life crisis is gathering pace , so it's time to forget mx and get a road bike and do some trackdays.
However , I'm married with a child AND self employed. So I wanna insure my nuts off in case I cant work due to a prang .
Can anyone recommend a "good" insurance company ?
I've had quotes from totally for a lot per month . However, the salesman who was dead keen for me to buy a £70 per month policy , is now trying to steer me away from it. Consequently I now don't trust him.....
I am expecting to pay a lot but I'm buggered if I can find any policies. ...

Cheers peeps

Acemastr · World Chat Champion Joined: 01 Oct 2008 Karma :

I'd say you're 10000x more likely to die/incur injury riding on the road than a trackday.

To me this seems like an odd thing to offer someone "Pay us 70 a month.. if you injure yourself we'll give you loads of money until you're better"
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2017 KTM 350 XC-F - 2014 Yamaha R6 - 2005 Yamaha YZ125
2016 Toyota Tacoma Limited

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

thebun · L Plate Warrior Joined: 08 Apr 2015 Karma :

Really . Trackdays arent dangerous ?????
Wow !!!!

C'mon guy .
Perhaps I just don't want my kid to grow up in abject poverty because I "Rainey'd" myself.

thebun · L Plate Warrior Joined: 08 Apr 2015 Karma :

The quote was 2 years 70% of income paid dropping to 50% til I'm 65.

And novice group ... please !!!!!
I've done some Haslam schools ....... just needs to find 20 seconds and I'll have the lap record Very Happy

Acemastr · World Chat Champion Joined: 01 Oct 2008 Karma :

.Bishbash. · World Chat Champion Joined: 06 Sep 2010 Karma :

He is right, track riding is SO much safer, still dangerous of course, but safer overall.

Try these chaps, they did my track insurance abroad, they might do UK if you are that worried, and I paid 15 quid for 4 days cover;

website@infinityinsurance.co.uk

If you are in Novices, I personally wouldn't worry too much, but each to their own Wink

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Current bike - GSX-R1000 k8

Scythe · Crazy Courier Joined: 24 Jul 2010 Karma :

I saw MetLife mentioned on TrackDayRiders forum, have a look at that.
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2009 Yamaha YBR125 -> 2000 SV650S -> 2005 Kawasaki ZX6R 636

arry · Super Spammer Joined: 03 Jan 2009 Karma :

What life assurance / critical illness policies do you currently hold? With who? Principle exclusions relating to motorcycle or motorsport based injuries?