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Kawasaki Jimbo |
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Kawasaki Jimbo World Chat Champion
Joined: 09 Oct 2015 Karma :
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A100man |
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A100man World Chat Champion
Joined: 19 Aug 2013 Karma :
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Posted: 22:44 - 16 Jan 2024 Post subject: |
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I got the same BS from the AA up from £350 to 499 for my SEAT 1.0 car with no changes. Called and question it, some tweaks to excess and mileaged lowered to 8k pa some discount and it was miraculously £330 quid. . Compare and call is the key. nothing got that more complex or expensive to repair in a year. ____________________ Now: A100, GT250A, XJ598, FZ750
Then: Fizz, RS200, KL250, XJ550, Laverda Alpina, XJ600, FZS600 |
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slowasyoulike |
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slowasyoulike Scooby Slapper
Joined: 17 May 2021 Karma :
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MCN |
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MCN Super Spammer
Joined: 22 Jul 2015 Karma :
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piazza |
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piazza Brolly Dolly
Joined: 23 Aug 2008 Karma :
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Posted: 09:56 - 17 Jan 2024 Post subject: |
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Car insurance went up more than 50% last year £985 - I got some points (peugeot 308)
Decided to cut costs and get a moped for kicking about....£700
It was £75 a few years ago
If it stays like this I'm done with driving. I can only hope the expiration of points will bring it down massively |
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Posted: 11:44 - 17 Jan 2024 Post subject: |
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Shop around. I renew a fair few policies (2 bikes, 4 cars) and the only one I had trouble either keeping stable or reducing in price was for my mum and she's in her 80's.
"Post Covid complications" utter bullshit. Where were the massive drops in policy cost during the scamdemic 'cos no one was driving anywhere? ____________________ Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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t121anf |
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t121anf World Chat Champion
Joined: 23 Feb 2007 Karma :
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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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MCN |
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MCN Super Spammer
Joined: 22 Jul 2015 Karma :
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Villers |
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Villers World Chat Champion
Joined: 13 Sep 2004 Karma :
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Nute |
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Nute Borekit Bruiser
Joined: 24 Dec 2022 Karma :
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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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blurredman |
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blurredman World Chat Champion
Joined: 18 Sep 2010 Karma :
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Posted: 09:44 - 19 Jan 2024 Post subject: |
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Nute wrote: |
Have you found it’s worth putting everything onto the same policy, or at least the bikes onto a multi bike policy? |
Bikes, yes- £110 I think it was last for my 5 bikes. Cars- nah. ____________________ CBT: 12/06/10, Theory: 22/09/10, Module 1: 09/11/10, Module 2: 19/01/11
Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S.
Current: 1973 MZ ES250/2 - 17k. , 1979 Suzuki TS185ER - 9k, 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (295cc) - 38k, 1989 MZ ETZ251 - 49k |
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Posted: 10:37 - 19 Jan 2024 Post subject: |
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Nute wrote: | Have you found it’s worth putting everything onto the same policy, or at least the bikes onto a multi bike policy?
It have the same several cars/ bikes but always couldn’t face the arse ache of putting everything on the same one. If it’s worth it I should try this year. |
Sometimes it is, sometimes it isn't
"Damn your eyes sir, you will answer!"
A few years ago I had a multicar policy with Admiral: 1 policy, 2 cars. I saved money but... a single policy so only a single No Claims Discount. On renewal Admiral became spontaneously more expensive for no particular reason, as is their wont. Following, the best deal was two separate policies but I had to choose which car got the NCD
Fast forward to today and I again have multi-car insurance but this time it's 2 policies with a discount applied as their from the same company. Crucially, two separate NCDs. ____________________ Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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rpsmith79 |
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rpsmith79 World Chat Champion
Joined: 31 Jan 2017 Karma :
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Fullers1845 |
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Fullers1845 Renault 5 Driver
Joined: 21 Oct 2021 Karma :
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Nute |
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Nute Borekit Bruiser
Joined: 24 Dec 2022 Karma :
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Tierbirdy |
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Tierbirdy Spanner Monkey
Joined: 25 Jun 2014 Karma :
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Posted: 22:14 - 19 Jan 2024 Post subject: |
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Bike due for renewal this month, renewal quote is double what I paid last year, up from £120 to £250.
Car was mental, renewal due last month, last year paid about £300ish, this year they wanted £980.
Even shopping around on comparison sites, the best I could do was £500ish, phoned my current insurer and they just fobbed me off with "we dont do price matching". Which I never understood, surely theyre better off getting a reduced amount of money from me, than losing me as a customer and getting nothing from me?
No change in circumstances, usual bollocks excuses and the new one "inflation is making repairs more expensive so we have to put our premiums up"
My heart bleeds for these poor parasites, only making £X billions this year rather than £Y billions
Ive also looked at various multi vehicle and 6 wheel policies, its never worked out cheaper so Im not sure who theyre aimed at.
I also think you're potentially assigned a small selection of insurers at birth and theyre the only ones who will ever quote you something vaguely reasonable. Every year I just seem to circle between Admiral, Direct Line and Carol Nash. Every other insurer is usually £1k+. But then my mate who lives in the same area as me, same age, similar driving history, similar NCB, he always gets a cheap quote from LV who I can never get a quote for. Then you scroll down to the bottom of the comparison site and see people like Sainsburys insurance wanting £4k, whos getting quotes from them?! |
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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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Posted: 12:45 - 22 Jan 2024 Post subject: |
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Got the renewal quotes for my Jag and wifies Ford Tourneo Connect. I had to pick myself up off the floor. Jag up £93 and the Ford up £233
I was straight onto Direct line because I was in a shitty mood after storm isis or whatever it's called broke a pane of glass in my greenhouse so I though 'don't waste the anger '.
Anyway, after a bit 'you cannot be serious' and then whining like a little girl who's had her dolly stolen I got the Jag reduced to £30 below last years quote, so down £120 and the Ford reduced by £150. Obviously that discount is built into the renewal quote because Miss thicket, reading off her autoqueue did't even have to go ask anyone higher in the food chain.
Utter scumbags. ____________________ Triumph Trophy Launch Edition |
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A100man |
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A100man World Chat Champion
Joined: 19 Aug 2013 Karma :
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Feasty |
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Feasty World Chat Champion
Joined: 01 Nov 2006 Karma :
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Posted: 16:34 - 23 Jan 2024 Post subject: |
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Last year I combined my cars and house insurance with Admiral which made a fairly decent reduction over the total, I then made the utterly ridiculous decision to take the top level house insurance as 'surely that's better than the cheapy limited cover'.
How wrong I was... A big leak needing a shower enclosure replaced, and a damp side wall later, neither covered of course because the T&C's rule out just about everything. I'm never doing that again, such a waste of money.
I'm dreading April coming up (renewal time), not only for the 90% increase but also the amount of time it takes shopping round and comparing. So painful... ____________________ Previous: Aprilia Habana Retro 50cc (beauty), Yamaha SR125 (fell apart), Honda XR125 (nippy little commuter), Honda SLR650 (Geewhizz), Yamaha Diversion 900S (Smoooooth) written off courtesy of a stupid escaped horse.
(7 year gap), BMW F650 (Relaxing ride). Aprilia Caponord ETV1000 (Big and bold). Yamaha FZS600 (got me in trouble too quick!).
Current: Yamaha TDM 900 (Comfy, light but big, power when needed). |
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MCN |
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MCN Super Spammer
Joined: 22 Jul 2015 Karma :
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