Don't Insurance Companies Want Bike Business Any More?

liquidsnake · Derestricted Danger Joined: 18 Apr 2010 Karma :

I had no problem with companies offering me quotes for multi bike, and Im in the worst category possible - young northern Irish male. I found mce where by far the most helpful and cheap, they were happy to let me insure 2 bikes (although in the end I only insured one) and both are modified. In fact when on the phone to them they said I didn't have to declare a lot of the mods, including my swing arm upgrade aftermarket suspension and exhaust as well as all the aesthetic changes to it. The only thing they were iffy on was driving an unrestricted bike to the dealer to get restricted but actually left it up to me to decide whether I risk it. I've 1 years Ncb and 5 months full license.

It seems very odd that you've had little luck with insurance co operation so far especially given your description of your needs. A friend of mine works in an insurance brokers here in NI and you'd pretty much be a wet dream for them

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

I have an MCE multi bike insurance so Im not sure where this 'don't do multi' bikes comes from. It's not as good as my Carole Nash one was, in that each bike ads more to the policy whereas CN one had a high starting price but basically you paid for the most expensive machines and the others were a nominal sum. Trouble was at my last but one renewal, CN wanted over £500FC for a muti bike with my STriple whereas MCE were £150FC.

I can also ride other bikes, TP , on my MCE policy.
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LordShaftesbu... · World Chat Champion Joined: 03 Sep 2008 Karma :

Can nobody read any more? She's not saying these companies don't do multibike quotes, she's saying they don't do multibike quotes ONLINE. You have to waste your time phoning them (unless it's Carole Nash).

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

LordShaftesbu... · World Chat Champion Joined: 03 Sep 2008 Karma :

mjn51 · Traffic Copper Joined: 04 Feb 2011 Karma :

LordShaftesbu... · World Chat Champion Joined: 03 Sep 2008 Karma :

What does this mean? It's in the fine print of my quote from Carole Nash:

Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

LordShaftesbu... · World Chat Champion Joined: 03 Sep 2008 Karma :

So I could put down my bike is worth £10 (which would really reduce the premiums) and as long as I don't send any photographs I'll still get the market value if it gets nicked/wrecked?

How come your bike was worth 3x its market value by the way?

Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

yambabe · World Chat Champion Joined: 12 Jul 2004 Karma :

With CN, because they originally specialised in classic bikes there was often an agreed value which had to be agreed with the use of photos etc.

Probably won't even apply if you have a bog-standard bike, it's more for your restored-to-concourse classics and one-off builds I think.

Tried to fudge the NCD with the meerkats. They also don't believe Suzuki made a VS800 in 2007. Rolling Eyes

Must be an illusion sat out there in my garage then.......
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Polarbear · Super Spammer Joined: 24 Feb 2007 Karma :

LordShaftesbu... · World Chat Champion Joined: 03 Sep 2008 Karma :

scorps · World Chat Champion Joined: 29 Jan 2007 Karma :

I had the gixer and shadow on multi with Ebike and it cost £145.
Sold the gixer and just got renewal through for the shadow only, £152.28???????????????????????? guess after seven years they dont want my custom anymore
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Rogerborg · nimbA Joined: 26 Oct 2010 Karma :

If we're bumping the thread...