V's Insurance Guide 2003-2004

[Viper]

I spend the best part of three hours yesterday ringing round insurance companies to get a quote for this year.
I thought I would share my findings with you lot, as I know a few of you are currently looking for insurance.

All the numbers listed below, is every number/company listed in BikeTrader. Although, I didnt manage to phone all of them, Ive stuck them all up on here anyway!

But I hope this proves that the more you phone round, the more they WILL drop the quote.

As this is my 3rd year of ringing round for bike insurance, companies that beginning to stand out are particularly MCE(MC Edwards) and Cofield.
I would advise you leave these two companies until practically last, and then when you phone, say that it practically will be your last call.
They are normally very good at bending over backwards to beat most quotes.

Just to mention also, I was insured with Carter Gilbrook (CG) last year.
And to be honest.... if they tried their very very hardest, they couldnt organise a piss up in a brewery!!
There admin system is feckin awful, so be warned.

So here we go...

QUOTE FOR:
21 year old female, with 2 years NCB (full license)
On 1995 CBR400, garaged in Reading
Average 8000miles a year. Value £3500. Includes commuting.

-Note- if two prices are listed, it means I phoned them back again, and they dropped their quote, in an attempt to beat their competitors.

To make it fair, all prices are including legal fees.

Key:
B : Policy includes breakdown recovery
P: Policy includes roadside puncture repair assistance

The numbers in brackets are the excess values

Cofield - 0800 3167 666 ----------------- B (£300...£250) £272... £267
Carter Gilbrook - 0870 7519 999 ---------- (£250) £272
MCE - 0870 90 90 996 ---------------------- (£350) £277
Probike - 01296 33 44 25 ------------------- (£300) £317
TeleBikes - 0870 567 3053 ---------------- B (£250) £329
Bike Mania - 0800 298 3340 ---------------- (£350) £343
ChoiceQuote - 0870 742 0797 ------------- B (£350) £350
Nash Warren - 0870 443 9543 --------------- (£350) £350
Bike Line Direct - 0800 298 2743 ------------ (£350) £385
Bikesure/ AdrianFlux - 0845 130 7585 ----- (£300) £420
Devitt DA Direct - 0800 200 369 ------------- (£250) £435
Autonet - 0800 2799 697 --------------------- (£250) £452
H&R - 0845 130 2800 ------------------------- (£250) £500
Vauntage - 0800 089 0081 ------------------- (£250) £511
Rampdale - 0870 444 6125 ------------------- (£350) £511.50
Motorcycle Direct - 0870 241 0400 --------- B (£400) £515
Profile - 0800 028 5343 ----------------------- (£250) £522
Bennets - 0800 056 3843 -------------------- P (£250) £537.39
Bike Insurance - 0870 774 9555 ------------- (£225) £1000...£575
Performance Direct - 0800 542 4889 --------- (£250) £674
Norwich Union - 0800 015 4901 -------------- (£175) £900.60
Tangent - 0800 092 5238 -------------------- (£175) £925
1st Quote - 0208 597 ------------------------ "No where near"
BikeTeam - 0870 89 777 33 ---------------- "No where near"
Mitchell & Partners - 020 7281 9090 ------- "No where near"
Hastings - 0800 111 066 -------------------- "No where near"


Elite - 0870 600 6061
BikerPlus - 0870 242 0801
SmartBike - 0845 130 4570
Torview - 0800 1959 551
RiderDirect - 0870 9000 959
Thamesbank - 0208 311 5700
Simply Bikes - 0870 241 2348
RideSure - 0800 138 20 30
CC Direct - 0870 90 90 789
Insurance Shop - 01296 481119
Carole Nash - 0800 298 5500
DNA - 0870 787 2364

Hope this is of use to someone!!!
____________________
https://213.86.53.185/images/smilies/tomato.gifVx

[Phoenix]

Nice list there

My insurance is up for renewal in a few months and I'll be doing the ring around again to get the best quote (altho im not hopefull at 19 on a Fireblade )

I don't see CIA on that list, I seriously think you should give them a try.

[G]

CIA have never been great for me.. maybe they're better for 17/18 year olds?

Oh, and nice guide V, /me will probably use when I need to renew the insurance for the 9, rather than my year old list.

[Bendy]

Thanks a lot V, that'll be damn handy in the near future

[McJamweasel]

Yeah, cheers V. That list is saved, ready to be made into a spreadsheet for when I need to reinsure.
____________________
BCF: Be yourself, just don't be an arse.

[TiN]

Cool...but I assume that these quotes are TPFT? (sorry, but I can't see that mentioned anywhere...)
____________________
TiN
dotgems.net

[Phoenix]

That's a pretty safe bet Tin, if it's fully comp then I think there's something about her tactics she's not telling us

Your old tho G CIA were the best for ppl I know, upto 22yrs it could very well be the case that after that age and when your no claims starts rising other companies can do better.

[Ste]

Thats a quite good list

CIA are damn good for me

although I will be staying with them for the rest of the year and then getting quotes on renewal

[G]

Well, I was 22 with 1year NCB when I last called them

[Korn]

Muchos gracias V!

For ages my best quote on the storm was £1100 but thanks to your list I've just got it down to £727. Have some Karma
____________________
3516 Miles, 11 Countries

[WildGoose]

insured now then korn?
____________________
So in other words, he stopped you for being flagrantly in posession of a motorcycle in direct contravention of the Hippies, Darkies and People Whose Face I Don't Like The Look of (Police Powers) Act. 1976

[Korn]

From Tuesday
____________________
3516 Miles, 11 Countries

[craigT19]

thx V

and yay for korn \o/
____________________
Bikes owned :- 2001 nsr125, 1999 zx6r, 2006 yzf-r1, 2009 xmax 250, 2012 yzf-r1, 2015 MT-07
Current bike : - 2016 MT-10
BCF member pops. sadly missed 1945-2003

[TiN]

[Viper]

Glad to see that its helped.

And yes, it is TPFT

[quote="TiN"]

[G]

Well, riding a minimoto isn't excluded \o/



And you'll do fine providing you keep a tit ... /me reminds V about teh mark she got for her presentation

[Viper]

[G]

that was supposed to read 'keep it up'


/me blames dirty fingers (just popped in from the gsxr to get some wd40) and dodgy keyboard and the butterflys in China

[Phoenix]

lol G, now that was a freudian slip

[craigT19]

lol g has it on the brain

you will pass V or im gunna come and take "ya bitch" as you call it(ya bike) and take it far far away muhahahaha
____________________
Bikes owned :- 2001 nsr125, 1999 zx6r, 2006 yzf-r1, 2009 xmax 250, 2012 yzf-r1, 2015 MT-07
Current bike : - 2016 MT-10
BCF member pops. sadly missed 1945-2003

[Evilbob]

VIPER I LOVE U!!!! hang on errrrr k i just give u a big hug instead
<<<<<<<<<<<<<<<VIPER>>>>>>>>>>>>>>>>>>>>>

i just got for a cbr600 1992 3rd party + FTh am 20 and have 1yncb

£468 u F**KING GEEZER!!!!!!!!!!!!!!!!!!!!!!! saved my like 350 if i ever see ya i am so getting the drinks in!!

Cia were offereing 800£

arrrrrr yay, AND its starts at 12 2day !!!!!!!!! YER BABY, got lecture to go to,!?!?!? just ant going to happen is it
____________________
============================
my karma is dieing not fair who cares about spelling? i get the point across, most of the time

[Major_Grooves]

Sorry, which company did you use then? Do you keep the bike in a garage?
____________________
About me|@Major_Grooves|My company|Digg|Flickr

[Korn]

[Evilbob]

[timelimit]

thanks V

just about to get my insurance. know its gonna end up costing me a bit no matter what but ur guide will hopefully save me some grief
____________________
"Gaspar you fool"