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Do you need insurance to tax your vehicle ?

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nick606
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PostPosted: 19:22 - 12 Dec 2007    Post subject: Do you need insurance to tax your vehicle ? Reply with quote

Talking to a lad in college he says you need proof of insurance to tax your vehicle. Now ive taxed my bike before and i can't remeber if i needed my insurance documents ?

If this is true im going to be really pissed off because im after a bike that doesn't have tax at the moment and i there is no way of me getting it home then.

Can anyone shed some light on the subject ?
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Itchy
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PostPosted: 19:22 - 12 Dec 2007    Post subject: Reply with quote

yes you do,

at the post office they'll ask for it,

for online taxing they'll search the database.
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Burnside
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PostPosted: 19:23 - 12 Dec 2007    Post subject: Reply with quote

Yes, you need insurance

https://direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_10021514
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Polo
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PostPosted: 19:24 - 12 Dec 2007    Post subject: Reply with quote

Not sure many people would be bothered about riding a new bike home without tax?

Insurance is a major gamble though. Wouldn't ride without that.
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MattHirst
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PostPosted: 19:25 - 12 Dec 2007    Post subject: Reply with quote

Yes, you need to provide your certificate of insurance (or a cover note until your certificate comes through)

I was lucky when taxing my old bike as the insurance ran out on the same day as the tax did. So they needed a covernote for my insurance renewal as from when i wanted the tax to start.

But the nice oompa loompa in the post office said she would give me tax just that once without the covernote.

So basically, yes you do Smile

Do you drive aswell? You could borrow someones trailer/van if your insurance covers you to do so.

Or rent a van for a day (can't be that dear can it?
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nick606
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PostPosted: 19:36 - 12 Dec 2007    Post subject: Reply with quote

oh rite

Can't really see the point of needing insurance on you to tax your car/bike.

And i haven't got a car licence i might try and get it taxed online just depends how quick the insurance will update there database thing.

Whats a cover note ? just a print out ?
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Pete.
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PostPosted: 19:50 - 12 Dec 2007    Post subject: Reply with quote

nick606 wrote:
oh rite

Can't really see the point of needing insurance on you to tax your car/bike.

And i haven't got a car licence i might try and get it taxed online just depends how quick the insurance will update there database thing.

Whats a cover note ? just a print out ?


A cover note is a temporary document that they give you while you wait for your proper insurance certificate to arrive.

The reason they ask for your insurance before issuing tax is because the only reason you would need a tax disk is if you were going to be keeping a vehicle on a public road, which requires insurance.
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panrider_uk
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PostPosted: 19:55 - 12 Dec 2007    Post subject: Reply with quote

You'l need an MOT certificate as well if its over 3 years old.

Mark
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ms51ves3
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PostPosted: 20:21 - 12 Dec 2007    Post subject: Reply with quote

nick606 wrote:
oh rite

Can't really see the point of needing insurance on you to tax your car/bike.

And i haven't got a car licence i might try and get it taxed online just depends how quick the insurance will update there database thing.

Whats a cover note ? just a print out ?


It sort of makes people get insurance.
I rode round for about a week without any tax as I was waiting for my insurance certificate to arrive.
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smitten
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PostPosted: 20:28 - 12 Dec 2007    Post subject: Reply with quote

You can't do tax online when you've bought but not yet got the new V5 (new keepers supplement doesn't count) as the disk will be sent to the previous keeper.
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nick606
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PostPosted: 20:37 - 12 Dec 2007    Post subject: Reply with quote

I understand, but if you think about it there no point really

if your not going to get insurance, why bother with tax

It only really annoys people who buy a car/bike without tax.
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Itchy
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PostPosted: 20:40 - 12 Dec 2007    Post subject: Reply with quote

prolly but no insurance = points a small fine and possibly a tow,

no tax = small fine

I think anyway,
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Pete.
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PostPosted: 21:56 - 12 Dec 2007    Post subject: Reply with quote

nick606 wrote:

if your not going to get insurance, why bother with tax


Because they can tell if a car/bike is taxed by looking at/for the tax disk. They coudn't do that for insurance in the days before ANPR scameras, nor was there a database to check against.
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Burnside
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PostPosted: 22:03 - 12 Dec 2007    Post subject: Reply with quote

nick606 wrote:
It only really annoys people who buy a car/bike without tax


And the police
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Kickstart
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PostPosted: 00:02 - 13 Dec 2007    Post subject: Reply with quote

nick606 wrote:
Can't really see the point of needing insurance on you to tax your car/bike.


The only real excuse for the whole VED system was to force people to produce their MOT and insurance once a year.

Even that pathetic reason no longer applies, so now it is just purely an inefficiently collected tax.

All the best

Keith
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chris-red
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PostPosted: 00:06 - 13 Dec 2007    Post subject: Reply with quote

Can I tax a bike with a log book if I have the little slip you get from it when you buy a bike?, I'm insured and (soon to be) my bike has MOT.
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acwman
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PostPosted: 00:10 - 13 Dec 2007    Post subject: Reply with quote

I'm insured with E-Bike insurance, and printed off an insurance certificate online, and bought the road tax with this document.

Not sure if any other company offers this.
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chris-red
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PostPosted: 00:11 - 13 Dec 2007    Post subject: Reply with quote

acwman wrote:
I'm insured with E-Bike insurance, and printed off an insurance certificate online, and bought the road tax with this document.

Not sure if any other company offers this.


MCD faxed mine through, they wouldn't email it though.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.
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smitten
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PostPosted: 08:38 - 13 Dec 2007    Post subject: Reply with quote

chris-red wrote:
Can I tax a bike with a log book if I have the little slip you get from it when you buy a bike?, I'm insured and (soon to be) my bike has MOT.


Yes - new keepers supplement is valid for a couple of months when presented at a PO with insurance and MOT.
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Finglonga
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PostPosted: 15:14 - 13 Dec 2007    Post subject: Reply with quote

Itchy wrote:
prolly but no insurance = points a small fine and possibly a tow,

no tax = small fine

I think anyway,


No insurance = Points & fine & bike Impounded as your not legally able to get it home. Unless you can get a person who is insured to ride it there to take it for you.

No Tax = Bike crushed under new powers, depending on the Police.

No Tax and No insurance means you will get the bike impounded. I think its just over £100 to get it back plus every day you are charged storage costs.

Riding without being legal is a very big risk now due to ANPR being fitted to most Police vehicles marked and unmarked.
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