Insurance For A CBR600RR

[mthorburn]

Hi,

I'm new here and don't have a bike yet.

I have just turned 21 and intend sitting the DAS to allow no restrictions etc.

Was wondering what i could expect to pay on a 2003 cbr600rr? Got a quote from some place for 3k!

Only want Third Party!

Can anyone advise?

Cheers
Mat

[MarJay]

Experience is now the main factor on insurance calculations, and then age.

Basically I reckon if you have just passed your DAS then a 600RR is too much for you. I also doubt that you'll get a quote much below £1500.

I would say look at a Fazer, Hornet or something like that to build up experience before you go for the razor sharp sports bike, after all you wouldn't buy a ferrari if you had passed your driving test yesterday would you? These bikes will easily be fast enough (If we're honest they are probably fats enough for most of us! .

You won't learn much about riding on a bike that handles as sharply as a 600RR eithe in my opinion, because you need to have something that is forgiving and something that you can get closer to its limits so that you can feel what it is like to get near the limit.

If you buy a 600RR tomorrow, then I reckon you'll either ride it upright everywhere and it will scare you silly, or you'll go crazy on it and damage it or yourself.

Aim a bit lower at least for the first year. Trust me you won't regret it!
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British beauty: Triumph Street Triple R; Loony stroker: KR1S; Track fun: GSXR750 L1; Commuter Missile: GSX-S1000F
Remember kids, bikes aren't like lego. You can't easily take a part from one bike and then fit it to another.

[Stew]

Try working your way through Vipers insurance list. Alternatively pass your details onto Danny, I am very sure he will get that quote down .
https://www.bikechatforums.com/viewtopic.php?t=14395
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"Unlike public school you don't need to have your arse up and your head down to go a long way...."

[Scooby]

You on commission Stew?
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A big enough hammer fixes anything!

[Danny]

Your insurance premium mainly depends on how old you are and where you live (also depends on no claims bonus buy I assume you don't have any). You will be paying over a grand for third party fire and theft.

Click my sig for more insurance information.

[dainesefreak]

Or use one of the companies like H&R who will let you use your car no claims if you have any.

[Monkeymafiax]

I'm not going to tell you not to get a big bike straight away (my first is my VFR750F!), but it's worth giving some thought to the financial aspect. Do you really want to spend a huge amount on insurance? You could choose a smaller/cheaper bike and use the money you save for a holiday/beer etc. Something like an ER5/CB500 or a VFR400 should still give you plently of enjoyment whilst allowing you to learn the basics and build up your no claims discount. [I was going to get an ER5, but for the same price and slightly higher insurance I got the VFR, which is much better for the longish trips I do occasionally].

When looking for insurance it's worth getting TPFT instead of plain third party only. There are plenty of online insurance services, so try these; Carol Nash don't do online quotes, but it's worth giving them a ring as well - they were cheapest for me, but only marginally.

Enjoy your ride!

MMx

[mthorburn]

Thanks for all the info/advice.

Done some phoning around a feel i should aim a bit lower.

What about a 400, honda, kawasaki or susuki? Quite like the loom of the vfr400? Any advice? Don't rally want to go any lower than a 400 cuz i've waited till i'm 21 to do the DAS.

Or anything else any one can suggest.

Cheers

[fazed]

a vfr 400 or a rvf (Honda!) , depends on your budget Wicked bike to start out on (as a first sports) and plenty of fun , once you learn those twistys you will be laughing its also more forgiving than a cbr600rr

[Laura]

Or buy a older cbr you can pick them up for about 700 pounds a jelly mould type.
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Good girls ride motorcycles bad girls thrash them.

[Shaun]

[dainesefreak]

It's also worth considering something like the Hornet, Fazer, SV. They are all nice bikes and plenty quick enough, they also have the added bonus of being official imports and can be had for a good price.

The standard CBR600 is a great bike too and there are loads around to choose from. The only downside of the CBR is that it's a sports bike so the insurance will be more.

The RR version is a great looking bike but it's still quite expensive on the second hand market. As a first bike it's probably a bit too focussed and "race bred", the handling is supposed to be sublime but the fuel consumption isn't great. There really won't be that much in it between the RR and the standard CBR in the real world where you won't be able to use it to it's full potential. The non RR version will be more practical and comfortable on a day to day basis and a bit more forgiving.

Give Tin a shout if you want to know more about the RR and no one can really tell you what to do, we can only offer advice.

I've got a nearly new 954 but it doesn't stop me thinking about trading it for the 1000RR!

[yariso]

If you have your heart set on a CBR, i'd say go for an older one. I passed my test in March and bought a '92 model. I got insurance TPFT for £395 from CIA and haven't looked back.