What's the Worst That Could Happen?

[Chriss]

Hey all,

My bike has MOT, has Insurance, but because it's not showing on the MID, I can't buy tax for it. I have every intention of buying tax, just impossible to do so. It's been insured since Wednesday, but not been able to ride it due to the lack of tax.

I really want to go for a ride, and trying to weigh up the consequences. Do you think the police would tow my bike away as it's not showing on the insurance database? What do you think the police would likely do, do you think they'd be understanding? Do you think they'd even care about the lack of tax?
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[Eddie Hitler]

Surely you can tax it at the post office with an insurance certificate?

[Chriss]

[iooi]

If you got a nice copper, he might ring your ins co. So long as you have the cert with you.

If not its a expensive trip to get your bike back from the pound after you have collected all the paperwork....

You don't need a V5 to tax at post office, so long as you have the form for renewall, Ins cert and MOT.
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Just because my bike was A DIVVY, does not mean i am......

[Chriss]

[total_uk]

If it's sorned, I'm pretty sure that if you were unlucky enough to get pulled over, they'd take the bike off the road as it shouldn't be on it....

[Chriss]

Buying tax is a pain in the arse. I don't understand why the bike must be insured/mot'd to buy tax. Why can't they keep all three separate.
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[Paulington]

Because tax is there virtually as payment to use public highways.

You shouldn't use public highways without insurance or an MOT, so you need those first.
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"Four wheels move the body, two wheels move the soul."
Current Vehicles: '89 Kawasaki KDX200, '99 Yamaha XV535, '00 Honda ST1100 Pan-European, '08 Suzuki GSX-R1000, '08 Mitsubishi Lancer GS4 2.0 TDCi, '15 BMW 1 Series 116d Sport Turbo.
CBT: 27/08/08. Theory: 04/09/09. Module 1: 16/09/09. Module 2: 01/10/09.

[Asimo]

Tax it over the phone and tell them you've just bought insurance so its not on the database yet.

[iooi]

[temeluchus]

some countries make you pay for third party insurance in the road tax. I think that how germany does it.

[arry]

Seems to me you're missing the key point of the problem - it's not in the database.

It should be on the database now as Insurers have 5 days to get the details on there. If they haven't, then get onto them and find out why they haven't, because inevitably it will be an absolutely PITA when you do get pulled and they want you to prove your insurance details to them on the roadside because their database is infallable

[Chriss]

[arry]

[Chriss]

[CaNsA]

Phone your insurer and ask them to send another copy of the policy cert to you, or fax it, or email it.

then get ur ass down the post office to get a new shiny tax disc.

Swinton took 2 weex to send me my cert, but i needed it sooner for the same reason as you. They let me go into a branch where they got a copy printed off there and then.

sorted.

stop being a fanny

[Chriss]

My insurance broker is 600 miles away or so. Not too easy to just nip down there. Cover note arrived today anyway, so I can get my ass down the post office. Sods law says it goes on the MID tomorrow.

And it's a tempory additional vehicle, so there's no certificate issued.

P.s, what's wrong with being a fanny?
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TheShaggyDA: I've got 3 or 4 pairs that predate my wife, so at least 11.5 years old.

[arry]

[G]

A cop would have to be a complete arse to get your insured and MOT'd vehicle towed - dunno if they have that power or if it's down to the DVLA, anyway?

[arry]

[iooi]

[Kickstart]

Hi

Off topic, but VED these days is a complete waste of time. Just an expensive way of collecting some revenue and keeping some people employed in Swansea.

Tax disk itself is hardly difficult to fake, so that still relies on a database check. So hardly worthwhile to save on a database check for MOT and insurance (both of which could have only been in date for 1 day when the last years tax disk wash bought).

As to doing it online, you need the V5 anyway for the reference numbers.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[G]

Police also beat people up, threaten to do people for crimes that don't exist and generally show a lack of knowledge of the law they are implementing. So just because that's what they do, doesn't mean they're allowed to .

I don't believe the databases has any legal standing, whatever some would claim. Haven't seen any evidence to suggest that it does have a legal standing... bit like restriction certificates.

Your tax and MOT only have to cover the day it starts. It's rare that I've got tax before the previous one finishes and I've always had enough MOT etc when I have.
However, in the past I have got Tax on the day the MOT finishes (to save hassle) - I could have then been on the road unMOT'd for a year and unlikely to have been detected.

[Chriss]

Well, went out on the bike to the Post Office, bought a tax disc and went for a ride. Pulled over no less than three times in 150 miles. First two it was ANPR camera in the car that triggered it, third was "I attracted their attention" and their checks came back with no insurance.

Either way, my cover note is valid until 1920 tonight, and the tax disc I have expires 30th June 2010. My bike will be taxed tomorrow, but not insured. As of now, according to the police that tugged me, technically, I'm not taxed today.