Another Argument On The Law To Settle

[Vincent]

My mate insists that if you get stopped with no MOT and TAX, you also get points on your license, (for no insurance - we've established that "No MOT" and "No Tax" are not endorsable offences), but he says that it's a "techincal offence" and you get points even if you have a valid insurance certificate.

I've told him that it is my belief that although you might not be covered in an accident you cannot get prosicuted for no insurance.

Who right..........and who wrong

[hellbound]

https://www.nopenaltypoints.co.uk/driving-without-insurance-tax-or-mot.html

no insurance is points, no mot or tax isn't


(as far as I can tell by reading that)
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May you always see the road rising up to meet you and your enemies defeated in the mirror behind.

[pinkyfloyd]

As far as I am aware you can only ride / drive without MOT or TAX to a pre booked MOT test providing you have insurance.

You can get insurance without MOT or TAX. Can get MOT without insurance or Tax but cant get tax without the others.

If stopped with no tax or mot then the police have the power to seize the vehicle and stop you driving it thus causing you to get insured and booked into the MOT station before paying them extortionate amounts to pick the car up.

In truth, if you get stopped with anything missing the police can stop you from continuing your journey in the vehicle.

If you crash then I belive it negates your insurance. Without MOT your insurance company can refuse to pay out on grounds that the car was unroadworthy.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[Kickstart]

Hi

Can't see why. Under the road traffic act once the insurance company have issued a certificate they are liable for 3rd party claims and cannot just get out of it. So you are insured against 3rd party liabilities so no offense committed.

They might try and claim back their expenses from their insured, but they can try that anyway.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Kickstart]

[pinkyfloyd]

[Vincent]

So, basicaly, if you have a valid insurance certificate, but no MOT or TAX and no other offences have been committed, you will not get any points on your license if stopped?

I'm going to drive the motor to a pre-booked MOT so I can tax it. My mate seems to think that , if I get stopped I will be endorsed for not tecnicaly having insurance.

I'm sure I knew the answer to this already but my mate's just not having any of it

Even if I wasn't going to a pre-booked MOT, I wouldn't be too bothered if the car was crushed anyway - might save me the problem if it fails the MOT

[pinkyfloyd]

You can drive to the MOT test without tax or MOT provided its pre booked and you go by the direct route.

Make sure its booked with your full name and your car reg number and take the garage number with you on the journey.
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illuminateTHEmind wrote: I am just more evolved than most of you guys... this allows me to pick of things quickly which would have normally taken the common man years to master
Hockeystorm65:.well there are childish arguments...there are very childish arguments.....there are really stupid childish arguments and now there are......Pinkfloyd arguments!
Teflon-Mike:I think I agree with just about all Pinky has said.

[Kickstart]

Hi

Can see the insurer reducing cover to min legal cover, but can't see how legally you could be done for driving without insurance if the insurer has issued the policy.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[Vincent]

[Mister James]

[Kwaks]

[Vincent]

[Kickstart]

Hi

You will likely get a months grace before they will offer to take a bribe instead of taking you to court for not declaring SORN. However there is no grace for using an untaxed car on the road (just the exemption for pre approved MOT stuff).

There is a 5 day exemption for not displaying a tax disk, but only if you have already bought one online before the previous one expired.

All the best

Keith
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Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

[ukbiker.info]

Driving without an MOT
If your vehicle is at least three years old, it needs to pass an MOT test before it can be considered roadworthy. Driving a vehicle that has not successfully passed an MOT test can land you a fine, but will not usually result in penalty points.
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[Vincent]

I'm just concered about the insurance "thing". If I get 6 or more points it's bye bye license, (only until Feb 22 when some speeding endorsmets run out but it's bound to give the insurance an excuse to penalise me.

My policy is current and up to date though so I'm sure there's no chance of that.

Thanks for the responses BTW

[Parp]

[Vincent]

I made a massive mistake though, the tax ran out at the end of Jan but the MOT didn't expire until the 2nd Feb - so i could have taxed it and got the MOT sorted at my leisure:oops:

Do the automatic cameras pick up on no MOT aswell as insurance and tax?

[0l0dom0l0]

[Kwaks]

[G]

[Pete.]

The only offence that I can think off off the top of my head where you might suffer a consequential offence of no insurance despite producing a certificate is if you were found to be riding/driving not within the conditions imposed on your license (i.e if you didn't have a license for that vehicle). This is because insurance policies have the wording 'provided that the insured holds or has held and is not disqualified from holding a license'.

Someone like Mister James would be able to clarify.
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a.k.a 'Geri'

132.9mph off and walked away. Gear is good, gear is good, gear is very very good

[The Disapproving Brit]

[G]

People DO get done on that basis. But I'm convinced they should be - merely that they bend over and take it, so it all goes easily for the police/CPS/courts.

[The Artist]

So what happens if you get stopped with insurance and tax but no MOT? Fine and producer?