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| iforwms |
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 iforwms Two Stroke Sniffer
Joined: 16 Oct 2011 Karma :    
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| RePT |
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 RePT Nitrous Nuisance
Joined: 10 Oct 2011 Karma :     
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 Posted: 13:28 - 19 Nov 2011 Post subject: |
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there won't be any police working, so i think your good to go!  |
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| Dazbo666 |
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 Dazbo666 World Chat Champion

Joined: 06 Jun 2004 Karma :    
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 Posted: 13:33 - 19 Nov 2011 Post subject: |
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If you're doing it online, yes you can get immediate cover. I did it recently thru the Hastings website.
Be aware though, that your new policy may not show up on ANPR etc for up to 7 days, so if you were unlucky enought to get stopped it would be adviseable to have your policy info with you if possible. ____________________ 1st bike (Sept'06 - May'10) : 1991 GPZ500S / Current bike (since Nov 2009) : 2003 Suzuki Bandit 600N
Word of the day : DILLIGAF |
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| iforwms |
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 iforwms Two Stroke Sniffer
Joined: 16 Oct 2011 Karma :    
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| BIKEVIDDER |
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 BIKEVIDDER Scooby Slapper
Joined: 06 Nov 2011 Karma :     
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| Alex_B |
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 Alex_B Brolly Dolly
Joined: 15 Jul 2011 Karma :  
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 Posted: 15:23 - 19 Nov 2011 Post subject: |
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Just so long as you've paid online you're insured.
Tell plod to do one....politely mind!
You'll be OK. ____________________ My Lane Position is always AWESOME!! |
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| Rogerborg |
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 Rogerborg nimbA

Joined: 26 Oct 2010 Karma :    
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 Posted: 17:36 - 19 Nov 2011 Post subject: |
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| Alex_B wrote: | Just so long as you've paid online you're insured. |
If we want to be technically correct - the best kind of correct - then no, you're not.
Road Traffic Act 1988 Section 147
| RTA 1988 S147 wrote: |
(1)A policy of insurance shall be of no effect for the purposes of this Part of this Act unless and until there is delivered by the insurer to the person by whom the policy is effected a certificate (in this Part of this Act referred to as a “certificate of insurance”) in the prescribed form and containing such particulars of any conditions subject to which the policy is issued and of any other matters as may be prescribed. |
We could have a bun fight over the meaning of "delivered" and "certificate" - the Interpretations Act 1978 only refers to posting, not email, and is a PDF or self printed certificate sufficient? - but strictly speaking, the policy isn't valid just because you've paid up.
In practice, I doubt that you'd ever be convicted, since Plod, CPS and judge have all doubtless ignored this provision at some point.
Anyway, tl;dr version, insure online or over phone, get a policy number, job done. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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| Alex_B |
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 Alex_B Brolly Dolly
Joined: 15 Jul 2011 Karma :  
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 Posted: 19:12 - 19 Nov 2011 Post subject: |
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Yea, I do mean for Mr Pedantic Roger as long as you get the policy via email
I'm of the opinion that 'delivered' in RB's context was before email or even buying online was common place.
When bought online, ride bike  ____________________ My Lane Position is always AWESOME!! |
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| sidewinder |
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 sidewinder World Chat Champion

Joined: 24 Aug 2011 Karma :   
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 Posted: 19:37 - 19 Nov 2011 Post subject: |
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most on line policy's allow you to print out a certificate when you sign into your on line account  |
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| goto10 |
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 goto10 World Chat Champion

Joined: 16 Oct 2011 Karma :   
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Old Thread Alert!
The last post was made 14 years, 82 days ago. Instead of replying here, would creating a new thread be more useful? |
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