insurance via MCN and 33bhp

[Damien1080]

Hey again!

Looking up at picking up a er6-n in the next few days and have got all my lovely quotes, however there seems to be no option for adding the 33bhp restict kit onto the policy, now the question only gives you the option for full, learner or EU options so what should i do here? any advice/tips?

Cheers in advance guys

[iMark]

Full.

Don't even tell them it's got a restrictor in it as they will just make you get a Dyno which will leave you out of pocket...


Only if they ask if you are on a restricted licence then declare it... and hope they don't ask for a dyno print.
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K8 GSXR 1000
"G" : you got him to have a look at a forum which seems to have established a picture of an erect penis in a cat's mouth as it's mascot and thought he might consider it ok?

[Damien1080]

thats what i was thinking , however my last insure *rampdale* made me send photocopies of my card and paper counterpart for my 125, im looking at going with express this time so unsure with what they would want

[iMark]

My insurers already had my details so I just told them the model, year and licence plate and they were ok... but they were aware I was on a <25kw licence so were asking for a dyno print out... managed to get away without one though after getting a signed letter head from a local garage saying the "Restrictor Plates fitted and working correctly"
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K8 GSXR 1000
"G" : you got him to have a look at a forum which seems to have established a picture of an erect penis in a cat's mouth as it's mascot and thought he might consider it ok?

[J.M.]

[Damien1080]

ahhhh might give express a ring and see what they have to say and really hope for the best

[multijoy]

You have a full licence, albeit with a restriction, so that's what you should select.
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'11 CBF1000A, '99 C90, '98 CB500
silky666: He rode amazingly well considering his bike is the weight of a small van and had slicks on.

[guile]

[iMark]

[Pol Anorl]

[anthony_r6]

My insurer never asked me for a restriction certificate. I've had two offs and in neither of those instances have I been asked to produce the document to support the restrictors installation.
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Ted : "Maybe he's agoraphobic."
Dougal : "Jack scared of fighting? I don't think so, Ted."

[guile]

[Quornholio]

[Damien1080]

well as ive got an a2 restricted surely they would pick that up when i sent my copies if asked for them? and have rung express today with my original £363 quote , asked them about the 33bhp kit and " the department that deals with that doesnt work on saturdays" so i have to wait until Monday to hear back, so i shall post the result on here and we shall see how this pans out!

[Timbo Foggins]

I'm with MCN, still restricted, sent them copies of my license and they've never mentioned it.

[iMark]

[Cuchulain]

I think it counts as a modification, so it should be declared.

It's up to you if want to take the risk but bear in mind that insurance companies will look for any inaccuracy, no matter how trivial in your details to try get out of paying money in the event of an accident.
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CBT 15/6/2011 Theory Test Passed 6/2/2012 Module 1 Passed 11/6/2012
Module 2 Passed!!! 19/6/2012

[Damien1080]

using carol nash and comparison sites its comes back as 350ish as standard or 1300-1400 with the restriction declared! well wound up now!

[Damien1080]

would it be worth ringing around to try and find a decent quote or is that pretty much the end of it? any insurers anyone would say were good too call with a 33bhp kit?

[J.M.]

[Damien1080]

just got anally raped by them too, over a grand with 33bhp kit 367 without , thanksfor the shout though

[DonDino]

Have you tried Hastings? They seem to be giving me quite a cheap price for my ER-6N (albeit on full license without restrictions), suggest you give them a go.
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First bike: CBF125, Feb. - Oct. 2012
Currently riding: ER-6N since Oct. 2012

[Rogerborg]

[jeddy11]

Im on the understanding that its a full license for that question (still have full A license even if restricted) and the restrictor kit etc comes under modifications list..

Well it has on the quote sites i used...
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Fuelly My Z1000SX
cbt 06/08/11 mod1 (second go) 01/08/12 mod2 21/09/12
Varadero Viking YBR125>Varadero125>ER6F>Z1000SX !!!

[Damien1080]

so after a day calling around - 366 tpft without rest kit kitted, second they put that in 1k+!!!!!!!!! ridiculous , really hoping im not stuck on a 125 for 2 years