New Bike / Category D

anthony_r6 · World Chat Champion Joined: 31 Mar 2011 Karma :

Hi Guys,

Come March I'd have been on Hornet for 2 years. Unfortunately due to an accident last year, I have a £24,000 claim against me, which prevented me from getting a sportsbike when my insurance was done, but now I'm looking for a new machine.

With my one years no claims bonus, it should bring my insurance for a 600/750 sports to a reasonable sum, and whilst browsing on ebay I've come across a Daytona 675 that I quite like the look off.

It's a Category D but the article says he cannot find no damage on it at all. It's just within my price range of £3000-ish, but it is really far away, so wondering what people's opinions are on this.

It's a far distance away, but I'd be willing to go check it out if it's in good condition. What do you guys think of Cat D?, the Daytona 675, or what else you suggestion for roughly the same money?

Thanks

Anthony
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Dougal : "Jack scared of fighting? I don't think so, Ted."

j.silvs · World Chat Champion Joined: 01 Dec 2012 Karma :

Cat D is usually something really minor.

Personally I would want to know the circumstances of the cat given tho before buying it. It looks nice but still has bells ringing as to why its a cat D. Most people would keep the receipts etc. after fixing it.

Then again he is being up front saying its a cat d. Could of played dumb and not mentioned it. You would be surprised as to how many people DONT hpi a bike they buy.

Not having service history is a downside too as you cant ring up garages to see if there has been any work for the cat d undertaken there. Also I reckon its minor was the first service it has had.

I would stomach the £250 or whatever it is for the AA or RAC to go with you to have a look.

I wouldnt pay that much for it tho being that its going to always be hard to sell on compared to the same machine with no cat on it. Maybe £2000 - £2500 but dont think that the upper figure is un realistic if you are there after traveling a few miles with reddies in your hands!

Fowlersrs · World Chat Champion Joined: 30 Mar 2012 Karma :

Category D also covers bikes that could of been stolen and written off, then to be found and sold on after.

It's by far the cheapest Daytona 675, I even looked at the advert closely. I would want to know the history though as you could get grief from the plod or all sorts...

Golgarth · Nova Slayer Joined: 09 Apr 2013 Karma :

Think of it another way, how many bikes are crashed and repaired away from insurance........ A cat D can be anything from not recovered, so a simple scratch on the frame, also Triumphs (from what I have read) are very easy to write off due to the insurance companies believing the frames are easily damaged, whether they are or not is up to interpretation.

If the pictures are a good representation then it looks pretty smart.

ws4936 · World Chat Champion Joined: 10 Sep 2009 Karma :

anthony_r6 · World Chat Champion Joined: 31 Mar 2011 Karma :

Thanks Guys,

I've been tossing it around in my head for the last few days and whilst I love the look of this bike, I think the fact that it's 200 miles away AND the guy doesn't seem to know what kinda damage has occurred to write it off as a CAT D, I'll pass.
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Ted : "Maybe he's agoraphobic."
Dougal : "Jack scared of fighting? I don't think so, Ted."

j.silvs · World Chat Champion Joined: 01 Dec 2012 Karma :

Don't get put off straight away mate.

This could be a real bargain.

Honestly, take someone with you who knows what they are looking at. I think its worth seeing if its only a Cat D.

Damn, a lot of people are riding cars/bikes who don't even know it has been in a total loss due to not HPI'ing it. He could of easily took the 'don't know guv' route and not mentioned it hoping someone don't HPI it. Most wont anyway.

Seriously I would go check it out!

Hetzer · Super Spammer Joined: 19 Feb 2007 Karma :

It doesn't matter if somebody "knows what they're looking at". If the details of the accident itself aren't known there's no way to have an idea about a possible hairline fracture in the frame, even if the write-off was due to nothing more than trashed plastics and a few broken peripherals. I had a brandnew Blade written off for exactly that (plus the rad).
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"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

P. · Red Rocket Joined: 14 Feb 2008 Karma :

FWIW a new shape Hornet was Cat D'd for a snapped indicator stalk and scuffed bar end. Rolling Eyes

I would not be put off at all, and would buy that Daytona, I'd be offering around £250 less as an initial offer though.

j.silvs · World Chat Champion Joined: 01 Dec 2012 Karma :

Surely a cat D wouldn't be a fractured frame?!

No way of even check with DVLA or whoever about the circumstances and what they had to check to make it road worthy again?

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Hetzer · Super Spammer Joined: 19 Feb 2007 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Slide or impact would likely be cat C given the fragile bits of flappy plastic.

Agree though, unless they have gone balls deep, its unlikely a small fracture would be found.

However, I stand by my statement and would buy it.

iooi · Super Spammer Joined: 14 Jan 2007 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Why would it matter insurance wise, just means they'll see cat d and offer a lower pre accident value should he exit the road via a hedge Laughing

instigator · Super Spammer Joined: 19 Oct 2004 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

anthony_r6 · World Chat Champion Joined: 31 Mar 2011 Karma :

Ol · World Chat Champion Joined: 07 Aug 2009 Karma :

I bought my B1H from my mate after insurance had classified it as a Cat D - it literally had a crack in the fairing and a scuff on the mirror!!
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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Lots of bikes which aren't cat C or D will have been crashed and could be hiding be cracked frame or something equally bad.

I wouldn't see a bike being cat C or D as a reason not to buy it, would expect it to be a bit cheaper because of the write off and the only problem there might be with the bike is when you come to sell it, as this thread demonstrates.

P. · Red Rocket Joined: 14 Feb 2008 Karma :

Fowlersrs · World Chat Champion Joined: 30 Mar 2012 Karma :

P. · Red Rocket Joined: 14 Feb 2008 Karma :

You wouldn't advertise a proper stolen bike on ebay, that is asking for a rimming.

Has old MOTs, knows what its got on there, invoice for the incident this year. Seems fairly decent enough to me.

j.silvs · World Chat Champion Joined: 01 Dec 2012 Karma :

Just buy it!!!

reed · Nearly there... Joined: 28 Oct 2012 Karma :

My Ducati monster was a cat c and I never knew until I put it up for sale myself and someone hip checked it. Laughing

My friend also had an old vfr that he put up for sale, only to be told by a potential buyer that it was a cat b in 1994. Laughing

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Generic XOR 50, Gilera SMT 50, GSXR 400 GK73A, Ducati Monster 600, Honda Hornet 600.
Sold. Stolen. Written off. Sold. Current.