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Hit a pedestrian, what happens now?

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Orennayar
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PostPosted: 11:03 - 24 Jun 2015    Post subject: Hit a pedestrian, what happens now? Reply with quote

Hi everybody,

I just had an incident this morning. Basically I was overtaking a queue of stopped traffic, and a lady crossed between the car, looking the other direction obviously.
I managed to swerve to avoid her but she hit the topbox and fell.
By the time I parked and crossed the road to see her, an ambulance that was passing by stopped and took her in, she seemed to be okay but I don't know if she has any injuries or not.
Police came a bit later and asked me the usual details etc... and told me I was good to go.
What will happen now? The police guy told me I should call my insurance to let them know of the accident but I have no ideas if the lady is going to escalate the incident or anything so I'm not sure if I need to call them or not.
A cool guy gave me his number as witness, saying he would say that she wasn't looking, had earphones on and that I wasn't speeding. Thumbs Up
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UnknownStuntm...
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PostPosted: 11:07 - 24 Jun 2015    Post subject: Reply with quote

I'd get a reference number from the police to show you've logged it.
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Ste
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PostPosted: 11:10 - 24 Jun 2015    Post subject: Reply with quote

Is the top box okay? Praying
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Orennayar
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PostPosted: 11:13 - 24 Jun 2015    Post subject: Reply with quote

Topbox looks fine, it popped open on impact but looks like it's not broken or anything Thumbs Up
UnknownStuntman: the police gave me a CAD code with a date, I'm not sure what it's for, is that the reference number?
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delsol
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PostPosted: 11:20 - 24 Jun 2015    Post subject: Reply with quote

Call your insurer, won't do any harm.

They might ask you to obtain some other information as in the police reference number like unknownstuntman said.

If nothing else it will demonstrate that you have followed through on police advice and observed protocols (should it escalate to court case).
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Fowlersrs
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PostPosted: 11:22 - 24 Jun 2015    Post subject: Reply with quote

delsol wrote:
Call your insurer, won't do any harm.



I wouldn't be so sure about that..
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grr666
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PostPosted: 11:26 - 24 Jun 2015    Post subject: Reply with quote

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delsol
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PostPosted: 11:33 - 24 Jun 2015    Post subject: Reply with quote

Fowlersrs wrote:
delsol wrote:
Call your insurer, won't do any harm.


I wouldn't be so sure about that..


OP claims he is not at fault, police say OK to go on your way, offer of witness saying rider not speeding, and casualty not looking and wearing headphones.

If all that stacks up, what's to be unsure of ?


Last edited by delsol on 11:34 - 24 Jun 2015; edited 1 time in total
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Orennayar
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PostPosted: 11:33 - 24 Jun 2015    Post subject: Reply with quote

Fowlersrs wrote:
delsol wrote:
Call your insurer, won't do any harm.



I wouldn't be so sure about that..

what's the worse that could happens? :/
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pepperami
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PostPosted: 11:45 - 24 Jun 2015    Post subject: Reply with quote

Piggies are involved, do EVERYTHING by the letter or they will say it`s your fault and then nick you Sad


Passing ambulance was there and the police were there.
So I`m guessing that you didn`t have time to rifle through her pockets and handbag to steal her money Sad oh well!

Laughing Laughing
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arry
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PostPosted: 11:46 - 24 Jun 2015    Post subject: Reply with quote

No claims discount goes into abeyance for 3 years whilst they await a potential third party bodily injury claim that may or may not come and should they do their job properly they'll deny liability on anyway.

But you should definitely inform them I'm afraid. Not worth the risk of not doing so.
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Orennayar
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PostPosted: 12:08 - 24 Jun 2015    Post subject: Reply with quote

cheers for the help. Thumbs Up
I was just calling them and going through the 5000 questions when the line cut and now the call doesn't even connect Mr. Green MCE ftw
That was weird though, I had to say like 3 times I didn't hit another car but a pedestrian.

There was also this bit:
"
-do you feel that you were at fault?
-no
-okay, and what makes you feel that you were at fault?
-I DONT'T feel that I was at fault
-*10 sec silence* okay, what were the road conditions?"
I'm probably paranoid but it felt a bit dodgy Confused
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woo
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PostPosted: 12:25 - 24 Jun 2015    Post subject: Reply with quote

you didnt hit the pedestrian she hit you
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arry
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PostPosted: 12:34 - 24 Jun 2015    Post subject: Reply with quote

Just a crap script and no intelligence to go off piste of it

They did the same when I rang to report my friends accident when he rode off the side of a cliff. The amount of times I had to state they can't speak to the policy holder and I can't confirm his date of birth because he's in hospital and I don't know it, was untrue.

It got better when they kept ringing ME instead of him when he got out of hospital to try to settle his loss and then conveniently forgot the Data Protection Act because it suited them.

They're just hideous at insurance, life and everything in between
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Orennayar
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PostPosted: 12:43 - 24 Jun 2015    Post subject: Reply with quote

arry wrote:
Just a crap script and no intelligence to go off piste of it

They did the same when I rang to report my friends accident when he rode off the side of a cliff. The amount of times I had to state they can't speak to the policy holder and I can't confirm his date of birth because he's in hospital and I don't know it, was untrue.

It got better when they kept ringing ME instead of him when he got out of hospital to try to settle his loss and then conveniently forgot the Data Protection Act because it suited them.

They're just hideous at insurance, life and everything in between

Yeah you might as well be talking to a robot. :/
That being said I called them a few weeks ago for a flat tyre and they were really cool and helpful.

Just got a message saying they'll call me soon to finish the claim.
So basically even if the lady doesn't follow it up, my NCB will be frozen for 3 years now?
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Rogerborg
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PostPosted: 12:48 - 24 Jun 2015    Post subject: Reply with quote

delsol wrote:
Call your insurer, won't do any harm.

Apart from getting an accident on record that will need to be disclosed for 5 years.

arry wrote:
Not worth the risk of not doing so.

What risk? Non rhetorically.
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Dalemac
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PostPosted: 12:55 - 24 Jun 2015    Post subject: Reply with quote

Claim she tried to get onto/hold onto the bike.

Then she has broken the Road Traffic Act 1988 section 26 Laughing Laughing

Seriously though, this is what the highway code says for this situation:

Quote:
Keep looking and listening for traffic while you cross, in case there is any traffic you did not see, or in case other traffic appears suddenly. Look out for cyclists and motorcyclists travelling between lanes of traffic. Do not walk diagonally across the road.


I have had similar situations before where people decide to cross between cars in traffic(but haven't hit anyone), seemingly completely oblivious for their own safety. Particularly stupid thing to do right next to a set of traffic lights (or level crossings), where you can expect cyclists and motorcyclists to be filtering. Especially when there is often a crossing at the lights anyway.
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Last edited by Dalemac on 13:08 - 24 Jun 2015; edited 2 times in total
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UrbanRacer
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PostPosted: 13:02 - 24 Jun 2015    Post subject: Reply with quote

Just out of curiosity did you tell the police you were wearing headphones?
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struan80
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PostPosted: 13:05 - 24 Jun 2015    Post subject: Reply with quote

Based on a recent experience in court jury duty for a week from a similar situation with an unfortunate worse outcome from the accident and the potential for rider to be spending 14 years in the nick.

I would ensure you do everything by the letter of the law and don't ever lose your witness contact details. phone your witness and get him/her to write down their recollection now.....as should the shit hit the fan and the worse happen a good lawyer can and will rip a witness to shreds especially one trying to recall events from a while back.

I had an eye opening experience of how this shit works, be very careful. Don't just assume that she will be deemed totally at fault.

I'm so glad everyone is ok from this, scary stuff really it is. My IAM assessor giving me bollocking for dithering in town he can eff right off! Smile
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Dalemac
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PostPosted: 13:07 - 24 Jun 2015    Post subject: Reply with quote

Liam_ wrote:
Just out of curiosity did you tell the police you were wearing headphones?


Seems like the pedestrian was wearing the headphones, not the OP.
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P.addy
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PostPosted: 13:22 - 24 Jun 2015    Post subject: Reply with quote

I'd have stopped. Told her to look before stepping into traffic and went on my way. I'm sorry but if it was a car she would have been fucked. Just removing one sausage from the gene pool.

I would not mention a word of it to my insurer.
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Orennayar
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PostPosted: 13:52 - 24 Jun 2015    Post subject: Reply with quote

Liam_ wrote:
Just out of curiosity did you tell the police you were wearing headphones?

Yeah as said above I wasn't wearing any earphones, just earplugs.
From what I recall she didn't seem to react when I honked so I guess she didn't even hear that.
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Orennayar
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PostPosted: 13:54 - 24 Jun 2015    Post subject: Reply with quote

Paddy. wrote:
I'd have stopped. Told her to look before stepping into traffic and went on my way. I'm sorry but if it was a car she would have been fucked. Just removing one sausage from the gene pool.

I would not mention a word of it to my insurer.

Yeah to be honest I was just expecting to stop, apologize and be on my way. But by the time I arrived there was already an ambulance there calling the cops Shocked

struan80 wrote:
Based on a recent experience in court jury duty for a week from a similar situation with an unfortunate worse outcome from the accident and the potential for rider to be spending 14 years in the nick.

I would ensure you do everything by the letter of the law and don't ever lose your witness contact details. phone your witness and get him/her to write down their recollection now.....as should the shit hit the fan and the worse happen a good lawyer can and will rip a witness to shreds especially one trying to recall events from a while back.

I had an eye opening experience of how this shit works, be very careful. Don't just assume that she will be deemed totally at fault.

I'm so glad everyone is ok from this, scary stuff really it is. My IAM assessor giving me bollocking for dithering in town he can eff right off! Smile

Yeah scary story indeed.
I passed the witness details to police straightaway so hopefully they'll contact him soon to get his declaration.
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Last edited by Orennayar on 13:59 - 24 Jun 2015; edited 1 time in total
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Dalemac
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PostPosted: 13:56 - 24 Jun 2015    Post subject: Reply with quote

Orennayar wrote:
Paddy. wrote:
I'd have stopped. Told her to look before stepping into traffic and went on my way. I'm sorry but if it was a car she would have been fucked. Just removing one sausage from the gene pool.

I would not mention a word of it to my insurer.

Yeah to be honest I was just expecting to stop, apologize and be on my way. But by the time I arrived there was already an ambulance there calling the cops Shocked


Never, ever, say sorry for something that isn't your fault. It can be argued as an admission of guilt and liability.

Source: https://www.pcs.org.uk/en/resources/legal_toolkit/personal-injury/road-traffic-accidents.cfm
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Orennayar
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PostPosted: 14:02 - 24 Jun 2015    Post subject: Reply with quote

Dalemac wrote:

Never, ever, say sorry for something that isn't your fault. It can be argued as an admission of guilt and liability.

Source: https://www.pcs.org.uk/en/resources/legal_toolkit/personal-injury/road-traffic-accidents.cfm

thanks for the tip Thumbs Up I made clear in the police statement that I wasn't at fault though.
For what it's worth the PC told me it wasn't in her favour at all as she was crossing outside the ped crossing etc... (that was located 30m down the road btw..)
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