What are the effects of notifying of a stolen motorbike?

[Jmoan]

or an attempted theft.
From a hypothetical standpoint apart from putting up the insurance on that bike if you're insured does it have any effect on insuring other bikes or the area in general?
Is it something that would be marked on bike around if someones tried to nick it previously?
I guess I could flesh this thread out into general questions dealing with the topic like how to get the police or others to provide evidence for example if there were any business CCTV in the area.

[Vincent]

I'm not understand sure the meaning?

In a general area maybe...ja.
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Space Is Deep

[MCN]

If there is a 'pattern' perceived in the local then insurers can increase premiums of anyone.

Doesn't mean that they will.

'One nicked bike does not a crime wave make' either.

What exactly do you want to know?
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[almostthere]

When it comes to insurers I wouldn't be surprised if one stolen bike does make a crimewave the bastards will try anything to increase premiums
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Beer, It's the reason I get up every afternoon
www.mfairco.uk

[ScaredyCat]

[Vincent]

Who's figures do the insurance companies go by...insurance claims or reported thefts?
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Space Is Deep

[Ste]

Both I expect.

[CaNsA]

[MCN]

Insurers were outed years ago when they were unfairly loading motorcycle policies due to bike theft.

The real reason was that only certain bikes were being frequently nicked.

Peds and cheaper bikes. Possibly from people who maybe didn't think much of/about where they parked or what they used as security.

Insurance industry went all out on insurance for all bikes regardless.

I can't remember if they made any adjustment or carried on with the plan. But one never hears of an Insurance company going bust very often. Even in a recession.
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[Vincent]

Is it impossible to run an insurance company and make an "acceptable" profit without ripping your customers off?

We could do with a "Bank Of Bob" type character to set something up

Mind you, I can't moan, I'm so fucking ancient my premiums aren't too expensive
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Space Is Deep

[MCN]

[monkeybiker]

[MCN]

[Rogerborg]

[Jmoan]

The reason I was asking I that some person or persons unknown has tried but failed to steal it. Insurance isn't a problem because common law............ j/k it was being kept offroad until I decide about it.

From a basic look they have managed to cut the bundle of wires coming out of the ignition barrel and broke the steering lock which begs the question why even have them when they only exist as a hazard to jam the steering on both cars and bikes.
Bonus paint picture of the damage at end of post.

Not being the biggest fan of the police I was considering the pros and cons of reporting it or instead dealing with it privately and I'm not a fan on filling out court forms either.

In the end it got reported and the police were prompt and polite but no forensics, said they would be back in touch.

While less than ideal, I've managed to get the bike moved and chained to an immovable object for now.



So I have some more questions.

Are steering locks needed to pass the mot or do I need to get a mechanic to weld in new bits and how much is that going to cost.
What are the chances of non obvious damage in that area?

What better security systems are about. For example motion tracking software that can send alerts if someone's loitering in the bikes area without being overpiced.
Are there any other gadgets that can be stuck on the bike like small cameras,wifi alert or a remote hand grenade under the seat.
Presumably there's some DIY electronic kits for that sort of thing.

The thought of sweeping it for prints did cross my mind, unfortunately after I moved the bike.

[J.M.]

Sweeping for prints is only useful if you're on CSI:Miami. Otherwise it's just a formality that leads nowhere in my humble experience.

I doubt you'll have any real damage. When some should-have-been-a-blowjob arse tried to steal my Divvy, the steering lock and ignition barrel mounts were ruined. The bike was cheap, so my solution cheaper, I cut off all of the ignition barrel wires to under the tank, then made use of the £20 Cyclone alarm remote start feature and carried a chain around at all times. It felt pretty cool starting my bike as I was walking over to it, though, when the battery in my fob died in Spain I had to hotwire it instead. That was painfully easy to do. A single wire from the battery positive terminal to the ignition fuse.

Anyway, I digress.

You can find on eBay and Amazon an array of WiFi Cameras. They're pretty easy to setup and use. I think mine was around £30, however mine doesn't support video recording, only real-time-streaming. It does have, however, the option for motion alerts and the ability to send alerts to an email address with an image.

If port forwarding is configured, you can access your WiFi camera from anywhere that you have an internet connection. The painful fact is that you'll probably see the alerts when you wake up in the morning.
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2004 R1 & 2018 XSR900

[arry]

[Rogerborg]

[arry]

More profitable from an underwriting result point of view, less so from an investment income lens. Probably about the same overall.

The players on the take are not the actual risk bearing underwriters but the cogs that sit in the middle. Commission and a fee before they get to MTA and cancellation fees, let alone add on stuff like Legal Ex where it costs nothing but is charged out heavily.