Help & FAQs    Search BCF    Members    Groups    Events Calendar
Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Temporary additional bike insurance blud

 Reply to topic
Bike Chat Forums Index -> General Bike Chat
View previous topic : View next topic  
Author Message

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 11:16 - 04 Jun 2016    Post subject: Temporary additional bike insurance blud Reply with quote
Good lord. After that phone call with Bennett's I'm not sure I want to stay with them after renewal Laughing

Seeing as they apparently have no operators to deal with my query right now, has anyone added a temporary additional bike to their policy for a week or similar, and if so, any ball park figures flying around? I know insurance obviously varies wildly etc but I was wondering if it's more of an admin figure or whether they charge through the nose in general
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

Pjay
World Chat Champion



Joined: 18 Jan 2016
Karma :
PostPosted: 15:09 - 04 Jun 2016    Post subject: Reply with quote
I was looking at using a friends fazer and was quoted £55 admin fee.

I declined, it seemed a lot, but they just said it was a minimum fee to make an amendment.

They said as long as it wasn't a higher group than my insured bike, it was the admin fee only that was payable.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 15:22 - 04 Jun 2016    Post subject: Reply with quote
The bike in question is 10% more to insure than mine over a year, but £55 admin fee. Ouch Shocked
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

Pjay
World Chat Champion



Joined: 18 Jan 2016
Karma :
PostPosted: 15:26 - 04 Jun 2016    Post subject: Reply with quote
Does your insurance not cover you on another bike?
Mine does, but I have to be a full licence holder for 3 years before I can do it.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 15:41 - 04 Jun 2016    Post subject: Reply with quote
It does, but only in the UK. There was a possibility of borrowing someones bike for a short stint across the channel
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

lihp
World Chat Champion



Joined: 22 Sep 2010
Karma :
PostPosted: 15:52 - 04 Jun 2016    Post subject: Reply with quote
Silver_Fox wrote:
It does, but only in the UK. There was a possibility of borrowing someones bike for a short stint across the channel


How long for?

New policy then cancel?
____________________
covent.gardens: lihp is my most favourite member ever
 Back to top
View user's profile Send private message You must be logged in to rate posts

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 16:06 - 04 Jun 2016    Post subject: Reply with quote
6 days
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

Northern Monkey
World Chat Champion



Joined: 17 Nov 2013
Karma :
PostPosted: 16:57 - 04 Jun 2016    Post subject: Reply with quote
You can cancel most policies after 14 days
____________________
Fisty: after polishing the tank with the glistenng beads of sweat from my full hot scrotum, I filled the headrace bearings with 10cc of my manmilk
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 17:36 - 04 Jun 2016    Post subject: Reply with quote
Northern Monkey wrote:
You can cancel most policies after 14 days

But can be charged the "reasonable" cost of setting up the policy, which the FOS has agreed can be £50.
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 18:00 - 04 Jun 2016    Post subject: Reply with quote
Rogerborg wrote:
But can be charged the "reasonable" cost of setting up the policy, which the FOS has agreed can be £50.



Cancellation Fee

If you cancel within 14 days we will charge you a fee of £30. If you cancel your policy at any time after the first 14 days we will charge you a fee of £50.
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 18:14 - 04 Jun 2016    Post subject: Reply with quote
Silver_Fox wrote:
Cancellation Fee

If you cancel within 14 days we will charge you a fee of £30. If you cancel your policy at any time after the first 14 days we will charge you a fee of £50.

Feel free to contest that one on a technicality. Within the statutory cooling off period, you can't be charged a "fee".
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts

Silver_Fox
World Chat Champion



Joined: 03 Jun 2015
Karma :
PostPosted: 12:47 - 05 Jun 2016    Post subject: Reply with quote
Thank you for holding Mr Fox. It's not your bike - Piss off


That's that sorted then Laughing
____________________
CBR600 F3 FV
CG125
 Back to top
View user's profile Send private message You must be logged in to rate posts

iooi
Super Spammer



Joined: 14 Jan 2007
Karma :
PostPosted: 15:15 - 05 Jun 2016    Post subject: Reply with quote
Pjay wrote:
Does your insurance not cover you on another bike?
Mine does, but I have to be a full licence holder for 3 years before I can do it.


But remember that this is 3rd party only. So stack the bike and you will get the bill to replace the bike......
____________________
Just because my bike was A DIVVY, does not mean i am......
 Back to top
View user's profile Send private message You must be logged in to rate posts

iooi
Super Spammer



Joined: 14 Jan 2007
Karma :
PostPosted: 15:32 - 05 Jun 2016    Post subject: Reply with quote
iooi wrote:
Pjay wrote:
Does your insurance not cover you on another bike?
Mine does, but I have to be a full licence holder for 3 years before I can do it.


But remember that this is 3rd party only. So stack the bike and you will get the bill to replace the bike......



Quote:
If you bought the item online, over the phone or by mail order

You automatically get a 14-day ‘cooling-off period’ when you buy something you haven’t seen in person - unless it’s bespoke or made to measure.

The cooling-off period starts as soon as you receive your order, and there doesn’t need to be anything wrong with the item for you to get a refund.

You won’t get a cooling-off period when you buy:

something that deteriorates quickly - like flowers or food
an item that was personalised or custom-made for you
anything from a private individual rather than a business
a CD, DVD or software, if you break the seal on the wrapping


Given Insurance is a custom made financial product. They could argue the point.

Also note that.
The Distance Selling Regulations no longer apply in UK law. The Consumer Contracts Regulations - which came into force in the UK in June 2014 supersede them.
____________________
Just because my bike was A DIVVY, does not mean i am......
 Back to top
View user's profile Send private message You must be logged in to rate posts

zark
Trackday Trickster



Joined: 18 Dec 2013
Karma :
PostPosted: 09:50 - 06 Jun 2016    Post subject: Reply with quote
Been thinking about this...
MOT required on bike that's uninsured, off road and SORNed.
Add it to my insurance for a day to get MOT done (and pay as you go, monthly tax that'll be SORNed again the following day) or new policy and cancel after 2 days?
Anyone done similar to save me spending 2 hours on the phone to insurers?
____________________
CBT - Oct 13. Theory - July 14. Mod 1 & 2 - June 15.
Rides a Fazer like an idiot... Edit: Now ride a Fazer Thou...
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

iooi
Super Spammer



Joined: 14 Jan 2007
Karma :
PostPosted: 10:34 - 06 Jun 2016    Post subject: Reply with quote
zark wrote:
Been thinking about this...
MOT required on bike that's uninsured, off road and SORNed.
Add it to my insurance for a day to get MOT done (and pay as you go, monthly tax that'll be SORNed again the following day) or new policy and cancel after 2 days?
Anyone done similar to save me spending 2 hours on the phone to insurers?


Given the cost and trouble of doing the above.
Might just be easier and cheaper to get Garage to pick it up....
____________________
Just because my bike was A DIVVY, does not mean i am......
 Back to top
View user's profile Send private message You must be logged in to rate posts

inline4
Nova Slayer



Joined: 20 May 2015
Karma :
PostPosted: 11:04 - 06 Jun 2016    Post subject: Reply with quote
Rogerborg wrote:
Silver_Fox wrote:
Cancellation Fee

If you cancel within 14 days we will charge you a fee of £30. If you cancel your policy at any time after the first 14 days we will charge you a fee of £50.

Feel free to contest that one on a technicality. Within the statutory cooling off period, you can't be charged a "fee".


Bikesure does that as well by the way. They charge you a £30 "New Business Fee" if you try to cancel within the first 14 days.

Complete BS if you ask me.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Rogerborg
nimbA



Joined: 26 Oct 2010
Karma :
PostPosted: 11:59 - 06 Jun 2016    Post subject: Reply with quote
I wonder if that changed in the Consumer Contracts Regulations then? Urgh, do not want to read. Sad
____________________
Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 9 years, 19 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT
Page 1 of 1

 
 You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 
Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.07 Sec - Server Load: 0.13 - MySQL Queries: 13 - Page Size: 98.99 Kb