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Recovery charges after accident.

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drbaig
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PostPosted: 21:06 - 12 Feb 2017    Post subject: Recovery charges after accident. Reply with quote

My sister had a rtc. She was getting checked over in the ambulance whilst her car was blocking the motorway.

The highway police called their own recovery and towed/moved the car.

It is going to be a write off. It is 2001 car.

What's the situation here; as I have heard that they will charge you for recovery and storage ?

What should be the next steps...
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Fisty
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PostPosted: 21:18 - 12 Feb 2017    Post subject: Reply with quote

Forward all costs to the insurance.
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Ste
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PostPosted: 21:19 - 12 Feb 2017    Post subject: Reply with quote

Yes they will charge for recovery and storage.

Was the crash her fault?
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drbaig
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PostPosted: 21:23 - 12 Feb 2017    Post subject: Reply with quote

Don't know if it was her fault. Details are hazy. She hit the head on the steering and passed out. Airbags did not go off. Strange

Though you hit a car in the back nine out of ten times it is your fault.
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kgm
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PostPosted: 21:54 - 12 Feb 2017    Post subject: Reply with quote

Following an RTC any uplift arranged by the police will generally be at owners expense. Your insurance company will normally cover the cost. Let then know asap though as there is normally a daily storage charge on top of the call out charge.
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andyscooter
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PostPosted: 23:00 - 12 Feb 2017    Post subject: Reply with quote

Mine cost me 300 quid

Bike was blocking a footpath

Didn't have much choice as wasn't allowed to get up off spinal board

Also had bust leg

Insurance wouldn't pay it as I used a recovery company before contacting them
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M.C
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PostPosted: 23:45 - 12 Feb 2017    Post subject: Reply with quote

andyscooter wrote:
Insurance wouldn't pay it as I used a recovery company before contacting them

Eh? I was told by my insurer they couldn't help with recovery, so what difference would it make?
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Ste
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PostPosted: 00:02 - 13 Feb 2017    Post subject: Reply with quote

The arrangements are going to be different with each insurance company.

She needs to contact her insurance company, if she's fully comp then they might foot the bill for recovery and storage. If she's tpft or tpo then they're not going to pay for it but they'll still want to know because the people / persons in the other car(s) will be claiming against her insurance.

If she went into the back of another car then there would need to be a huge amount of damage for it to be a total write off. So I'd have thought the vehicle will still have some value and it'd be worth getting it back if not just to sell it to a vehicle breakers or on eBay for 99p no reserve spares or repair.
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drbaig
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PostPosted: 00:40 - 13 Feb 2017    Post subject: Reply with quote

Her excess is 250. She is fully comp. She'll speak to them tomorrow and find out what is going to happen.

The recovery will mostly likely try to fleece that much out of her or her insurance anyway. So I think she is 250 quids out of pocket.

Its a 2001 corsa. Do not think it has that much value Ste.

Apparently the front car braked to avoid another car suddenly. My sister was too close obviously, poor obs. She went into the third party's right rear bumper/wing of the car trying to avoid collision swerving to her right. Her left front side of the car is totally caved it. Happened at a slip road. Cars merging in merging out of a motorway.

Anyway. I am glad she's alright. She headbutted the steering wheel a few times and passed out. Face is a mess. She'll live.
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iooi
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PostPosted: 10:15 - 13 Feb 2017    Post subject: Reply with quote

andyscooter wrote:
Mine cost me 300 quid

Bike was blocking a footpath

Didn't have much choice as wasn't allowed to get up off spinal board

Also had bust leg

Insurance wouldn't pay it as I used a recovery company before contacting them


You sould have raised a complaint on the basis that you were in no condition to contact them and the recovery was made by a 3rd party... I'm sure they would then have coughed up...
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grr666
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PostPosted: 11:21 - 13 Feb 2017    Post subject: Reply with quote

2001 Corsa? There are some Non ABS models of those? Should have an airbag though?? Either way she'll be rinsed
at renewal time for the bloke in fronts car as that has to be down to her. Is she a new/young driver?
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drbaig
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PostPosted: 13:46 - 13 Feb 2017    Post subject: Reply with quote

I think it is a non abs model. She's not a new driver but she's gonna lose her no claims for 3 years apparently as that is not protected.

Insurance has told her that they will send an engineer to pick up the car from the recovery impound.

I think her insurance is gonna become unaffordable as she checked some quotes this morning and it's tripled.
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Pjay
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PostPosted: 14:53 - 13 Feb 2017    Post subject: Reply with quote

drbaig wrote:
I think her insurance is gonna become unaffordable as she checked some quotes this morning and it's tripled.


As long as it doesn't affect my renewal, I'm all for them punishing the people at fault. What I can't abide is when I ask insurance companies why my quote is so high, their answer is along the lines of how much the amount of money they have paid out is higher.

I try to explain that safe drivers/riders should not subsidise the crash costs of reckless/unsafe drivers, but they never seem to care.

I personally have never had a claim made against my driving in the 30 years I have been behind the wheel. This holds no sway when it comes to them wanting to put my premiums up due to other peoples bad driving. It's about time this trend is bucked.

That's probably not what you'd like to hear, but it's how I feel on the matter.
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Ste
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PostPosted: 14:58 - 13 Feb 2017    Post subject: Reply with quote

Pjay wrote:
I try to explain that safe drivers/riders should not subsidise the crash costs of reckless/unsafe drivers, but they never seem to care.

Laughing

That's exactly what insurance is.
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Pjay
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PostPosted: 15:08 - 13 Feb 2017    Post subject: Reply with quote

Ste wrote:
Pjay wrote:
I try to explain that safe drivers/riders should not subsidise the crash costs of reckless/unsafe drivers, but they never seem to care.

Laughing

That's exactly what insurance is.
#

Well quite, but I mean that the people that cause accidents should be the ones that premiums go up, not the safe drivers.
If they collectively increased those drivers premiums to cover the costs, then they would be either safer in the future, or priced off the road.
Both of those scenarios suit me just fine.
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andyscooter
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PostPosted: 17:47 - 13 Feb 2017    Post subject: Reply with quote

iooi wrote:
andyscooter wrote:
Mine cost me 300 quid

Bike was blocking a footpath

Didn't have much choice as wasn't allowed to get up off spinal board

Also had bust leg

Insurance wouldn't pay it as I used a recovery company before contacting them


You sould have raised a complaint on the basis that you were in no condition to contact them and the recovery was made by a 3rd party... I'm sure they would then have coughed up...


at the time I was dealing with a counter claim against me a broken leg a bike that I didn't know where it was a police case and the fact I had lost my job as I couldn't work
I couldn't be added with anything else on top of it
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drbaig
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PostPosted: 19:21 - 13 Feb 2017    Post subject: Reply with quote

Her insurance picked the car up from the recovery place and payed. So thanks for the insight guys.

As for you Pjay. Why don't you go punch your tits and fist yourself up the gary. Wink
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Pjay
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PostPosted: 19:53 - 13 Feb 2017    Post subject: Reply with quote

drbaig wrote:
As for you Pjay. Why don't you go punch your tits and fist yourself up the gary. Wink

Cool
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stinkwheel
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PostPosted: 12:43 - 15 Feb 2017    Post subject: Reply with quote

There's a car parked in front of my work as I type (a public place). It was towed there by persons unknown on Monday night.

Reported it to the police. No tax, No insurance, No MOT. Known to the police. Been involved in crimes.

It's still there now. Presumably because there is noone obvious to send the bill to, they have chosen to treat it as litter and leave the council to deal with it.

This confirms everything I've suspected about these "recovery" companies being major sponsors of the policemans ball. If it had been a stolen car or an owned but uninsured/taxed one, it would have been gone within half an hour and the bill winging its way out to the registered keeper. They would respond to any complaints of them being unreasonable by citing "public safety".

It's getting dragged out into the road tonight if it's not gone.
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Wonko The Sane
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PostPosted: 20:58 - 19 Feb 2017    Post subject: Reply with quote

stinkwheel wrote:


It's getting dragged out into the road tonight if it's not gone.


get some burly mates and roll it onto it's roof, should speed the process
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