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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 22:32 - 23 Mar 2017 Post subject: Anyone recommend a current account WITHOUT internet banking? |
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Looks like my bank is going down the toilet soon.
I'm looking for another current account but any I've seen at pretty much make you have online banking.
I have long felt the most secure way to do online banking is not to.
Couldn't give a damn about interest rates. Don't need an overdraught. Don't want to pay a monthly fee. Needs to do direct debits, standing orders have a cheque book and accept a monthly wage payment. Not even slightly interested in foreign holiday discounts, etc. etc.
Basically, just a simple current account which doesn't force you to have online banking.
Maybe there's no such thing? ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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M.C |
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M.C Super Spammer
Joined: 29 Sep 2015 Karma :
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The Artist |
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The Artist Super Spammer
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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M.C |
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M.C Super Spammer
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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The Artist |
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The Artist Super Spammer
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Pjay |
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Pjay World Chat Champion
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Sun Wukong |
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Sun Wukong World Chat Champion
Joined: 02 Nov 2014 Karma :
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Posted: 05:13 - 24 Mar 2017 Post subject: |
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Can I recommend Metrobank just because they are awesome?
I opened a new account in store fairly quickly with just my passport. No fucking around, and they made me a cup of coffee.
Their stores are open constantly, and they encourage you to bring your dog in.
____________________ Top cat
"Hard times lead to hard people. Hard people lead to good times. Good times lead to weak people. Weak people lead to hard times." Smegballs
"Oh and STE balloons would be one of the nicer things we would receive at the office, the amount of dog turd in jiffy bags is not funny." Jsmith86 |
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dydey90 |
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dydey90 World Chat Champion
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yen_powell |
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yen_powell World Chat Champion
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P. |
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P. Red Rocket
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BTTD |
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BTTD World Chat Champion
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linuxyeti |
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linuxyeti World Chat Champion
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owl |
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owl World Chat Champion
Joined: 21 Oct 2016 Karma :
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Posted: 08:44 - 24 Mar 2017 Post subject: |
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With first direct now, which is internet and telephone only haven't been into a bank in about 5 years ____________________ Observation is the greatest source of wisdom. |
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iooi |
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iooi Super Spammer
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owl |
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owl World Chat Champion
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Matt B |
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Matt B World Chat Champion
Joined: 01 May 2012 Karma :
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Posted: 11:21 - 24 Mar 2017 Post subject: |
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iooi wrote: | Remember folks, that with any bank... You do not have to use the internet banking side... |
Exactly this. Just don't use the internet banking.
Sounds like you need a Nationwide Flex Account, seems to tick all your boxes.
They give out cheque books and are still happy for you to walk into a branch, join a massive line of other Luddites. technophobes, old people, kids with pass books, nutters who would rather hand their card over the counter to draw £10 than use the ATM outside the door, saddos who just want a chat, conspiracy theorists, self employed cash touting tax dodgers, time wasters and complainers.... in order for you to sort something out you could have done in 5 minutes at home. ____________________ stinkwheel: He had an animated .gif of a cat performing fellatio. It's not socially acceptable. It can have real life adverse effects on other people. |
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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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Posted: 11:56 - 24 Mar 2017 Post subject: |
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Saga don't do a contactless credit card. They also do 11% APR on it.
Of course not much use to you babys under 50 ____________________ Triumph Trophy Launch Edition |
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 12:32 - 24 Mar 2017 Post subject: |
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Cheers for the help, a few things to look into.
Yes, I'm currently with the coop and it looks like they are going down the pan. I've never activated online banking with them and I've never been in a branch. It doesn't seem necessary to do either.
My degree of trust in banks is low to none but you have to deal with them these days. If it was possible in the modern world, I wouldn't deal with them at all. They are unethical, overtly criminal organisations who we're forced to deal with.
As such, their assertion that "If anything happens we'll sort it out" when it comes to technology related fraud is worthless to me. I don't believe them. They might or they might not and I'm entirely at their mercy because there is no statutory basis for any of these assertions, it's all down to goodwill on the part of the bank. I've listened to people on consumer programs who have had their accounts emptied by really quite sophisticated scams and have been left with nothing.
Also, fuck up an electronic bank transfer with a typo and your money is gone.
I've also de-activated my wireless cards (cut the corner off, breaking the RFID antenna) because once again, there is no statuatory basis for their assertion that they would refund any money spent by someone who stole my wallet (and why the fuck do we have the situation again where someone who steals your wallet can use your card to buy stuff again? That's what chip and pin was supposed to stop, they've just made people a target for mugging again).
A de-activated wireless card has proven quite amusing a couple of times when a shop assistant has snatched my card and tried to put it through wirelessly. They have this smug expression because they think they're being smart by making me use wireless and land up looking like a complete prick.
I'm not stupid/a luddite. I know exactly how vulnerable this shit is to fraud/exploitation which is why I'm not using it.
I need a chequebook to buy dragon rally tickets but you'd be surprised how often it gets used for other stuff too. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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chris-red |
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chris-red Have you considered a TDM?
Joined: 21 Sep 2005 Karma :
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 15:47 - 24 Mar 2017 Post subject: |
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I just popped into my local branch of the CUmberland building society. Apparently, despite what it says on their website, they don't insist on you registering for online banking as long as you go into the branch to setup the account.
Got an appointment for monday and they'll do it all for me apparently.
£500 limit at the ATM with them too, which is handy. ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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panrider_uk |
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panrider_uk World Chat Champion
Joined: 23 Sep 2007 Karma :
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Old Thread Alert!
The last post was made 7 years, 42 days ago. Instead of replying here, would creating a new thread be more useful? |
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