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Polarbear |
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Polarbear Super Spammer
Joined: 24 Feb 2007 Karma :
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Posted: 11:52 - 24 Mar 2017 Post subject: Insurance query for arry or an other person in the know. |
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While doing my work around canal boats and chatting to the people on board, one comment that comes up time and time again is how difficult it is to get car insurance when you live on a boat and have no bricks and mortar address.
Some have used their marina address but ones that are continually cruising have used friends/familys home address even though the car is never kept there. This obviously could be construed as fraud by the insurance companies, same as if I said I lived at my brother in laws posh house.
How do you go about insuring a vehicle with no fixed abode that is 'legal'?
How do gyppos do it, oh yes, they don't. Silly me ____________________ Triumph Trophy Launch Edition |
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Andy_Pagin |
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Andy_Pagin World Chat Champion
Joined: 08 Nov 2010 Karma :
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Posted: 13:09 - 24 Mar 2017 Post subject: |
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Apparently Gypsies use a bona fide travellers site as their address, perfectly legal but bloody expensive.
Nosing around the internet I'm surprised I can't find a straight answer regarding narrowboat/car insurance. Someone must be specialising in this. ____________________ They're coming to take me away, ho-ho, hee-hee, ha-haaa, hey-hey,
the men in white coats are coming to take me away.
Yamaha Vity -> YBR125 -> FZS600 Fazer -> FZ1-S Fazer |
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iooi |
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iooi Super Spammer
Joined: 14 Jan 2007 Karma :
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Polarbear |
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Polarbear Super Spammer
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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Posted: 23:13 - 24 Mar 2017 Post subject: |
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Just use a mail forwarding service for the postal address and inform the insurance company when they move the car.
If someone is actually continously cruising then owning a car doesn't work and it's easier to get a hire car on the few occasions that they need a car.
If someone is continously cruising in a very limited area then they've already got their list of places locally they know where they can get away with leaving their car so they can quite easily just tell their insurance company where the car is being kept.
Using a friends / family home address even though the car is never kept there isn't going to end well in the event of a claim.
Basically, it's all very straight forward if you ask the insurance company and are honest with what you tell them. |
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iooi |
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iooi Super Spammer
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rhys99 |
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rhys99 Scooby Slapper
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Rogerborg |
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Rogerborg nimbA
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Polarbear |
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Polarbear Super Spammer
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Rogerborg |
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Rogerborg nimbA
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Old Thread Alert!
The last post was made 7 years, 31 days ago. Instead of replying here, would creating a new thread be more useful? |
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