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| M.C |
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M.C
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Joined: 29 Sep 2015
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 Posted: 15:31 - 02 Jul 2017  Post subject: Writing a will |
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Been pondering this for a while. As it stands if I died my money would go to my parents (no wife/kids etc.), and I'd rather one of them not get anything  I have a couple of half-siblings who I believe (currently) wouldn't get anything, and I'm fine with that.
What I'm grappling with is
a) if you're dead does it really matter where your money goes?
b) would you care about pissing off family members by not leaving them anything?
I know it seems a bit stupid, but I think of things like paying for the funeral, even if that relative isn't your favorite person in the world, maybe they should get something back for throwing your body in the ground/oven (unless they give you a pauper funeral  ).
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| Ste |
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Ste
Not Work Safe
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| Suntan Sid |
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Suntan Sid
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Posted: 15:42 - 02 Jul 2017  Post subject: |
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a) NO
b) NO
If you want to make a will properly get a solicitor to do it, there are so many pit falls when doing it yourself.
Have a look at the "Willaid" scheme, a solicitor will write up the will, there is no fee, you are merely asked to bequeath some money to a charity, they suggest around £100.
They have a list of preferred charities however you can choose your own, I did, I still didn't pay a fee.
If you really don't like giving solicitors money, (who does), appoint your own executor, if you appoint the solicitor they'll want a % of the estate.
Make sure everything is signed off properly, don't ask me how I know this!
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| FretGrinder |
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FretGrinder
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| The Shaggy D.A. |
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The Shaggy D.A.
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| Posted: 17:12 - 02 Jul 2017 Post subject: |
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Solve all your problems by dying heavily in debt.
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| Freddyfruitba... |
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Freddyfruitba...
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| Posted: 18:43 - 02 Jul 2017 Post subject: Re: Writing a will |
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| M.C wrote: |
What I'm grappling with is
a) if you're dead does it really matter where your money goes?
b) would you care about pissing off family members by not leaving them anything? |
Both those are entirely personal; it makes not one jot of a difference what other BCFers think, your circumstances are your circumstances and everyone's are different.
You might want to consider who would be lumbered with organising your funeral; what their financial circumstances are, and whether you like them enough not to want to end up with money problems as a result. And also, how much in the way of assets you would be leaving.
Many people don't bother with wills because they believe (often incorrectly) that they know who will be entitled to the money. However, even where they are correct and there's an obvious sole beneficiary, if you die intestate that person will have many more hoops to jump through and much longer to wait, than if you have made a simple will. I say this as someone who has been an executor twice recently - believe me, it was shit; but it would have been a whole different level of shit had either of the deceased died intestate.
So yes, in general I'm a big fan of making wills. If you are a bread-winning house owner with a live-in, non-working partner and a couple of kids; and maybe an ex-wife as well? I think you'd be utterly insane not to have a will; but if you're a single teenager whose total assets consist of a 10-year-old moped and half a Mars bar, not so much.
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| M.C |
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M.C
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Joined: 29 Sep 2015
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| Posted: 19:34 - 02 Jul 2017 Post subject: Re: Writing a will |
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| Ste wrote: | It makes no difference where your money goes as long as it doesn't go to the government. |
Yep, no danger though of ending up on heir hunters, and some long lost cousin buying a Bentley in your memory
| Freddyfruitbat wrote: |
Both those are entirely personal; it makes not one jot of a difference what other BCFers think, your circumstances are your circumstances and everyone's are different.
You might want to consider who would be lumbered with organising your funeral; what their financial circumstances are, and whether you like them enough not to want to end up with money problems as a result. And also, how much in the way of assets you would be leaving.
Many people don't bother with wills because they believe (often incorrectly) that they know who will be entitled to the money. However, even where they are correct and there's an obvious sole beneficiary, if you die intestate that person will have many more hoops to jump through and much longer to wait, than if you have made a simple will. I say this as someone who has been an executor twice recently - believe me, it was shit; but it would have been a whole different level of shit had either of the deceased died intestate.
So yes, in general I'm a big fan of making wills. If you are a bread-winning house owner with a live-in, non-working partner and a couple of kids; and maybe an ex-wife as well? I think you'd be utterly insane not to have a will; but if you're a single teenager whose total assets consist of a 10-year-old moped and half a Mars bar, not so much. |
I'm somewhere in between the two I was talking to someone who was saying the same thing (about dying in intestate), I dunno, my primary objective would be to get back at <insert relative> from beyond the grave  |
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| Dave70 |
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Dave70
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| Tracey Suntan-King |
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Tracey Suntan-King
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| CaNsA |
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CaNsA
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| Posted: 20:27 - 02 Jul 2017 Post subject: Re: Writing a will |
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| M.C wrote: | Been pondering this for a while. As it stands if I died my money would go to my parents (no wife/kids etc.), and I'd rather one of them not get anything I have a couple of half-siblings who I believe (currently) wouldn't get anything, and I'm fine with that.
What I'm grappling with is
a) if you're dead does it really matter where your money goes?
b) would you care about pissing off family members by not leaving them anything?
I know it seems a bit stupid, but I think of things like paying for the funeral, even if that relative isn't your favorite person in the world, maybe they should get something back for throwing your body in the ground/oven (unless they give you a pauper funeral ).
Nice subject for a Sunday afternoon? |
Your will should consist of only the following info.
| Quote: | CaNsA gets all my stuff |
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| Polarbear |
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Polarbear
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Joined: 24 Feb 2007
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| Posted: 21:19 - 02 Jul 2017 Post subject: |
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Freddy is correct in that the more you have, the less you want to leave anything open to interpretation. An acquaintance died suddenly of a heart attack with no will and it was amazing the number of people who came forward and said he had said they could have his bike, his tools, even his narrowboat he lived on. 
Wifie and I have done a will with a solicitor. I'm not a great fan of giving them money but my kids do not get on with each other particularly well and I could see some infighting.
The house especially because the way life seems to be going youngest daughter will be still living with us when we pop our clogs and will regard the house as hers.
I am of course attempting to do as Shaggy said, die in debt. 
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Old Thread Alert!
The last post was made 6 years, 299 days ago. Instead of replying here, would creating a new thread be more useful? |
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