Which Insurer for a middle aged guy returning to biking?

[Bonnie Lad]

On the flip side re. Hastings, I got knocked off my bike by some clown college minicab driver in London who initially tried to weasel out of it.

Had to claim through my own insurer (hastings at the time) and then when liability was confirmed by cops and witnesses have his insurer reimburse them to make sure my NCB remained intact.

Actually found them very easy to deal with on all fronts in that particular case!

Also massive LOL at middle aged, give your head a shake man!

[Rogerborg]

[Ted]

Pretty much. The slimy barstools would probably find a way to not pay out for injuries, but I still prefer to take it out.
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'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[mastic]

Ive passed my full licence this month on the 15th Aug and have been riding on a CBT for nearly 2 years (Honda CBF125).
Just phoned Hastings for a quote on a brand new Honda CBR 500R with Datatag, parked on driveway with oxford anchor and screamer disc lock, 1 years NCB (2 years on 12/09/17). held a full car licence for 22years. Quoted £1300 on Full as cant insure 3rd party f/t

[Johnnythefox]

XV750 one year NCB protected and pillion cover, Hastings £120 but I am middle aged (56)

[Ted]

I guess it helps I've had my licence a while then!

Mine is actually down as parked on road with no security, as I couldn't find 'unbranded' in the list...
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'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[M.C]

[Ste]

[Ted]

Insurance itself is a scam!
____________________
'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[M.C]

[barrkel]

[MCN]

£400 without and NCD is not bad.

All insurance premiums are up. Gouging is mainly to blame.
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Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN.

[M.C]

[tsmith]

30 isn't middle aged.
I'm 40 - that's middle aged and I pay £200 a year fully comp for a 500cc. With an aftermarket exhaust and suspension.

Passing the IAM and telling them I never carry a pillion got the price down a bit.

[Ted]

I did notice the pillion thing makes a difference.

I'm hoping to get my wife on the back at some point. She is the same age as me, but much younger.
____________________
'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[Ted]

Edited my profile the other day. Better?
____________________
'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[M.C]

[Ted]

Can I post an older photo, when we met and she was skinny? Or does it need to be a current one?
____________________
'07 Honda CBF500 / '93 Vauxhall Astra (www.fb.com/2wdOffRoader) / '04 Vauxhall Movano
Projects: '81 Honda CX500 x2 / '85 Land Rover One-Ten / ...plus many horticultural things.
||| Bike Test: DAS: PASSED 13/02/2009 ||| Car Test: PASSED 22/05/2005 |||

[Rogerborg]

Don't pre-judge our tastes, you racist, post both.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike