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Cadbury |
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Cadbury Crazy Courier
Joined: 05 Oct 2011 Karma :
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Posted: 22:29 - 17 Sep 2017 Post subject: Advice after accident. |
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Hi all,
On Friday when coming home from work, a taxi driver (on his first day on the job...) decided to not stop at a give way sign and came straight across my road...
No paint diagram sadly, but my resulting injury is a fractured forearm and a sore/ neck (that came about a day later) he admitted fault to me, witnesses and the police who were called to the scene,so hopefully that part of the process goes smoothly. If it were just my bike damage (probably a write off) then I'd be happy to deal with his insurance directly, but not sure how my injuries play into the mix?
Is it possible to handle that alone? Do I need to involve anyone to represent me? Is it advisable to do so anyway? Basically never had to deal with this kind of thing before so looking for a bit of advice really.
Does anybody have any recommendations for firms who are good/fair? I'm in Glasgow & after checking out white Dalton, they don't seem to cover Scotland?
Thanks in advance chaps and chappettes.
Oh, and a guy on (I think) an r6 stopped shortly after to offer assistance - cheers if that was anyone on here |
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M.C |
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M.C Super Spammer
Joined: 29 Sep 2015 Karma :
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Tracer1234 |
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Tracer1234 World Chat Champion
Joined: 13 Sep 2014 Karma :
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Posted: 02:54 - 18 Sep 2017 Post subject: |
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Sorry to hear mate. Fingers crossed for smooth recovery to you and resolution of the imminent insurance nonsense.
The BCF experts are usually very helpful with this sort of thing and I expect them to be along shortly. In the mean time, my advise is simply; Spill Counter. Its an important part of the recovery process. ____________________ Riding: Yamaha MT-09 Tracer Occasionally Riding: 08 Suzuki SV650, Potato: 2011 Yamaha YBR Custom.
Used to ride: 2015 Yamaha MT-09 Tracer (smidsy) 09 Triumph Street Triple (P/X'd) 08 Yamaha YBR (Sold)
CBT 04/14. A: Mod 1 & 2 13/04/15 |
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woo |
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woo World Chat Champion
Joined: 14 Feb 2005 Karma :
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Posted: 12:16 - 18 Sep 2017 Post subject: |
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try rider support services:
https://www.ridersupport.co.uk/
0208 246 4900 ____________________ Elen sila lummen omentielvo! |
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thx1138 |
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thx1138 World Chat Champion
Joined: 06 Oct 2005 Karma :
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Wonko The Sane |
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Wonko The Sane World Chat Champion
Joined: 20 Jan 2013 Karma :
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Posted: 12:19 - 18 Sep 2017 Post subject: |
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I got hit from behind a few years ago while sat at traffic lights, no breakage, only whiplash, feeling stiff and a damaged bike.
Chap admitted fault at the scene and asked me what we did next, I advised him (after swapping details and taking a photo of the bike on the ground with his car behind it, number plate in shot) to phone his insurance company with my details and tell them what happened.
I then phoned his insurance company later in the day to tell them what happened
Both accounts matched and they began the process of resolving it for me.
Bike never got collected, I dumped it with my local mechanic as I was off on holiday, so they just took his assessment of it.
Courtesy car (my suggestion, 33bhp restriction and needing to use motorways would make it hard to get a bike suitable or so I thought) provided.
I was asked a few times how I was doing physically, after a few days back at work I felt I needed physio, was asked to go to the doctors and get referred by my GP, the insurance company then arranged private physio for me.
Once the course of physio was finished and the physio felt I was back to 'normal' they were happy to pay out for a bit of loss of enjoyment on the holiday (daughter was 1 year old and I couldn't really lift her much) and compensation for injury along with having paid out for the bike.
I was asked about my gear, but as the bike was knocked from under me and I had stayed stood up there was no need to replace it as it had not taken an impact.
I had informed my insurance that the incident had happened but was clear with them that I needed no action from them at the time.
Of course, if mr taxi driver denies being there then you'll need support from sorry mate / biker down / white daulton or whoever to chase it, but hopefully yours is a clear cut case and the insurance decides it's easier to just make it go away. ____________________ Looking to pass your CBT / Bike tests in Bury Lancashire? try www.focusridertraining.co.uk Would recommend.
They're also on Facebook https://www.facebook.com/pages/Focus-Rider-Training/196832923734251 |
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Cadbury |
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Cadbury Crazy Courier
Joined: 05 Oct 2011 Karma :
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Posted: 12:48 - 18 Sep 2017 Post subject: |
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Thanks for the advice all, particularly Wonko, very helpful.
Spoke with the Taxi firm, they were apologetic towards me, seems like the driver did actually inform them it was his fault, hopefully my call with their insurers goes as smoothly.
I updated the spill counter, so now some juicy, juicy paint diagram. Red=Taxi, Blue=Me
https://preview.ibb.co/e8KvUQ/Capture_2017_09_18_10_00_32.png
For anyone who is familiar with the area (Glasgow) its a one way street, with good visibility and the give way marking/signage are all very clear, so fingers crossed it's all straightforward enough, hopefully won't need solicitors involvement, but cheers for the suggestions so far. |
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arry |
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arry Super Spammer
Joined: 03 Jan 2009 Karma :
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Posted: 14:12 - 18 Sep 2017 Post subject: |
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Do they have a Scoootchland law expert? |
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Tracer1234 |
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Tracer1234 World Chat Champion
Joined: 13 Sep 2014 Karma :
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Cadbury |
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Cadbury Crazy Courier
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Cadbury |
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Cadbury Crazy Courier
Joined: 05 Oct 2011 Karma :
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Posted: 19:00 - 20 Sep 2017 Post subject: |
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Update: drivers insurance got in touch. He admitted 100% liability. Bike will be collected and assessed in the next few days, and I've got a call with their injuries department to discuss myself and my gear losses etc tomorrow.
Greatful that is has progressed as smoothly as I was hoping, thanks for everyone's comments.
Last edited by Cadbury on 16:48 - 21 Sep 2017; edited 1 time in total |
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T.C |
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T.C World Chat Champion
Joined: 05 Nov 2003 Karma :
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Ste |
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Ste Not Work Safe
Joined: 01 Sep 2002 Karma :
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M.C |
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M.C Super Spammer
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Cadbury |
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Cadbury Crazy Courier
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Ste |
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Ste Not Work Safe
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M.C |
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M.C Super Spammer
Joined: 29 Sep 2015 Karma :
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Posted: 20:10 - 21 Sep 2017 Post subject: |
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The problem's they all seem to operate differently. Someone on here didn't want their salvage, yet they deducted the amount from their compo and left them with a crashed bike (that went to you know who ). How it works in an ideal world is after the assessors have been round they make you an offer, and if there's an option to keep the salvage you either take it or surrender the vehicle.
Apparently there are new salvage categories coming in next month, but under the old system Cat' C or D and you're fine putting it back on the road, Cat' A (which are normally burnt out shells) or Cat' B the bike has aids so don't touch it.
Whether it's worth putting back on the road depends on the salvage amount and spares availability. Just as an example they valued my bike at £3300, I kept it for £400 and spent £350 putting it back on the road. Of course if you never want to see the bike again, and are happy skipping off into the distance with your compo, let them take it. |
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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T.C |
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T.C World Chat Champion
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drbaig |
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drbaig Crazy Courier
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Cadbury |
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Cadbury Crazy Courier
Joined: 05 Oct 2011 Karma :
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Posted: 14:24 - 02 Oct 2017 Post subject: |
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Slight update - Bikes been deemed a Cat.B, so no chance of me buying it back really.
Had an offer for valuation too, which i'm happy with, so that side of the claim will be wrapped up shortly. |
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G |
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G The Voice of Reason
Joined: 02 Feb 2002 Karma :
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arry |
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arry Super Spammer
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 16:00 - 02 Oct 2017 Post subject: |
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What offence is being committed by, etc.
Cadbury wrote: | Bikes been deemed a Cat.B |
Have they seriously not stopped using those obsolete fantasy categories?
Repairable, non-repairable, that's all that matters. And it only matters in as much as the DVLA will, as noted, get stroppy about issuing a new V5C. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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arry |
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arry Super Spammer
Joined: 03 Jan 2009 Karma :
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Old Thread Alert!
The last post was made 6 years, 214 days ago. Instead of replying here, would creating a new thread be more useful? |
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