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BTTD |
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BTTD World Chat Champion
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M.C |
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M.C Super Spammer
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suburban myth |
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suburban myth Spanner Monkey
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Qyburn |
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Qyburn Renault 5 Driver
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M.C |
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M.C Super Spammer
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Qyburn |
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Qyburn Renault 5 Driver
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duhawkz |
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duhawkz World Chat Champion
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Rogerborg |
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Rogerborg nimbA
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M.C |
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M.C Super Spammer
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Posted: 18:40 - 15 Oct 2017 Post subject: |
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Qyburn wrote: | M.C wrote: | So if the vehicle's meant to be garaged but you park it on the street one night, can they seize it? |
Does it state that limitation on your certificate? |
It does.
Qyburn wrote: | I don't quite understand why you have a problem with this concept - you take out insurance, tell the broker you don't need cover under certain circumstance, but you seem surprised that you might not then receive cover under the circumstances you asked them to exclude. |
My problem's the police getting involved. When claims are refused for something being mis/undeclared, are the police then contacted and are you retrospectively prosecuted for not having had insurance?
Qyburn wrote: | Having said that I'm sure garaged or not is really to do with cover for theft or damage so I'd be surprised if it was stated on the certificate, I think it would probably only be followed up in the event of a claim. |
As it would for commuting etc., I'm fairly certain I was asked where I was going during a claim (I was on my way to work), had I not had commuting 'cover' it probably would have been an issue.
Qyburn wrote: | My guess from what I've seen reported informally is that the Police data base includes that information when they check a vehicle. Pillion cover maybe not as that's specific to bikes and therefore very much a minority. |
I'm not sure, I've been asked by a copper (when stopped) if I was heading to work, the work jacket might have given that away, but they seem to need to check directly with the insurer to make sure (if you even have a policy). |
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Old Thread Alert!
The last post was made 6 years, 166 days ago. Instead of replying here, would creating a new thread be more useful? |
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