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adkiucm |
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adkiucm L Plate Warrior
Joined: 09 Nov 2017 Karma :
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Posted: 01:26 - 09 Nov 2017 Post subject: Trackers, bike jacking, insurance questions |
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Hello to all guys and girls (if any), my first post here, but I've been lurking as a guest for a while.
I'm a freshie with 2 bikes at the moment (MT125 & XSR900Abarth).
After reading a lot about bike theft and bike jacking you made me a bit worried, as I live/store/commute in Tower Hamlets having worst bike theft levels in the country.
I am not that concerned about parking at home or work as I have got bikes kept in a secured location with access gate, security, chained up to a proper rack and with disc lock + alarm.
However, after reading about bike jacking and MT09 types getting targeted I started considering using a tracker.
I have seen companies like biketrac, datatool advertising fancy trackers with the annual subscription which seems quite legit, but pricey. I have seen some cheap mobile phone trackers for PAYG sims etc on ebay. Any advice?
Which ones would drop my insurance premium (quite high as I've got small experience), I would assume the ones with Thatcham approval only, etc.
How do insurers approach bike jacking these days? Is it recoverable from fully comp insurance? At the end of the day, bike jacking involves having a key in the ignition so it could breach insurance contract. Any experiences with this? I see tracker as the only method to protect against bike jacking without carrying weapons on you...
Would you have to prove bike jacking with helmet cam record? ____________________
MT-125 - sold
XSR900 Abarth |
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 09:16 - 09 Nov 2017 Post subject: |
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The only one I'd bother with is BikeTrac, based on actual owner reports of getting their bikes back before they become their insurance company's bikes.
A police incident number should see you right for any jacking claim. Be aware that they're currently engaged in Operation Numberwang to get the figures down by any means necessary, so they may try to fob you off. Insist on a crime number. I'd feel free to recall that firearms were brandished, and worse, that they called you a "$YOUR_ETHNICITY bastard". I am completely serious about that, Paddy on here was run over by a road rager cager and the Met no-crimed it.
Best of luck, you're going to need it. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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owl |
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owl World Chat Champion
Joined: 21 Oct 2016 Karma :
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Posted: 11:21 - 09 Nov 2017 Post subject: |
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Managed to get a £75 refund on my insurance once the BikeTrac was fitted, the yearly subs are £99. That works out to less than 27p per day, normally spend 10x that amount on daily coffees. The fitting however is a bit more pricey, think it's about £299, but that includes the unit and fitting and the unit is yours to keep and can be moved from bike to bike, also if you look around you can usually find better deals.
Fortunately not had to use them yet, but on the occasional false positive they're always straight on the phone polite, helpful and courteous.
Worth a read if you haven't already:
Got Bikejacked - Stamford Hill - Recovered ____________________ Observation is the greatest source of wisdom. |
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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Rogerborg |
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Rogerborg nimbA
Joined: 26 Oct 2010 Karma :
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Posted: 12:38 - 09 Nov 2017 Post subject: |
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What does it do?
I mean, compared to a BikeTrac. ____________________ Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike |
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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owl |
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owl World Chat Champion
Joined: 21 Oct 2016 Karma :
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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SantiV |
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SantiV Derestricted Danger
Joined: 25 Oct 2017 Karma :
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owl |
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owl World Chat Champion
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SantiV |
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SantiV Derestricted Danger
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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owl |
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owl World Chat Champion
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SantiV |
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SantiV Derestricted Danger
Joined: 25 Oct 2017 Karma :
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Posted: 13:44 - 09 Nov 2017 Post subject: |
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Thanks!
So once a week charge is all it needs? Does it alert you when battery is almost flat? ____________________ Hmmmm... |
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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adkiucm |
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adkiucm L Plate Warrior
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arry |
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arry Super Spammer
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NJD |
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NJD World Chat Champion
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adkiucm |
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adkiucm L Plate Warrior
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owl |
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owl World Chat Champion
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NJD |
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NJD World Chat Champion
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Hawkeye1250FA |
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Hawkeye1250FA World Chat Champion
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Old Thread Alert!
The last post was made 6 years, 130 days ago. Instead of replying here, would creating a new thread be more useful? |
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