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rpsmith79 |
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rpsmith79 World Chat Champion
Joined: 31 Jan 2017 Karma :
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Posted: 17:29 - 28 Jan 2018 Post subject: Insurance: Leathers & Helmet Cover, Worth it or not? |
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Fairly simple one i hope, what are peoples thoughts on leathers & helmet cover when it comes to insurance
My renewal is due middle of Feb, and getting some quotes in, i can get fully comp cover, with commuting, on my 600 Hornet (1 years NCD, full licence for 6 months) for either £110 with Hastings Direct, or £145 with Hastings Premier (including leathers & helmet cover, and legal cover)
So, what would you do?
And anyone ever actually used leather & helmet cover, or is it not worth the paper its written on
Also, any known issues with Hastings Direct/Premier (underwritten by Advantage) ____________________ Current Bike: Honda CG125 ES4 // Honda CB600FS Hornet // Triumph Street Triple R |
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Commuter_Tim |
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Commuter_Tim World Chat Champion
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Posted: 17:41 - 28 Jan 2018 Post subject: |
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I ride with shit gear so couldn't give a toss if it's torn up.
How much is your gear worth RRP?
I've used Hastings for 4 years of my riding (usually the cheapest aside from MCE ), I've got no complaints.
I think Advantage was one of my underwriters too, but I've never made a claim so I guess that's for nought. ____________________ The above post is most likely nonsensical.
I ride a Bandit 600... badly.
Last edited by Commuter_Tim on 17:47 - 28 Jan 2018; edited 1 time in total |
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andys675 |
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andys675 World Chat Champion
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Beehive Bedlam |
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Beehive Bedlam World Chat Champion
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rpsmith79 |
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rpsmith79 World Chat Champion
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Posted: 17:54 - 28 Jan 2018 Post subject: |
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Commuter_Tim wrote: | I ride with shit gear so couldn't give a toss if it's torn up.
How much is your gear worth RRP?
I've used Hastings for 4 years of my riding (usually the cheapest aside from MCE ), I've got no complaints.
I think Advantage was one of my underwriters too, but I've never made a claim so I guess that's for nought. |
Well, i have an RST Blade jacket, and RST leather trousers (both about £200 retail, though i only paid about £120 each, brand new) and my helmet is worth a couple of hundred
I'm thinking for the extra £35 for the piece of mind, i'm half tempted, they would literally have to offer me peanuts for them for me to be out of pocket................. hmmm, decisions, decisions ____________________ Current Bike: Honda CG125 ES4 // Honda CB600FS Hornet // Triumph Street Triple R |
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Wafer_Thin_Ham |
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Wafer_Thin_Ham Super Spammer
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Posted: 17:59 - 28 Jan 2018 Post subject: |
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In the event that you get taken out by a third party. Surely you just claim the cost of your leathers/helmet from them rather than needing specific "cover". ____________________ My Flickr |
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Commuter_Tim |
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Commuter_Tim World Chat Champion
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rpsmith79 |
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rpsmith79 World Chat Champion
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arry |
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arry Super Spammer
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rpsmith79 |
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rpsmith79 World Chat Champion
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Commuter_Tim |
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Commuter_Tim World Chat Champion
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Courier265 |
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Courier265 World Chat Champion
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rpsmith79 |
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arry |
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Freddyfruitba... World Chat Champion
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Old Thread Alert!
The last post was made 6 years, 83 days ago. Instead of replying here, would creating a new thread be more useful? |
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