Break down cover home start

[kaintxu]

Hi everyone,

Looking into breakdown cover for my bike.

Do you guys now if the home start actually covers you if the bike break down in your garage. I have read that it has to be like 0.25 miles away.

In case it has to be 0.25 away, how do you deal with a home breakdown?

Im thinking between

https://www.startrescue.co.uk/breakdown-cover

https://www.autoaidbreakdown.co.uk

[Evil Hans]

You've got it back to front. Homestart covers you at home. If you *don't* have homestart they generally won't respond to breakdowns less than a quarter of a mile from your home address.
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Triumph Sprint ST 1050. And it's Red.

[kaintxu]

Ah,

That makes sense. Is what I thought it would be, but little language misunderstanding.

So home start is what I need.

Any tips on the ones bellow?

With Autoaid it would be personal cover, but can´t see it mention motorbikes, just talks about cars.

With start rescue it would be a vehicle one, just for my bike, and it does have the home start service.

[M.C]

[Rogerborg]

+1 for Auto Aid. It used to be pay-and-reclaim but now they sort out a recovery monkey for you. I've had cause to call them a few times for both bikes and cars, remote and at my home address, including a car that burst a brake line in my driveway. They've got a van out pretty sharpish with no fuss or argument each time.
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Biking is 1/20th as dangerous as horse riding.
GONE: HN125-8, LF-250B, GPz 305, GPZ 500S, Burgman 400 // RIDING: F650GS (800 twin), Royal Enfield Bullet Electra 500 AVL, Ninja 250R because racebike

[kaintxu]

Thanks for all the info.

I was also reading the following

The costs involved in taking the vehicle to the nearest available garage.

Does this mean they would not take the bike to my usual bike store, which while in town, is not the nearest garage?

[OmegaA]

+AutoAid breakdown road assistance cover. Call them to check to be sure - usually they will take you to your garage in your town or nearest if broken on motorway
Used them last month - they call for a local biker shop. They guy came out quickly in my case
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All-year-round rider since 2005

[Alex A]

Another for AutoAid

Clutch exploded a few weeks ago and they recovered me home on a Saturday evening, and then collected the bike on the next working day to take it to a workshop of my choice (which is 11 miles away but not the nearest). On both occasions within an hour, with a proper motorcycle breakdown/recovery contractor (SOS), and without a hint of reluctance or bother.
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Current: Ducati Panigale R / Ducati Streetfighter S / Suzuki GSX-R1000 L5

[arry]

Pretty sure Auto Aid and Start Rescue are the same firm, just different trading names and styles. Could be wrong.

[M.C]

I think they'll take you home or to a garage. I saw some negative reviews on Autoaid where people were wondering after being taken to a garage and finding out they had a massive repair bill, why they weren't eligible for a tow home

[ADSrox0r]

The level of cover depends on how much you pony up and is usually indicated in 'levels'. I'm with StartRescue (which luckily I've never had to use) and the 'basic' cheap package is the usual cover starts a mile from home. You can then upgrade to (more expensive) levels that will include home start.

Personally, I don't bother with home start. If it's fucked and won't start then I use another vehicle and deal with the problem later. And if it breaks down within a mile, then it's time to get sweaty and push; bikes that is, not the car. If that happens then get a friend to tow it either home or outside the mile radius.
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Current bikes: '08 VFR 800 VTEC(yo) , '07 ZZR1400 Winter hack: '95 Aprilia 650 Pegaso Currently lusting after: RC30

[DrDonnyBrago]

+1 to autoaid, been using them for 7? years, never had an issue with a claim and last time I needed them they sent a bod direct.

Best bit is they tend to do as you ask. Rather than send a guy in a van to confirm that your clutch is indeed, fucked... they send a flatbed to take you where you want it to go.

[chris-red]

I don't bother, I have a credit card. Over 12 years riding bikes and 5 driving cars I've only needed recovery 3 times.

1. Knackered Clutch on a GS500, my fault I was young and thick for riding it.
2. Suspected blown fuel pump (turned out to be dodgy wiring)
3. Puncture (bought a stop and go tyre kit.)

I have a basic tool kit on the bike and I have a spare clutch cable, tyre plugger and CO2. In my car I have a battery jumper.

Should something unforeseen happen I'll just pay out, in the long run I'll be better off I reckon.
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[M.C]

[chris-red]

[chris-red]

[brains_t]

Another for Auto Aid, having seen many hit with the "Your cover only gets you 20 miles free." Had an oil seal go on the way to a Sunday meet. They took me and the bike home and came back the next day to collect the bike and deliver it to the garage of my choice. The recovery guy couldn't believe they authorised this and I only realised it was possible when I asked the agent what were my options as the garage were closed on Sunday.

Think there is a discount available via Groupon at the moment, search Groupon for Personal Breakdown cover.

[M.C]

[stephen_o]

another 1 for auto aid. My cover with them had expired a few years ago and I had to call them out of desperation as my car scrapped itself on the A500 and I just got to a slip road with the clutch in to get to a safeish stop. They sent out a tow truck and brought me and the car home even though I couldn't afford to pay them the renewal.
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current scoot 2009 Yamaha YBR250 + Current Pootle 2013 Nissan Leaf

[Rogerborg]