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When Bike Debt Kills

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mpd72 CPT
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Joined: 22 Oct 2013
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PostPosted: 09:32 - 07 Jun 2018    Post subject: Reply with quote

Sload wrote:

Did you get past the pictures?


I didn't get past the massive case of virtue signalling.
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Paddy.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 10:59 - 07 Jun 2018    Post subject: Reply with quote

AshWebster wrote:
private school.


Yet, you still drive a chav wagon, please Lord have mercy Razz
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AshWebster
Traffic Copper



Joined: 05 Jan 2017
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PostPosted: 13:33 - 07 Jun 2018    Post subject: Reply with quote

Paddy. wrote:
AshWebster wrote:
private school.


Yet, you still drive a chav wagon, please Lord have mercy Razz


Razz

thanks to all the idiots who buy them and crash them the prices of good classic wrx sti imprezas are soaring

yesterdays chav wagon is todays sought after performance car.

that being said mine is heavily modded, has no interior and i'm so far in the red on it ill never sell! haha
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Fin
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Joined: 27 Feb 2016
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PostPosted: 22:20 - 10 Jun 2018    Post subject: Reply with quote

I thought to myself reading the article "Why doesn't he just get a normal job?"



Then I saw his photo at the end
https://news.files.bbci.co.uk/include/shorthand/41308/media/debt29-hr.jpg


In all fairness I understand where all the pressure comes in and why he did everything. He probably felt like a burden his whole life with a family working hard as it is, perhaps the shame of earning fuck all was too much to admit, especially after how confident he was he'd earn £1500 a month.
I'll agree with the majority and say it's the parents fault for not teaching him important lessons or stepping in.

Sure the job he had was unfair but there's always going to be crap and scams out there, you have to be taught to avoid scams, not just hope that they don't exist or what not.
It's a similar thing with bullying, people kill themselves over it and it's sad but it will always happen, it's how you deal with it that matters.
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mpd72 CPT
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Joined: 22 Oct 2013
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PostPosted: 22:38 - 10 Jun 2018    Post subject: Reply with quote

Fin wrote:
I thought to myself reading the article "Why doesn't he just get a normal job?"



Then I saw his photo at the end
https://news.files.bbci.co.uk/include/shorthand/41308/media/debt29-hr.jpg


In all fairness I understand where all the pressure comes in and why he did everything. He probably felt like a burden his whole life with a family working hard as it is, perhaps the shame of earning fuck all was too much to admit, especially after how confident he was he'd earn £1500 a month.
I'll agree with the majority and say it's the parents fault for not teaching him important lessons or stepping in.

Sure the job he had was unfair but there's always going to be crap and scams out there, you have to be taught to avoid scams, not just hope that they don't exist or what not.
It's a similar thing with bullying, people kill themselves over it and it's sad but it will always happen, it's how you deal with it that matters.


Oh sure. In modern life, itís always someone elseís fault.

Nobody is responsible for their own feck ups.
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Jmoan
Scooby Slapper



Joined: 18 Nov 2015
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PostPosted: 16:56 - 12 Jun 2018    Post subject: Reply with quote

mpd72 wrote:


Oh sure. In modern life, itís always someone elseís fault.

Nobody is responsible for their own feck ups.



It is if they're being scammed by some rip off company and then you end up in situations where someone decides to replace offing themselves with taking hostages and trashing everything they can.

https://www.telegraph.co.uk/news/uknews/crime/9424511/Disgruntled-driver-jailed-after-bringing-chaos-to-central-London.html

I didn't watch the documentary but did the kid get a fair trial for these charges and did the bailiff act honestly.

When you have ex cops working for these kind of companies,inflating fees and acting unlawfully it's enough to think that the freemen have a point.
https://www.theguardian.com/money/2015/aug/15/bailiff-rights-dispute-jbw-police-enforcement
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mpd72 CPT
World Chat Champion



Joined: 22 Oct 2013
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PostPosted: 09:49 - 13 Jun 2018    Post subject: Reply with quote

Jmoan wrote:
mpd72 wrote:


Oh sure. In modern life, itís always someone elseís fault.

Nobody is responsible for their own feck ups.



It is if they're being scammed by some rip off company and then you end up in situations where someone decides to replace offing themselves with taking hostages and trashing everything they can.

https://www.telegraph.co.uk/news/uknews/crime/9424511/Disgruntled-driver-jailed-after-bringing-chaos-to-central-London.html

I didn't watch the documentary but did the kid get a fair trial for these charges and did the bailiff act honestly.

When you have ex cops working for these kind of companies,inflating fees and acting unlawfully it's enough to think that the freemen have a point.
https://www.theguardian.com/money/2015/aug/15/bailiff-rights-dispute-jbw-police-enforcement


Nobody forces Captain Dreamer to work for these companies. The individuals are free to make their own poor decisions to lose money trying to work for them.

It's part of life. There's no cure for stupid, even if the nanny state is falsely encouraging the growth of the stupid gene, through overly accessible benefits and a culture of always blaming others and never accepting responsibility for their own stupid decisions.
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woo
World Chat Champion



Joined: 14 Feb 2005
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PostPosted: 10:54 - 13 Jun 2018    Post subject: Reply with quote

wow!

not watched but read the bit on the bbc page

When i got myself into debt from lending my ex and her family money of around £25k over a period of 6 months (very long story to tell and will need its own thread on BCF! lol)
I quickly got a second job and ploted all my income and expenses on a spreadsheet and then realised that even the second job income wont cover all the repayments.

My debts were made up of payday loans and credit cards. (Payday loans are HELL, one of them i borrowed just £300 and the total repayable over 3 yrs was £2k, you can pay this early and the interest is basically gone but meh..)
I then looked online for help and then signed up with a debt management company which i knew would prevent me ending up with baliffs at my mums place or me ending up in court.

This put a freeze on all interest being charged and prevented any baliff action as all the companies i owe money to agreed to the payment terms as in total i owed around £45k which includes around £20k of my own debt from before helping her and family.

If you dont sit down and think about how to deal with debt issues and go online for help you can see a path out of the debt
but if you dont know where to go or not sit down and take a step back and think, this debt can make you go mentally unstable quick.

my options were either and IVA, bankruptcy or man up and pay the money back.
I choose to man up and pay the money back and by August 2021 i will be debt free (depedant on if i have kids between now and then Laughing )

The kids choices were crap but then his family had no idea financially what to do and yep had he been on BCF he would have pulled through as we would have advised him, i know i certainly would have sent him a long PM and advised him how to get through this.
(for starters i always tell teenagers who are 18+ to get a job as a waiter as the money is from your tips plus your wages will be more than if your in retail, whilst your in college or university or just deciding what to do or if thats what you really want to be)

This is why i think there should be lessons in school on financial management starting even from primary school.
If we had financial management lessons as part of the school syllabus things may not go POTATO when we are adults

My debts were my own fault for being too trusting and naive in that some women are not always who you think they are despite you being on and off with her for over 10 years

Ive now got my own place and am managing the debts and they are getting cleared
(cant lie though if i do become unemployed i will pussy up and file for bankruptcy but thats a last worst case scenario)

If anyone has debt issues and needs advice PM me, ive been through some real shit Thumbs Up
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King29
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Joined: 18 Oct 2017
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PostPosted: 08:52 - 20 Jun 2018    Post subject: Reply with quote

They seem to still want to promote this, adverts on BBC all the time about this being on BBC iPlayer.
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King29
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Joined: 18 Oct 2017
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PostPosted: 08:52 - 20 Jun 2018    Post subject: Reply with quote

Dupe post

Last edited by King29 on 13:44 - 20 Jun 2018; edited 1 time in total
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Fizzoid
Nearly there...



Joined: 06 Sep 2016
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PostPosted: 09:23 - 20 Jun 2018    Post subject: Reply with quote

Yes, don't you just hate repeats!
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