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New rider, Mental insurance

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arry
Super Spammer



Joined: 03 Jan 2009
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PostPosted: 10:20 - 28 Jun 2018    Post subject: Reply with quote
Even my Enfield insurance was expensive this year Doh!

I'm paying more for that than I was in 2009 for a CBR 600 as a new ish rider. Unbelievable - ghast flabbering, etc.
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 11:01 - 28 Jun 2018    Post subject: Reply with quote
arry wrote:
Even my Enfield insurance was expensive this year Doh!

I'm paying more for that than I was in 2009 for a CBR 600 as a new ish rider. Unbelievable - ghast flabbering, etc.


My 350 bullet has always been my most expensive bike to insure too. My VFR750 is cheaper.

Perhaps they get crashed a lot? Wouldn't surprise me, they are tricky to ride if you're not used to them.

Going to need to have a specialist policy this time round for my hot bullet. Needs to be an agreed value and is modified. I'm hoping to get all three bikes on the same policy. Not sure how much I'm going to get bummed for that.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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arry
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Joined: 03 Jan 2009
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PostPosted: 14:02 - 28 Jun 2018    Post subject: Reply with quote
I expect deep penetration, sans reach-around, with tears (both meanings) at the end.

My Bullet is still half the cost of the KTM but that's to be expected - it's bright freaking orange and goes brap brap brap.
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
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PostPosted: 15:12 - 28 Jun 2018    Post subject: Reply with quote
arry wrote:
I expect deep penetration, sans reach-around, with tears (both meanings) at the end.


You'd think, but then my mate who has a Q-plate Ural fitted with a 1.9l turbo diesel VW engine says his policy isn't all that bad. COuple of hundred quid. He called to let them know he'd fitted a turbo engine instead of the normally aspirated one and they didn't add anything.

I'll be sure and let folks know how it goes.
____________________
“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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P.
Red Rocket



Joined: 14 Feb 2008
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PostPosted: 17:36 - 28 Jun 2018    Post subject: Reply with quote
Freddyfruitbat wrote:
Rogerborg wrote:
use Mr Fakename 3 doors down in fresh porn-browsing sessions so that you don't trigger any "This guy can't get cover, hammer him" algorithms.

Does anyone know if this stuff actually happens


It happens with flights, it'll happen with insurance.

Chrome/Firefox/Russian shit, incognito mode and close it fully after each test, use a different name and house number. Done.
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Freddyfruitba...
World Chat Champion



Joined: 20 May 2016
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PostPosted: 23:36 - 28 Jun 2018    Post subject: Reply with quote
Paddy. wrote:
It happens with flights, it'll happen with insurance.

Chrome/Firefox/Russian shit, incognito mode and close it fully after each test, use a different name and house number. Done.

But still from the same (visible) IP address every time...?
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KC100->CB100N->CB250RS--------->DL650AL2->R1200RS->R1250RS
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OxideRides
Derestricted Danger



Joined: 27 Jun 2018
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PostPosted: 23:54 - 28 Jun 2018    Post subject: Reply with quote
Paddy. wrote:

Chrome/Firefox/Russian shit, incognito mode and close it fully after each test, use a different name and house number. Done.


Just tried this... Same details, different name, flat next door, didn't input the bike's number plate... Gave me a quote that was £200 more than what I've currently been getting.
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Bike owned: KTM 390 Duke 2018
Previous Bikes: KTM 125 Duke 2012
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Kentol750
World Chat Champion



Joined: 24 May 2016
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PostPosted: 02:16 - 29 Jun 2018    Post subject: Reply with quote
Rent garage in different postcode. Don't put security chain on it. Also, your name says provisional if they check you out on DVLA!
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Some bikes.
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arry
Super Spammer



Joined: 03 Jan 2009
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PostPosted: 09:10 - 29 Jun 2018    Post subject: Reply with quote
OxideRides wrote:
Paddy. wrote:

Chrome/Firefox/Russian shit, incognito mode and close it fully after each test, use a different name and house number. Done.


Just tried this... Same details, different name, flat next door, didn't input the bike's number plate... Gave me a quote that was £200 more than what I've currently been getting.


Have you got a good credit rating?
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OxideRides
Derestricted Danger



Joined: 27 Jun 2018
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PostPosted: 22:10 - 13 Jul 2018    Post subject: Reply with quote
arry wrote:
Have you got a good credit rating?


Yep, it's all good.

Double checked the quote on the duke for this month and it's gone up by £20 -_-

Still yet to call up a few places, but I'm waiting until I pass my A2 next week before I start doing that. Everyone I speak to is amazed I'm getting such ridiculous quotes.
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Bike owned: KTM 390 Duke 2018
Previous Bikes: KTM 125 Duke 2012
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arry
Super Spammer



Joined: 03 Jan 2009
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PostPosted: 07:40 - 14 Jul 2018    Post subject: Reply with quote
OxideRides wrote:
arry wrote:
Have you got a good credit rating?


Yep, it's all good.


That's why it was 200 quid cheaper when you put your actual details in. You were able to be successfully credit checked and discounted as a result of the score.
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vp1977uk
Derestricted Danger



Joined: 19 Dec 2017
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PostPosted: 14:28 - 15 Jul 2018    Post subject: Reply with quote
why does a good credit rating matter on the risk factors or insurance ?
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Old Thread Alert!

The last post was made 5 years, 276 days ago. Instead of replying here, would creating a new thread be more useful?
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