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Sister Sledge |
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Sister Sledge World Chat Champion
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arry |
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arry Super Spammer
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doggone |
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doggone World Chat Champion
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c_dug |
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c_dug Super Spammer
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ThatDippyTwat |
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ThatDippyTwat World Chat Champion
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waffles |
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waffles World Chat Champion
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Howling Terror |
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Howling Terror Super Spammer
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Sister Sledge |
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Sister Sledge World Chat Champion
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arry |
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arry Super Spammer
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thx1138 |
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thx1138 World Chat Champion
Joined: 06 Oct 2005 Karma :
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Posted: 16:25 - 25 Aug 2018 Post subject: |
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ThatDippyTwat wrote: | c_dug wrote: | DRZ seems a fine choice, but bike theft is a huge amount worse than it used to be, budget for top notch security too. Don't buy an Oxford chain and think it'll do. |
I'll second the security. Crossers and Supermoto's are pikey/chav/scum magnets. Little bastards will be off with it sharpish if you don't have it properly secure. Look at 16/19mm chains with an appropriate (Squire 65 or 85, Rotalock, etc) padlock for home. Pragmasis, Almax, PJB all make them. |
This, I've got two ground anchors, alarmed disc lock, one pnchpin, 2 armored chains, and another bike with a 3rd chain chained to my enduro, and i still worry. |
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Sister Sledge |
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Sister Sledge World Chat Champion
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chickenstrip |
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chickenstrip Super Spammer
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Posted: 00:44 - 26 Aug 2018 Post subject: Re: Returning to what I loved so much yet left.. |
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arry wrote: |
All insurance people are lovely and very trustworthy |
Thanks, I'm now in an intensive care ward due to damage done because I can't stop laughing. ____________________ Chickenystripgeezer's Biking Life (Latest update 19/10/18) Belgium, France, Italy, Austria tour 2016 Picos de Europa, Pyrenees and French Alps tour 2017 Scotland Trip 1, now with BONUS FEATURE edit, 5/10/19, on page 2 Scotland Trip 2 Luxembourg, Black Forest, Switzerland, Vosges Trip 2017
THERE'S MILLIONS OF CHICKENSTRIPS OUT THERE! |
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thx1138 |
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thx1138 World Chat Champion
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c_dug |
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c_dug Super Spammer
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Posted: 07:45 - 26 Aug 2018 Post subject: |
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Security doesn't have to cost an arm and a leg. Start with the bare necessities and build up. You can do a Y anchor and decent chain for the right side of £200 I reckon.
Actually let's test that:
Knock-off Y anchor: Less than £20 delivered
Almax IV + Squire SS65: 1m chain- £155
Even the 1.5m chain only breaks £200 by a tenner.
Easy.
That said, I know a bit more about locks than I once did, and although I bought myself the Almax IV and Squire SS65, these days I'd be more inclined to go for a different padlock. Toying with replacing my Squire with an Abloy PL362.
Tell your insurer as little as possible with regards to security, mostly it won't affect your premium all that much in any case, but if you tell them it has X on it and then doesn't when the bike is pinched, you're giving them an easy out. ____________________ I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock. |
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Sister Sledge |
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Sister Sledge World Chat Champion
Joined: 17 Aug 2018 Karma :
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Posted: 08:29 - 26 Aug 2018 Post subject: |
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Yeah the insurance thing is I simply don't trust them. They've destroyed me before with a car issue. I'd also read a thread here where someone didn't get a payout after a supermoto was stolen. I simply don't want to give them a chance to weedle out of a payment. As has been said, don't admit to things if they're not asked and most of all - read the small print.
That's a good link for security. It's a bit rough is that part of Tyneside - they must know their stuff!!
I'm bookmarking links as they're given as they'll give me a good idea as to what I need. I'll probably start a request for ideas when it comes closer to purchase.
Cheers |
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ThatDippyTwat |
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ThatDippyTwat World Chat Champion
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Posted: 08:43 - 26 Aug 2018 Post subject: |
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c_dug wrote: | Tell your insurer as little as possible with regards to security, mostly it won't affect your premium all that much in any case, but if you tell them it has X on
it and then doesn't when the bike is pinched, you're giving them an easy out. |
If you can stand the premiums, declare no security and parked on-road. Mine was a trivial difference, the bike is certainly worth more than the extra, yours may be different. That way, even if you get in from a ride knackered, forget to put lock X, Y or Z on it, and they have it off, it doesn't really matter. Yeah, you'll be down a bike, but you're not outside of the agreed conditions for storing the bike.
I have *far* more security than declared. And there is zero chance I'll leave a bike unlocked. But it removes the possibility of you not getting a bike replaced/repaired/payout because of one tiny oversight. ____________________ '98 VFR800 (touring) - '12 VFR800 Crosrunner (Commuting) - '01 KDX220 (Big Green Antisocial Machine) |
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Sister Sledge |
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Sister Sledge World Chat Champion
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Posted: 20:27 - 26 Aug 2018 Post subject: |
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ThatDippyTwat wrote: | c_dug wrote: | Tell your insurer as little as possible with regards to security, mostly it won't affect your premium all that much in any case, but if you tell them it has X on
it and then doesn't when the bike is pinched, you're giving them an easy out. |
If you can stand the premiums, declare no security and parked on-road. Mine was a trivial difference, the bike is certainly worth more than the extra, yours may be different. That way, even if you get in from a ride knackered, forget to put lock X, Y or Z on it, and they have it off, it doesn't really matter. Yeah, you'll be down a bike, but you're not outside of the agreed conditions for storing the bike.
I have *far* more security than declared. And there is zero chance I'll leave a bike unlocked. But it removes the possibility of you not getting a bike replaced/repaired/payout because of one tiny oversight. |
Oh blimey that's an interesting angle to take too. These things are exactly what I'm looking for - basically taking care of all eventualities.
Although I've not yet tried a quote comparing the differences in premium cost yet I have to agree - adjustments tend not to make a heck of a difference.
I'll give an idea; I did a seriously quick quote on a DRZ400, zero no claims, buried in a shed, pillion allowed etc and was quoted £400 fully comp. I actually think that's a fair price? I'll bet changing overnight storage only adds on another £100. Far far too busy the next 4 days to faff on with quotes but will definitely consider it and try it. Paying even more would be well worth a guaranteed payout. |
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Old Thread Alert!
The last post was made 5 years, 244 days ago. Instead of replying here, would creating a new thread be more useful? |
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