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chris-red
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PostPosted: 10:42 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
chris-red wrote:
RE millennials, don't believe everything you read...

I have a group of 12 mates we were all born in 86/87. Only 2 of us have cars on Finance. One is a classic 'millenial' the other being a nurse gets a preferential rate essentially making it stupid for him not to have a new motor.

We all work 'proper jobs' possibly barring 2 one whom is a self employed guitar teacher and in a band (who are signed), think what you will but he has a house and owns his own car, and the 'millennial' mentioned previously. Despite being a despite being a classic millennial as described by the media he is probably the hardest working of all of us, he has 3 or 4 different jobs and is still following his dream of becoming an actor.

I think we are a fair representation of our age group, wages probably vary from 18-60k with an averaged of about 40k (total guesswork).

I think the millennial caricature is something the media purports to sell papers/get clicks from enraged gammons. There's an element of truth to it but in reality it hardly represents any of us.


Is mid 30’s still classed as a Millenial then? I’m not sure your bunch of middle class mates are the typical lot we’re on about.


Cheeky cunt, early thirties Laughing A Millenial is born from early 80's to mid nineties, at least know who it is you are slagging off.
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Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.


Last edited by chris-red on 10:55 - 26 Apr 2019; edited 1 time in total
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chris-red
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PostPosted: 10:42 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
chris-red wrote:
Counter point, why should I be subsidising entitled pensioners that didn't make proper arrangements for their retirement?

Age shouldn't really have anything to do with the benefits you get. My parents are pretty comfortable off. They both have decent pensions no debt whatsoever and a house worth 6-700k all paid off, they regularly go on holiday. I'm not knocking them, they both worked long and hard for this and are very generous with me & my sister (I'm getting married next year and my mum has already told me there is a big cheque coming my way...) but should they be getting all these freebies? Should the likes of *insert old famous rich person here* be getting this stuff?


I presume then, that you have an adequate private pension in place, or are you relying on the bank of Mum and Dad?

It’s quite scary how many people are not preparing for retirement and most of these are young. My pension is rubbish and won’t return a lot, but I started it at 18.


Yep I have be paying into a private pension since I was 20.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.
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chris-red
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PostPosted: 10:55 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:



Don’t forget that most have never lived in the real world, outside of education, so that could go some way to explain why they all see themselves as victims of a right wing government.



Most 'career' people have never lived outside their chosen field, and most people won't go from a career into teaching? Why because the money is shit the hours are long and it needs a high level of qualification.

You need a degree to teach, you also need a specialist teaching qualification a PGCE, which I think takes a year to do, a year unpaid for some, my teacher friend got a £20k grant to do his (8 ish years ago so may have risen), but that was the absolute top, because he had a good degree and a masters in maths and they were really after qualified maths teachers.

A quick google says Teachers get £23-30k PA.

How do you expect any of them to 'live in the real world'? Why would anyone drop out of one career at 30+ study for a year, earning at absolute best 20k more likely much less, for a 23k a year job. I 'walked' into a £21k a year job at 19 with no degree and that was way back then.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.
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MCN
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PostPosted: 11:02 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
Diggs wrote:
For young people to contribute to society they have to earn enough to pay tax.


To earn enough to pay tax, first they have to get a job, rather than skiving away in a useless university education in media studies. To get a job they first have to make themselves employable, which a degree in media studies and a gap year wont do.
To make themselves more employable than others and get the job, they need to get rid of this attitude of entitlement and get off their arses and stop blaming others for their own short comings.

The main reason for house prices and the rise of part time hours/cheap labour, is uncontrolled immigration, not pensioners, something these self-important fuckwits can't comprehend.


There are not enough holes in this world to bury you in.

People get uni courses coz there are no fucking jobs you soft headed cunt.

Tell me about apprenticeship schemes? Where are they?

Starting another one of your angst threads just so you can shaaaht aht abaht your warped theories in sociology. Rolling Eyes
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Im-a-Ridah
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PostPosted: 11:11 - 26 Apr 2019    Post subject: Reply with quote

So who is going to be paying off the national debt which was run up by middle aged and old people? That'll be millennials.

Who is in government making all the decisions? May, Cameron, Brown, Blair all millennials were they? Laughing
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Im-a-Ridah
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PostPosted: 11:27 - 26 Apr 2019    Post subject: Reply with quote

Who took Britain into the EU: MPD
Who took Britain out of the EU: I'm a Ridah

Cool
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chris-red
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PostPosted: 11:59 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
chris-red wrote:

Cheeky cunt, early thirties Laughing A Millenial is born from early 80's to mid nineties, at least know who it is you are slagging off.


So you're 32 or 33 this year. So either 2 or 3 years off the bang middle of the 30's.

What do you class as "mid thirties" then, 34 to 36? Laughing


Now I'm 31, solidly early, for now.
____________________
Well, you know what they say. If you want to save the world, you have to push a few old ladies down the stairs.
Skudd:- Perhaps she just thinks you are a window licker and is being nice just in case she becomes another Jill Dando.
WANTED:- Fujinon (Fuji) M42 (Screw on) lenses, let me know if you have anything.
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Im-a-Ridah
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PostPosted: 12:04 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
Im-a-Ridah wrote:
So who is going to be paying off the national debt which was run up by middle aged and old people? That'll be millennials.



Who's currently paying all the tax to pay off this record deficit?
That'll be the middle aged and older people. Thumbs Up

The millenials will become middle aged and old at some stage and start paying their share of tax, just like the middle aged and older people who were once young, are doing now.
Trying to pretend age is a permanent stage is hilarious, but this seems to be what the left are drumming into the Logan's Run kids of today, via education and media, creating hatred for older generations.


So you want me to give you credit because you are finally starting to reduce the amount of money you spend every year that you don't have (the deficit) Laughing

Nice try MPD but you're not getting away with dodging the question. You are currently in the middle aged or old category. Your generation ran up those debts. Are you going to pay them off, or are you going to shirk your debts? Don't tell me about future middle aged and old people, tell me about YOURS.

Please note that telling me you are "offended" or that "I've hurt your feelings" are not sufficient as answers. We understand that the government has been very mean to you, only giving you £8500 a year for free, it's tough, we understand.
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Im-a-Ridah
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PostPosted: 12:57 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
Im-a-Ridah wrote:

So you want me to give you credit because you are finally starting to reduce the amount of money you spend every year that you don't have (the deficit) Laughing


I'm paying for it, but it's being and has been, mainly spent on others.

Im-a-Ridah wrote:
Nice try MPD but you're not getting away with dodging the question. You are currently in the middle aged or old category. Your generation ran up those debts.


Holy shit. Do you think people born in the 80's only start being a burden and costing the state when they suddenly appear and enter existence aged 39? What a stupid logic.

Millenials have been around and running up state debt for over 30 years. You're generation is just brainwashed into blaming everyone but themselves, as they're taught to be the constant victim.

Im-a-Ridah wrote:

We understand that the government has been very mean to you, only giving you £8500 a year for free, it's tough, we understand.


I'm 20 years off that as things stand, it could even go up as self centred Millenials do their best to fuck up the economy with their little "me! me! me!" self centred tantrums.


So MPDs argument in summary:

1. Millennials are selfish and lazy. He says this while moaning about only getting eight grand a year for free from the state. No millennial gets eight grand, a bus pass, a TV licence (although that's more of a burden than a freebee).
2. Millennials blame everyone else. He says that while blaming all of the country's problems on millennials and then when called up on that starts trying to shift it onto immigrants.
3. Millennials don't take responsibility. He says that while running up an astounding £1.7tn debt and then refuses to pay it back.
4. His generation got free education paid for by his parents, then says that future generations should have to pay for their own education and shouldn't complain about it.

Your argument has more holes than a Bible and Qu'arn combined.
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bhinso
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PostPosted: 15:21 - 26 Apr 2019    Post subject: Reply with quote

mpd72 wrote:
Even if you were born in 1987, you will turn 32 this year, which is exactly as I said.

1987-2019 = 32.

https://i.ytimg.com/vi/I5s7M_2z3kU/hqdefault.jpg


Could have been born in early 1988 (i.e. before April 25th 1988). That would make him 31, bu not 32 until next year.
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bhinso
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PostPosted: 15:24 - 26 Apr 2019    Post subject: Reply with quote

When I started work in 1999 I paid into a private pension.
Back then it was called 'Defined Benefit', i.e. every year you paid in, on retirement you got 1/60 of your final salary as a pension.

After two years they cancelled it and changed it to 'Defined Contribution'. Now every year you pay in, on retirement you get well basically fcuk all. Most of the older folk are still allowed to have the final salary jobbie though, not us whippersnappers.

I used to think Blair's government tried to solve problems by chucking money at them. So much was put into the NHS but it seemed to get lost in administration and bureaucracy rather than at the front end.
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MCN
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PostPosted: 15:33 - 26 Apr 2019    Post subject: Reply with quote

bhinso wrote:
When I started work in 1999 I paid into a private pension.
Back then it was called 'Defined Benefit', i.e. every year you paid in, on retirement you got 1/60 of your final salary as a pension.

After two years they cancelled it and changed it to 'Defined Contribution'. Now every year you pay in, on retirement you get well basically fcuk all. Most of the older folk are still allowed to have the final salary jobbie though, not us whippersnappers.

I used to think Blair's government tried to solve problems by chucking money at them. So much was put into the NHS but it seemed to get lost in administration and bureaucracy rather than at the front end.


It is a constant swindle by succesive govs.coms.

And the whole truth about the way NHS funs are managed is not always evident.
Local Health authorities would like control over thier bugets but the big spend is dictated by Gov.com. Private Companies are 'appointed' by government without any consultation or say from local health authorities.
It means companies who are gov appointed to run the 'contracted-out' cherry picked parts of NHS fix their own pricing.
Local health authority has not got that power.
The NHS works but private industry has always profited from it. That is where the cash drains away.
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