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BRUN |
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BRUN Trackday Trickster
Joined: 10 Oct 2020 Karma :
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Posted: 18:52 - 20 Apr 2021 Post subject: Getting a bike before passing test, insurance |
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Im looking at getting my first 'big bike' and ive found what im looking for, I have just spoken to my insurance company (Bennetts) who I have a policy with for my 125 that I ride between lessons/tests, and they wont insure the new bike even though it will be garaged etc and I cant ride it, if I dont have the licence to go along with it
Has anyone ever insured a bike before, for just fire and theft, before they have passed, and could recommend any companies who will cover that
Ideally, I didnt want to lose the 6 months or so NCB ive currently built up by cancelling my 125 policy, I wanted to change it to the new bike on a fire and theft basis as I cant ride it yet, then ring them up once ive passed and change the policy to fully comp
At the minute im not sure how long the dealer would hold the bike for me, my mod1 is booked and mod2 shouldnt be far away as long as the mod1 goes ok |
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spongefinger |
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spongefinger Renault 5 Driver
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Ste |
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Ste Not Work Safe
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BRUN |
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BRUN Trackday Trickster
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Johnnythefox |
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Johnnythefox Traffic Copper
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arry |
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BRUN |
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BRUN Trackday Trickster
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arry |
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arry Super Spammer
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wr6133 |
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wr6133 World Chat Champion
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BRUN |
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BRUN Trackday Trickster
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BRUN |
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BRUN Trackday Trickster
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arry |
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arry Super Spammer
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iooi |
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iooi Super Spammer
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Posted: 12:06 - 21 Apr 2021 Post subject: Re: Getting a bike before passing test, insurance |
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BRUN wrote: | Im looking at getting my first 'big bike' and ive found what im looking for, I have just spoken to my insurance company (Bennetts) who I have a policy with for my 125 that I ride between lessons/tests, and they wont insure the new bike even though it will be garaged etc and I cant ride it, if I dont have the licence to go along with it
Has anyone ever insured a bike before, for just fire and theft, before they have passed, and could recommend any companies who will cover that
Ideally, I didnt want to lose the 6 months or so NCB ive currently built up by cancelling my 125 policy, I wanted to change it to the new bike on a fire and theft basis as I cant ride it yet, then ring them up once ive passed and change the policy to fully comp
At the minute im not sure how long the dealer would hold the bike for me, my mod1 is booked and mod2 shouldnt be far away as long as the mod1 goes ok |
Often learner/125 policies can not be upgraded to a larger bike. As some underwriters do not cover larger bikes.
So you may find that you lose the time on the 125, unless you complete a full year. ____________________ Just because my bike was A DIVVY, does not mean i am...... |
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BRUN |
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BRUN Trackday Trickster
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arry |
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arry Super Spammer
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bacon |
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bacon World Chat Champion
Joined: 09 Jan 2009 Karma :
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Posted: 13:59 - 21 Apr 2021 Post subject: |
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I'd not bother insuring the new bike as suggested.
Some insurance policies will allow you to make your policy dormant while you look for another bike, i.e keep it running until you need it again but not actually insuring a bike.
I normally buy a new bike before selling one, but my most recent bike change meant that for the first time ever I went for a total of 9 painful days without a bike in the garage.....
I sold my MT09 before I found something I wanted, I was able to put the policy on hold. I then found a replacement bike and was able to insure the new one with the time remaining on the original policy.
Worked for me |
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BRUN |
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BRUN Trackday Trickster
Joined: 10 Oct 2020 Karma :
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Posted: 14:26 - 21 Apr 2021 Post subject: |
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bacon wrote: | I'd not bother insuring the new bike as suggested.
Some insurance policies will allow you to make your policy dormant while you look for another bike, i.e keep it running until you need it again but not actually insuring a bike.
I normally buy a new bike before selling one, but my most recent bike change meant that for the first time ever I went for a total of 9 painful days without a bike in the garage.....
I sold my MT09 before I found something I wanted, I was able to put the policy on hold. I then found a replacement bike and was able to insure the new one with the time remaining on the original policy.
Worked for me |
thanks ill look into that |
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Peanut_Butter |
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Peanut_Butter Nova Slayer
Joined: 11 Feb 2020 Karma :
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Posted: 20:08 - 21 Apr 2021 Post subject: |
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Must be some Mrs you have if she's letting you keep it in the house till you pass |
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BRUN |
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BRUN Trackday Trickster
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BRUN |
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BRUN Trackday Trickster
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Old Thread Alert!
The last post was made 2 years, 330 days ago. Instead of replying here, would creating a new thread be more useful? |
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