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c_dug |
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c_dug Super Spammer
Joined: 04 Sep 2007 Karma :
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Posted: 00:11 - 26 Oct 2021 Post subject: Car park bump advice. |
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Had a minor prang in the car this evening, just trying to get my thoughts straight.
I reversed out of my bay and a young lad in a BMW reversed out of his, we gingerly touched tips in the middle but being moderns cars they're all crunchy and easily scuffed so even at walking speed the damage looks fairly bad.
I'm pretty certain we're 50-50 on blame, but he says fully my fault. I've already caught him lying about witnesses and called him out on it (although he denies it and insists he still has one).
I'd happily live with the damage to my car because it's a bit of a shitter, so I suggested we both pay for our own damage and move on with life. I'd guess his bimmer is worth triple my Megane so you can imagine he is less keen!
Anyway, young laddy is first year of driving so very keen to avoid insurance if at all possible. Realistically I'm not forking out four figures in cash to fix his car (I suspect even if we agreed 50-50 blame that half the damage is going to be north of £1k). I don't see professional repair of my own car being much cheaper so it's not a cheap prang.
I suspect I'm going to insist on going through insurance if he doesn't want to repair his own car out of his own pocket. I'd also much rather avoid claiming if I can but it feels like the only option.
Just after your thoughts really, maybe I'm missing some obvious option.
For now we've agreed to both get quotes for repair of our own cars and go from there. I've given up discussing fault as we clearly see it differently.
What say you, o wise BCF?
p.s. quick look back at the pictures and it looks like an illegal tint on his windows, I wonder if that would play into my favour with insurance. ____________________ I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock. |
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Polarbear |
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Polarbear Super Spammer
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Mysteriass |
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Mysteriass Nova Slayer
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c_dug |
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c_dug Super Spammer
Joined: 04 Sep 2007 Karma :
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Posted: 05:47 - 26 Oct 2021 Post subject: |
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Funnily enough you've pretty much typed out my gut instinct word for word, quite reassuring. ____________________ I am a bellend, I am a man of constant sorrow, I am a gummy bear, I am a rock. |
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rpsmith79 |
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rpsmith79 World Chat Champion
Joined: 31 Jan 2017 Karma :
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stinkwheel |
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stinkwheel Bovine Proctologist
Joined: 12 Jul 2004 Karma :
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Posted: 08:14 - 26 Oct 2021 Post subject: |
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If he's being a dick, just stop talking to him. Inform your insurance and leave it at that. Dicks gonna dick and why waste your time and mental space on them.
Up to you if you want to claim for the damage to your own car. If you don't, make it clear that you aren't accepting liability because from experience, they sometimes take you not claiming as an admission of liability (Didn't claim for the £35 of damage to Mrs stinkwheels bike and her insurance admitted liability and paid out over £3k to the owner of the range rover she collided with with no communication or even asking her what happened). ____________________ “Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles. |
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Freddyfruitba... |
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Freddyfruitba... World Chat Champion
Joined: 20 May 2016 Karma :
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Polo |
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Polo World Chat Champion
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MCN |
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MCN Super Spammer
Joined: 22 Jul 2015 Karma :
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Posted: 14:37 - 26 Oct 2021 Post subject: |
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Notify your insurers.
Suck up the Loss of NCD for the next few years on any vehicle you insure. (That's where the butt hurt comes in, if you insure a car and bikes etc.)
Refer all contact from the turd party to your insurers.
Be more careful when parking. Reversing into the bay is all round win win.
Cold engine performance can affect low speed manoeuvring.
Poor visibility leads to prangs.
Smug, I-Told-U-So comments help too. ____________________ Disclaimer: The comments above may be predicted text and not necessarily the opinion of MCN. |
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Easy-X |
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Easy-X Super Spammer
Joined: 08 Mar 2019 Karma :
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Posted: 14:39 - 26 Oct 2021 Post subject: |
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If it's a private car park then whether the car is roadworthy or not is neither here nor there.
If you both reversed out at the same time then it's 50/50 unless one of the parties admits liability or there's definitive evidence one of the two parties were controlling their respective vehicle erratically. One party blaming the other party? Sorry, sunshine, insurance doesn't work like that: admitted/proven liability or get bent.
Oh? You have an expensive car? And it'll be very expensive to fix? What a shame, here's a box of tissues. Your choice of car, your choice not to be careful with it. Try and prang a Lamborghini next time. ____________________ Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter |
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stinkwheel |
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stinkwheel Bovine Proctologist
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c_dug |
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c_dug Super Spammer
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A100man |
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A100man World Chat Champion
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MCN |
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c_dug |
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c_dug Super Spammer
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P. Red Rocket
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stinkwheel |
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stinkwheel Bovine Proctologist
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Ste |
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Ste Not Work Safe
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Freddyfruitba... |
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Freddyfruitba... World Chat Champion
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Mysteriass |
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Mysteriass Nova Slayer
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stinkwheel Bovine Proctologist
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Old Thread Alert!
The last post was made 2 years, 179 days ago. Instead of replying here, would creating a new thread be more useful? |
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