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Insurance Is Mad

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rpsmith79
World Chat Champion



Joined: 31 Jan 2017
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PostPosted: 09:53 - 15 Jul 2022    Post subject: Reply with quote
Auto-remew is (and has been for some time) standard on all insurance policies, it was put in place to avoid anyone accidentally driving around uninsured, should the renewal not happen automatically

If you do not want auto-renewal, you have to ask your insurances explicitly to not auto-renew each year

This has been the case for several years now

If you read the small print, this would have been pointed out
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grr666
Super Spammer



Joined: 16 Jun 2014
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PostPosted: 10:36 - 15 Jul 2022    Post subject: Reply with quote
rpsmith79 wrote:
If you do not want auto-renewal, you have to ask your insurances explicitly to not auto-renew each year

With respect, read my post again. As I clearly said I NEVER auto renew. I'm well aware of the reasons why such a function exists
and as a result whenever I buy insurance I stipulate that I don't wish to auto renew. Just like I did last year on my van
and indeed the three policies I've set up for my other vehicles since, seems that Gladiator went ahead and ignored my stipulation.

To be fair, even if they hadn't hiked the price I'd have walked after a stunt like that. I've been insuring vehicles for some 30
years now, I know what I'm doing and I won't tolerate being mugged off to purchase a product I can potentially be prosecuted
for not having, just because they like to keep moving goalposts to suit themselves. It also doesn't explain the significantly lower
quote from my old original insurer through the same comparison site I bought my new cover through. I never even had to divert
to Swinton's site to confirm the policy details and pay, the monies were taken directly through the comparison site.

The ONLY way to explain this is that they make it up these prices as they go along and rely on apathy (and dodgy auto renewals)
to retain your custom rather than rewarding your loyalty. It cost Gladiator a customer today and gained one for Swinton
with their VERY competitive price. That's all I wanted from Gladiator, same price as last year or thereabouts and I'd have stayed.
Now they get nothing because of their unashamed greed and willingness to stripe up a well established customer. What's more I'll tell anybody who will listen to give them a wide swerve if they were considering using them for cover.

If one person reads this and goes elsewhere as a result it will be worth the effort of typing the post.
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to v or not to v
World Chat Champion



Joined: 24 Nov 2020
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PostPosted: 17:22 - 15 Jul 2022    Post subject: Reply with quote
grr666 wrote:


In amongst the price comparisons was Gladiator, £130 cheaper than the price they just gave me on the phone.



i thought the law had changed last year and companies were no longer allowed to quote new customers lower premiums?
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grr666
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Joined: 16 Jun 2014
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PostPosted: 17:30 - 15 Jul 2022    Post subject: Reply with quote
to v or not to v wrote:

i thought the law had changed last year and companies were no longer allowed to quote new customers lower premiums?

So did I. Looks like they are making up as they go along and balls to the law. I honestly had a good mind to call Gladiator back
and ask them what the F they are playing at, but it seemed a moot point given I got a way better deal elsewhere. Regardless
for once in my life, I won on this one and Gladiator Insurance Services Limited (who frankly I can't mention often enough online) lost.
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 22:05 - 15 Jul 2022    Post subject: Reply with quote
grr666 wrote:
I honestly had a good mind to call Gladiator back
and ask them what the F they are playing at, but it seemed a moot point given I got a way better deal elsewhere.

Meh, the person in the call center isn't going to know anything so the only answer you'd get would be along the lines of "that's what the computer says".

Trying to haggle like that might have some value for young riders but for everyone else it's not worth the time or effort.

Obvious way to save money is to go with a company that's offering cashback. Referral link that gives you £30....
https://www.topcashback.co.uk/ref/sokas

Once you've signed up all you have to do is look at https://www.topcashback.co.uk/category/bike-insurance/ to see who's offering the best cashback deal.

(referral link gives me a tenner and gives you thirty squid. Winner winner chicken dinner all round)
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Easy-X
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Joined: 08 Mar 2019
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PostPosted: 22:40 - 15 Jul 2022    Post subject: Reply with quote
Just got my renewal through, cheaper than last year and the meerkats reckon I wouldn't save much more so I'll probably stick with Bennetts.
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Old Thread Alert!

The last post was made 1 year, 285 days ago. Instead of replying here, would creating a new thread be more useful?
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