Do learner drivers have to tell insurance when test passed?

[Ste]

Well?

[chickenstrip]

When you apply for an insurance policy, are you asked about your licence status? I.e., full or provisional? I seem to remember you are, so if you answer provisional when you have full entitlement, then you're lying to the insurance company and presumably that means your insurance is invalidated?
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[Polarbear]

I suppose if you are a named learner on Mummys policy it's going to cost more purely from the fact you will now be driving unsupervised.

I would agree with Mr Strip. If you don't tell them they will regard it as a missuse of your insurance.
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Triumph Trophy Launch Edition

[Freddyfruitba...]

Absolutely you do, as above.
Makes sense if you think about it; the stuff that a learner (whether driver or rider) can do changes a lot when they've passed their test. Eg, a learner driver can only drive with a qualified driver in the passenger seat (most typically Mummy or Daddy), whereas the second they've passed they are out tear-arsing round town all night with four pissed-up mates in the back egging them on.

I can confirm that they certainly increase the premium when a driver passes their test.
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[Nobby the Bastard]

This is when people who pass their test after being insured for the year as a learner.
In addition we all know that contract law with your insurance is wholly separate from insurance companies being liable for 3rd party cost even if they were lied to by the insuree.

And it's not lying. It's not telling them about a change of circumstances.
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[chickenstrip]

[Islander]

[Ste]

[CaNsA]

[dave001]

[blurredman]

I never did. Though I suppose technically I would have been commiting an offence not taking off the L's too before riding home.

Though I'm not sure many 125cc learners who passed their test on their own back would immediately think the first thing to do would be to phone the insurance company.
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Past: 1991 Honda CG125BR-J, 1992 (1980) Honda XL125S, 1996 Kawasaki GPZ500S.
Current: 1981 Honda CX500B - 91k, 1987 MZ ETZ250 (bored to 295cc) - 38k, 1990 MZ ETZ251 - 49k, 1979 Suzuki TS185ER - 9k, 1973 MZ ES250/2 - 17k.

[chickenstrip]

[blurredman]

[Weisse Schlange]

The answer is yes.
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Hing Oan

[Polarbear]

[chickenstrip]

[M.C]