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adam277
Spanner Monkey



Joined: 29 Jul 2012
Karma :
PostPosted: 13:58 - 23 Jul 2023    Post subject: Insurance Hike Reply with quote
Sup.

So basically thinking of downgrading bikes from a 1200cc to a 125cc..
Compared insurance costs my old bike was £170 to insure fully comp.. But the cost to insure a new 125cc bike is £304.... Am I doing something wrong lol?
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Bikes: Previous Bikes: Piaggio x8 125: 2012/2013, YBR 125: 2013/2013 BMW R1150GS 2013/2017, Honda CBR600RR 2017/2017, Honda CB500 2018/2018, Suzuiki Address 110cc 2019/2020, BMW R1200GS 2021-2023
Current Bike: Honda CBF 125: current
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Nobby the Bastard
Harley Gaydar



Joined: 16 Aug 2013
Karma :
PostPosted: 14:00 - 23 Jul 2023    Post subject: Reply with quote
It's because 125s are in more accidents.
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trevor saxe-coburg-gotha:"Remember this simple rule - scooters are for men who like to feel the breeze on their huge, flapping cunt lips."
Sprint ST 1050
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stinkwheel
Bovine Proctologist



Joined: 12 Jul 2004
Karma :
PostPosted: 15:32 - 23 Jul 2023    Post subject: Reply with quote
Nobby the Bastard wrote:
It's because 125s are in more accidents.


And more frequently stolen.

Have a look at one of the 350cc enfields, comparable performance and economy to a 125 with a bit more oomph for hills/headwinds. I bet they're cheap to insure.
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“Rule one: Always stick around for one more drink. That's when things happen. That's when you find out everything you want to know.”
I did the 2010 Round Britain Rally on my 350 Bullet. 89 landmarks, 3 months, 9,500 miles.
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Nute
Borekit Bruiser



Joined: 24 Dec 2022
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PostPosted: 15:50 - 23 Jul 2023    Post subject: Reply with quote
Where are you?

I have just had my renewal quote through on 125 and it’s £60, down from £95 ish last time. Quote was from Swindon via a comparison site.
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doggone
World Chat Champion



Joined: 20 May 2004
Karma :
PostPosted: 17:05 - 23 Jul 2023    Post subject: Reply with quote
Nute wrote:
Where are you?

I have just had my renewal quote through on 125 and it’s £60, down from £95 ish last time. Quote was from Swindon via a comparison site.

swinton seem competitive just now but you might get a better quote through a broker even though policy is still with them.
I have an XSR700 and CRF - newer bigger bike is cheaper to insure than 10 year old CRF250L worth less than half as much. It does have proper immobiliser though.
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