Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


33 restriction - insurance companies need proof?

Reply to topic
Bike Chat Forums Index -> General Bike Chat Goto page 1, 2, 3  Next
View previous topic : View next topic  
Author Message

zip70
Nova Slayer



Joined: 01 Jul 2004
Karma :

PostPosted: 23:21 - 07 Nov 2004    Post subject: 33 restriction - insurance companies need proof? Reply with quote

as it says do al insurance companies need proof of restriction or do they take your word, or do you have to send it within a month or whatever? like proof off NCB discount

cheers

Tom
____________________
gixer 6
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 23:25 - 07 Nov 2004    Post subject: Reply with quote

Some do, some don't, only way to find out is to buy insurance with them really. They will either want the bit of paper or not, you are already telling them you have it restricted by the fact you're signing a bit of paper which will have something about being licensed to ride the bike.

Would expect for it to be asked for in the event of a claim as they don't like paying out so that's when you'll need it if at all, never heard of anyone having problems with a claim and 33bhp though.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

tony532
World Chat Champion



Joined: 29 May 2004
Karma :

PostPosted: 23:30 - 07 Nov 2004    Post subject: Reply with quote

we have been through this many times before

you are riding without a license and insurance and tax

if you remove the 33 bhp restriction
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

zip70
Nova Slayer



Joined: 01 Jul 2004
Karma :

PostPosted: 23:36 - 07 Nov 2004    Post subject: Reply with quote

Not what i ased is it mate? and you're not my dad i know the law Smile

(cheers ste for a helpful answer)
____________________
gixer 6
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 23:37 - 07 Nov 2004    Post subject: Reply with quote

tony532 wrote:
you are riding without a license and insurance and tax

Laughing Laughing Laughing How does the 33bhp restriction affect your tax? Confused Confused

And the fact you're technically riding a bike you're not licensed to ride and thus not insured doesn't mean the insurance will necessary ask for the proof of restriction, when I renewed my ZX6R insurance I was asked if my CBT was still valid, they've never asked to see any of my paperwork as until the day I make a claim all that is happening is I'm paying them money and they're sending me one page of A4, they really don't care if your insurance is valid or not as it's not their problem.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

zip70
Nova Slayer



Joined: 01 Jul 2004
Karma :

PostPosted: 23:37 - 07 Nov 2004    Post subject: Reply with quote

and tony how would you be riding withot tax? :S
____________________
gixer 6
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

loply
World Chat Champion



Joined: 24 Mar 2004
Karma :

PostPosted: 23:47 - 07 Nov 2004    Post subject: Reply with quote

Restriction "certificate" is just a shitty looking one-side piece of A4 printed from the dynamometer software.

You could whip one up in Word and Excel in about 2 minutes.
 Back to top
View user's profile Send private message You must be logged in to rate posts

tatters
Exxon Valdez



Joined: 04 Jan 2004
Karma :

PostPosted: 23:48 - 07 Nov 2004    Post subject: Reply with quote

loply wrote:
Restriction "certificate" is just a shitty looking one-side piece of A4 printed from the dynamometer software.

You could whip one up in Word and Excel in about 2 minutes.



make us one then
____________________
Past:NRG50,AF1125(x2),NSR125RR,ZZR250,CX500,VFR400,KR1S,ZZR600(x2),CB400N,YZF1000(x2),KH125,Z200,FX400R,CBR954RR(x2)GPZ500S,GT550,VFR750F(x2),RD350N,XR650R,CBR600F,CB250,KDX250,YZF750R,CRM250,400EXC,KLR650,TTR600RE,DR350S,R100GSPD,RGV250,VMAX1200,DL650,KZ750 Present:G650XC,C12,CRF450X,1190ADV
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Fortuna
World Chat Champion



Joined: 29 Oct 2004
Karma :

PostPosted: 23:49 - 07 Nov 2004    Post subject: Reply with quote

zip70 wrote:
and tony how would you be riding withot tax? :S

If you ride a bike unrestricted that's supposed to be restricted your insurance is void. A requirement of tax is to obtain it you must have VALID insurance.
Mate of mine had an accident on his Bandit 400 in 1998. They went right into it because he had an aftermarket exhaust. They fined him, crushed the bike and made him pay for repairs to the car even though he wasn't at fault because technically he wasn't insured as he had a deristricted bike.
It's all fine and dandy until you have an accident. I'd wait, for the sake of a few years.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 23:55 - 07 Nov 2004    Post subject: Reply with quote

It is not a simple document, the offical ones look like this:

https://www.okas.co.uk/stuff/33bhp_thumb.jpg

So not quite so easy to knock one up in Word, and there are copies of that document, one you get, one goes to FI International and the other stay with the shop who fitted it, so quite easy to check up on if wanted.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

tatters
Exxon Valdez



Joined: 04 Jan 2004
Karma :

PostPosted: 00:01 - 08 Nov 2004    Post subject: Reply with quote

so theres no way of getting a fake resistriction certificate?
____________________
Past:NRG50,AF1125(x2),NSR125RR,ZZR250,CX500,VFR400,KR1S,ZZR600(x2),CB400N,YZF1000(x2),KH125,Z200,FX400R,CBR954RR(x2)GPZ500S,GT550,VFR750F(x2),RD350N,XR650R,CBR600F,CB250,KDX250,YZF750R,CRM250,400EXC,KLR650,TTR600RE,DR350S,R100GSPD,RGV250,VMAX1200,DL650,KZ750 Present:G650XC,C12,CRF450X,1190ADV
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Fortuna
World Chat Champion



Joined: 29 Oct 2004
Karma :

PostPosted: 00:10 - 08 Nov 2004    Post subject: Reply with quote

CPL_redbaron wrote:
so theres no way of getting a fake resistriction certificate?

Only if you need to produce, if thet check on the database it will show up as you not having one.
My post above I have to admit is the one and only time I've seen this happen.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 00:11 - 08 Nov 2004    Post subject: Reply with quote

CPL_redbaron wrote:
so theres no way of getting a fake resistriction certificate?
Not really, if you wanted to you could put together something in Word which looks like the offical document, but if they were to then call either FI International or the dealer then you'd be fucked. And they can inspect the bike and if they're not fitted then you're fucked as well, and expect trying to fob them off with a dodgy fake certificate would just piss them off. Yes if caught you would get in lots of trouble but I've never heard of anyone being caught out for it, I was stopped by a traffic cop on a bike who thought that the 600cc I was riding was the biggest I could until I was 21. I haven't heard of anyone being caught by their insurance when claiming, and know someone who was caught speeding at a speed which their restriction certificate said shouldn't have been possible and no problems there.

So basically the police know fuck all about it.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

Fortuna
World Chat Champion



Joined: 29 Oct 2004
Karma :

PostPosted: 00:19 - 08 Nov 2004    Post subject: Reply with quote

Ste wrote:
Not really, if you wanted to you could put together something in Word which looks like the offical document, but if they were to then call either FI International or the dealer then you'd be fucked. And they can inspect the bike and if they're not fitted then you're fucked as well, and expect trying to fob them off with a dodgy fake certificate would just piss them off. Yes if caught you would get in lots of trouble but I've never heard of anyone being caught out for it, I was stopped by a traffic cop on a bike who thought that the 600cc I was riding was the biggest I could until I was 21. I haven't heard of anyone being caught by their insurance when claiming, and know someone who was caught speeding at a speed which their restriction certificate said shouldn't have been possible and no problems there.

So basically the police know fuck all about it.

Yeah it won't be the Police who delve into it, it will be the insurance companies.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 00:35 - 08 Nov 2004    Post subject: Reply with quote

If anyone is interested I have a complete TL1000R 33bhp restrictor kit including the certificate, possible uses for forgery. Razz
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

skyline
Scooby Slapper



Joined: 20 May 2004
Karma :

PostPosted: 00:51 - 08 Nov 2004    Post subject: Reply with quote

tony532 wrote:
we have been through this many times before

you are riding without a license and insurance and tax

if you remove the 33 bhp restriction


who said he had taken the restrictors out? maybe hes just lost the certificate and cant be arsed to pay for a new one...? Razz

yea its true insurance companys dont give a shit till they have to pay out, and traffic cops are generally quite stupid when it comes to bikes...ever noticed how every traffic cop who pulls you over while your on your bike mentions that they also have a bike of there own?
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 01:01 - 08 Nov 2004    Post subject: Reply with quote

skyline wrote:
who said he had taken the restrictors out? maybe hes just lost the certificate and cant be arsed to pay for a new one...? Razz

The police can have your bike inspected to see if they're there, never heard of it happening, might have something to do with they're not aware of the law. Laughing

Your insurance will look for ways out of paying, the bigger the claim the more they'll look, but again never heard of it happening but it could and insurance finding out would be more of a problem than the police.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

sickpup
Old Timer



Joined: 21 Apr 2004
Karma :

PostPosted: 04:58 - 08 Nov 2004    Post subject: Reply with quote

Hi chaps

I've seen this argument many times over many web forums and unless the law has changed since the introduction of the 33bhp law you are all wrong.

Would someone please tell me how a piece of A4 paper with no sworn declaration witnessed by a notary has any relevance. Or maybe how this piece of paper sold by a company to motorbike shops who sign it has any legal standing when it only possibly guarantees the restrictors were there when you left the shop and that the mechanic didn't just give them to you in a bag.

Maybe you can show me the piece of legislation that states this piece of paper has any legal standing.

Maybe some of you with long memories will remember fast bikes building a restricted Fireblade that was 33bhp legal and had no paper work?

Has anyone noticed that manufactured 33bhp restricted bikes have a chassis plate stating 33bhp not a silly A4 sheet?

If as people are suggesting you need this piece of paper to prove that your bike is less than 33bhp why do you not need it for every bike that is less than 33bhp only restricted ones?

Sorry for the rant but most of this thread is legally misleading.
 Back to top
View user's profile Send private message You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 08:02 - 08 Nov 2004    Post subject: Reply with quote

Never seen this chassis plate before, what, so when the bike is restricted, its put onto the engine or something.

Do go on...don't ask questions, let us all know Smile
 Back to top
View user's profile Send private message You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 09:39 - 08 Nov 2004    Post subject: Reply with quote

Never heard about that chassis plate, the law does have faith in bits of A4 paper such as with an insurance cert.... it is incredibly easy to knock something up on your computer which looks like one and believe the police will only do phoning around to confirm it if they have reason to believe it's not real.

Have a read through this thread to confirm what has been said above. Basically you do not have to have the bit of paper, your bike can be inspected if they so wish.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 10:08 - 08 Nov 2004    Post subject: Reply with quote

God damnit, thats gonna be £200 out of my insurance funds to get this thing restricted after reading that Sad grrrr
 Back to top
View user's profile Send private message You must be logged in to rate posts

Robin
Scooby Slapper



Joined: 12 Jul 2004
Karma :

PostPosted: 10:13 - 08 Nov 2004    Post subject: Reply with quote

As most insurance quotes are done either on the phone, or online then they will have a record of you telling them that the bike is restricted (this is why they tape phone quotes). If you tell them the bike is restricted and it isn't then you have lied to them and therefore have no valid insurance. Simple as that, they don't need a piece of paper (or not) to declare the insurance void.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Demonic69
The Pink Rhino



Joined: 31 May 2002
Karma :

PostPosted: 10:16 - 08 Nov 2004    Post subject: Reply with quote

instigator wrote:
God damnit, thats gonna be £200 out of my insurance funds to get this thing restricted after reading that Sad grrrr


Why? I think most of the forum members who were restricted never bothered. And not one of us had been done. I rode 3 over 33bhp bikes since passing my test, latest was my Blade. You're all so paranoid, but you're more likely to get fucked for an aftermarket can.
Save your £200 until the day when you get pulled and told to get it restricted, that'd be the day when hell freezes over.
____________________
Back on a Blade. Just feels so right.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 10:17 - 08 Nov 2004    Post subject: Reply with quote

Robin wrote:
As most insurance quotes are done either on the phone, or online then they will have a record of you telling them that the bike is restricted (this is why they tape phone quotes).

I have never told my insurance about 33bhp restrictions simply because they never asked. It will be in the paperwork you sign something about you being licensed to ride the bike and to void your insurance they do not need to dig out the bit of paper you signed to say the bike was 33bhp they could simply void the bike on the basic you're not licensed to ride it.
Robin wrote:
If you tell them the bike is restricted and it isn't then you have lied to them and therefore have no valid insurance.

If you told them that is wasn't restricted then you would still have no valid insurance. Laughing

But as Dean says the chances of being caught out are as good as zero.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

instigator
Super Spammer



Joined: 19 Oct 2004
Karma :

PostPosted: 10:19 - 08 Nov 2004    Post subject: Reply with quote

Demonic69 wrote:
instigator wrote:
God damnit, thats gonna be £200 out of my insurance funds to get this thing restricted after reading that Sad grrrr


Why? I think most of the forum members who were restricted never bothered. And not one of us had been done. I rode 3 over 33bhp bikes since passing my test, latest was my Blade. You're all so paranoid, but you're more likely to get fucked for an aftermarket can.
Save your £200 until the day when you get pulled and told to get it restricted, that'd be the day when hell freezes over.


LOL now I'm getting mixed messages on what to do. I wanna be on the safe side but I'm not gonna go over 80 as I dont think I could hold on faster that that!

Chances are I won't. Just having read TC's post on that other topic makes you think
 Back to top
View user's profile Send private message You must be logged in to rate posts
Old Thread Alert!

The last post was made 21 years, 70 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> General Bike Chat All times are GMT
Goto page 1, 2, 3  Next
Page 1 of 3

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.09 Sec - Server Load: 0.31 - MySQL Queries: 13 - Page Size: 133.31 Kb