Can't get insurance

[rpsmith79]

[A100man]

[Prawny]

[TravisBickle]

[astronautNinj...]

[quote="Evil Hans"][quote="Prawny"]
Don't forget that Bennets will treat a shed as a garage as long as its got a solid base, might be worth looking into. a wooden shed chucked on some slabs would do the trick and not cost much as long as you've got access.[/quote]

One insurance company I dealt with specified "made entirely of bricks" - this was only mentioned in the policy booklet, on the application it only said "garaged"... so I called and queried it because my garage is half brick, half timber.

They said "well, the wording is very clear"

I then pointed out than "nobody's fucking garage is made entirely of bricks because they have to have fucking doors and a roof"

"We'll get back to you"


I got an email confirming that my half-brick construction was fine.[/quote]

Tickled me did that

[astronautNinj...]

I'd just be building a single bike garage in my back garden or somting similar. As to the wife.......We all know the answer to that.

[Capt Sisko]

How much of the problem is that a M1000RX is worth on £20k? I've read elsewhere that insurance can be difficult to find for high value bikes unless there's an XL Bully chained to it and Reacher sleeping next to it.

[P.]

Just quoted my postcode 35 year old, 2024 MXR, 7k a year garaged with 5 NCB, FC is 733. TPO is 660, can't get TPFT.

Changed to my old ME18 post code which is in Wateringbury somewhere..
Can only get TPO, £1680. Cannot get any other quotes at all.

[TravisBickle]

My registration finally hit the databases yesterday (on a Sunday, weird).

Now they can recognise the bike on my registration instead of me having to enter the make and model manually I'm getting much more companies wanting to quote me coming through now!

That's a relief.

So I'm going to keep my current policy in place (I told them it's being garaged away from my address, which it is) until 1st August when my policy on my old bike expires and I get my 5th NCD, and take out a new policy and cancel the old one. I'll lose a bit on cancellation fees but at least I get my 5th NCD.

So yeah, looks like problem is sorted now. I had exactly the same problem with the new MT-10 I bought a couple of years ago as well. The new Multistrada I bought last year wasn't so much of a problem as it was already registered before I purchased it (think I got someone else's cancellation).

So going on my experience that seems to be the key with brand new bikes, especially with new models - takes approx 12 days including weekends to get on the database so more companies are willing to quote you for it.
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2024 BMW M1000XR
2021 Honda CMX500 Rebel S
2016 Triumph Tiger 1050 Sport

[A100man]

[Easy-X]

Well! This is surprising:

Bennetts renewal offer has come through and it's almost a hundred quid cheaper than last year and £30 cheaper than the nearest Meerkat offer
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Royal Enfield Continental GT 535, Husqvarna Vitpilen 401, Yamaha XSR700, Honda Rebel, Yamaha DT175, Suzuki SV650 (loan) Fazer 600, Keeway Superlight 125, 50cc turd scooter

[Nute]

Bloody annoying that our insurance costs are being driven up to crazy levels by bike theft which isn’t then much of a priority for the boys in blue.

[jeffyjeff]

The "boys in blue" got better things to do than protect the insurance rates for a bunch of miscreant bikerz, who flaunt their disregard for the law every day on youtube (and occasionally on Rhyno's corner).
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History shows again and again how nature points out the folly of men - BOC