Yeah...Killa's talking money again (it's about money G)

killa · Won't Shut Up Joined: 18 Oct 2004 Karma :

I’ve moved into my new flat now, my rents gone up and I don’t have a lot of furniture.
I’m young, with partner, so I know these things take time to build on.

Currently my debt is manageable, I was stupid awhile back with my DTR, I was looking for a decent quote to change insurers from my old 3rd party deal and the bike was stolen. I’m still repaying the money, on top of that I have my loan for the ninja because I was tired of spending money on £600 bangers. I don’t regret the ninja, she’s being really good and I am servicing her regularly.

So, I need a few things for the flat, like sofa’s, wardrobes etc…

I wanted some tips on saving money basically, I earn a decent wage, my out goings are just over half of my monthly income.
I seem to be spending a lot on personal items, and going out, how can I control this!?

Thanks

Killa
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Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

My point exactly - what about money Rolling Eyes

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For instance 'Any tips on day to day saving for bigger purchases' would have actually got me responding to the questions asked (as it's something I do have to do often, with the racing eating all my money), rather than responding because my name was in the thread title.

Your loss Wink

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veeeffarr · Super Spammer Joined: 22 Jul 2004 Karma :

Leave the debit card at home and draw a weeks worth of money out of the atm at the start of the week.

dibbster · Nearly there... Joined: 15 Apr 2004 Karma :

Stop in

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byke95 · World Chat Champion Joined: 25 Mar 2004 Karma :

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

VTR SP1 · Brolly Dolly Joined: 31 Aug 2004 Karma :

Go to DFS or any other sofa place and get a new one on free for a year and intrest free for another 3 years. you end up paying around £20 a month which aint to bad.

If you want cheep stuff there is the the furniture recycling project in Gloucester. They have a shop by the bus station.
https://www.frpglos.fsnet.co.uk/priceguide.htm

SP1
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colin1 · Captain Safety Joined: 17 Feb 2005 Karma :

learn to cook well with cheap ingredients

stinkwheel · Bovine Proctologist Joined: 12 Jul 2004 Karma :

lozzypop1 · Certified MILF! Joined: 04 Jan 2006 Karma :

hellkat · Super Spammer Joined: 12 Jul 2004 Karma :

Don't be ashamed to skip-dive.

Where I used to live (in Fulham) you'd be amazed at what some people throw out, which is perfectly good, and often expensive stuff. Just cos the cat clawed the leg of a chair, they sling the whole set. That sort of thing.

But remember : If you take a fancy to something you see in a skip, take it there and then, otherwise the Steptoes will invariably get it before you get back.
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Suzuki · Roger Joined: 03 May 2005 Karma :

If you want free furniture, join your local Freecycle group. If you google 'Freecycle' you'll find it easy enough.

Next, open a second bank account. Decide how much money you want to save each month, and set up a standing order which transfers that money into your 'savings account' on the day you get paid. Then just make sure you don't help yourself to the pot, and force yourself to live off the remainder.

Works for me.
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killa · Won't Shut Up Joined: 18 Oct 2004 Karma :

I have been asking around and yeah, I’m getting some decent stuff.
Thing is the missus as you can imagine wants everything to match….. Rolling Eyes

I know I could save some money each month, and I know I could also, with the help of the girlfriend, purchase some bigger items out right from wages. The thing is, I don’t have a PC, I know if I had a PC I could get a lot of things done that I need to, as you know I’m creating my Drum and Bass E.P with my mate, we could do more work over the net because I could work on tunes and send him the results, he then adds it to the track and we are working more often. He lives about 10-15 maybe more, miles away, it makes it hard for us to work in the week.
That’s just one thing, then, because I love films so much, I’d love a nice TV……anyway…you get the idea, my concern is, how much and how long will I have to save for, for all this!?
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Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

Suzuki · Roger Joined: 03 May 2005 Karma :

Annabella · Like a person, only smaller Joined: 03 Feb 2002 Karma :

killa · Won't Shut Up Joined: 18 Oct 2004 Karma :

Thanks Bella!

I actually got all my windows sorted for £60.
I have a nice velvety type roman blind in dark chocolate.
And then for the front room, some oriental bamboo blinds which match the carpet! (Carpet is not made of bamboo)

I’ve seem some sofa’s from Ikea which are £130 each (very cheap), we are going to by one each but I have to go and look because I think they have low backs on them which means back problems….lol

The rest of the seating we have decided on huge bean bags.

I’ve got a coffee table coming from my sister’s place.

Sorry for listing things, it’s so I can see it all here as well.

Killa
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Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

dainesefreak · World Chat Champion Joined: 04 Apr 2003 Karma :

swaffs · World Chat Champion Joined: 18 Mar 2004 Karma :

Have a look at this site:
https://www.moneysavingexpert.com

Theres some interesting reading, the grabbit while you can section in the forum can make for some interesting bargains (you could have got an XBOX360 for free this week! from Tesco)

Sign up to their weekly email, its good reading.

Martin has got a good book out that might help
https://www.moneysavingexpert.com/images/Books_v1.jpg

Swaffs
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Annabella · Like a person, only smaller Joined: 03 Feb 2002 Karma :

hellkat · Super Spammer Joined: 12 Jul 2004 Karma :

hellkat · Super Spammer Joined: 12 Jul 2004 Karma :

Really ... why would you go and spend £260 on two new sofas (oh, one each... what swrong with two chairs, ... one each) ... AND you're worried about getting back pain from them.

I can't understand how you are looking at buying new things when you're trying to economise, and there's a world of second hand or free things you can have instead. Just so everything matches?

Fuck me, I'm twice your age, and I've NEVER managed to buy myself a set of matching sofas yet. Usually from lack of funds, but thats generally because my priorities told me that I really ought to pay the bills before I was worried about whether me fuckin crockery matched.

I'm not havin a go, killa (not really, despite how it sounds, LMAO) but if you are just starting out, then don;t try and get everything all at once (and matching!!!) ... thats how you get into worse credit management than ever, babe.

At least give yourself something to have ambition about Laughing

hellkat
One Day I WILL Get Matching Sofas That I Bought Myself!

Laughing

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lozzypop1 · Certified MILF! Joined: 04 Jan 2006 Karma :

Asda's smartprice 16 piece dinner service... ok so it looks like school canteen plates, but hey.. they match! (white)

Tesco cutlery.... 24 piece set for 3 quid odd (solid metal so no plastic handles that snap off when you're mashing your roasties into your gravy)

Asda smartprice towels... hand towel 74p right up to bath sheet about 3 quid (ok so they're only available in white.. but they wash well.. I have 2 kids and a 40 degree was gets their grubby handprints out)

Asda smartprice bath mat set (white) 3-4 pounds

Duvets, pillows, etc etc etc asda (cheap as chips I don't ever bother washing mine.. just buy new)

pound shops for cushion covers, candles, kitchen utensils, cups, glasses, ashtrays etc

charity shops for curtains

Wilkinsons, lamps from 3 quid

Bugger Lightshades... get the asda paper ones for now

(and everything Hellkat said Laughing

)
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hellkat · Super Spammer Joined: 12 Jul 2004 Karma :

stinkwheel · Bovine Proctologist Joined: 12 Jul 2004 Karma :

Or use a knackered bike piston, everyones favourite novelty ashtray.

Something quite a few mates have done too which saves a fortune is to get a wood burning stove. If you have a chimney, get it swept.

You can make a very effective wood burning stove out of an old butane gas bottle, door cut in front, weld a flue on, burn the paint off (outside!) and give it a coat of black stove enamel.

You then just need to keep your eye out for wood lying about, there's plenty out there thrown away in skips and dumped here and there.

Half your heating bill overnight.

https://www.ludlowsurvivors.com/stove.html

https://ludlowsurvivors.com/myPictures/stove12.JPG

colin1 · Captain Safety Joined: 17 Feb 2005 Karma :

lovely, but not exactly practical for everyone

fortunately my house comes with holes for fireplaces and with chimneys

unfortunately i dont have fireplaces, but i am considering just lining with bricks and using anyway

i also agree with hellkat about skipdiving

i once got a reclining armchair out of a skip

a tatty lazyboy type thing.

very heavy as it had a steel frame, but great fun
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