Insurance quotes.

[Colin G]

Ive read on here a few times in regards to insurance quotes of younger riders (17 - 20 year olds) getting insurance for bikes such as R6's ZX6R's CBR's and the likes for less than £500 TPF&T.

What i'd like to know is what companies do you use and how the fuck do you get your quotes so cheap.

Im 24, have been riding bikes for eight years and the cheapest quote ive ever had on bikes like those mentioned above which was on a '99 V reg R6 and that was £1065 TPF&T.

Is it just me or am i doing something wrong here??
____________________
Speed doesn't kill. The sudden stopping does.
Current Bike: Honda CBR1100XX Super Blackbird
Previous Bikes: 1989 Honda Vision(Sold), 1983 Honda H100 (Sold), 2000 Kymco Stryker 125 (Sold), 1991 Suzuki GS500E (Blown Up), 1994 Suzuki GS500E (Blown Up), 1993 Kawasaki ZZR600 E1 (written off), 1999 Suzuki GSXR750 SRAD (Sold), 2003 Aprilia RSV1000 Mille (Sold)

[jonforth]

Ive just got got a quote for a GSXR750 for 500 quid TPFT and im 25 with one year experience and 0 NCB and a claim against me.

The bike isnt going to be garaged either.

Where do you live / where will it be parked?

Try H&R and Express Insurance.

[Colin G]

Bike would be parked in an alarmed garage with a ground anchor. All bikes that i own have alarms and immobilisers fitted to them too. I live on the essex coast in a small countryside village.
____________________
Speed doesn't kill. The sudden stopping does.
Current Bike: Honda CBR1100XX Super Blackbird
Previous Bikes: 1989 Honda Vision(Sold), 1983 Honda H100 (Sold), 2000 Kymco Stryker 125 (Sold), 1991 Suzuki GS500E (Blown Up), 1994 Suzuki GS500E (Blown Up), 1993 Kawasaki ZZR600 E1 (written off), 1999 Suzuki GSXR750 SRAD (Sold), 2003 Aprilia RSV1000 Mille (Sold)

[craigs23]

Phone as many freephone numbers for your best quote, then determine if it's your policy or your selected broker. I was insured on a Blade for £235 TPFT, when I was 23 at the time.

[JonB]

Jesus. Again and Again.

Insurance is not the same for everybody.

It means tested upon individuals.

If you live in a crap area = high insurance

If you ride a high insurance group = higher insurance

If you don't garage or put theft prevention features on your bike = higher insurance

If you don't ring around loads of insurance companies = you will have a higher quote

No NCB = higher insurance

Do more mileage over the year = higher quotes

In a particular occupation that is deemed more likely for your bike to get stolen / you have a crash = higher quotes.

I think that has wrapped it up, cause I dunno if it is just me, but the amount of insurance threads on this site is obscene and I think members should start learning to use the search system a bit more, cause i'm only re-iterating something that has been mentioned many times before.
____________________
Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[EuropeanNC30R...]

You could save a lot of money by getting a CG125 instead, cheaper insurance and as you're so anti-speeding any bike bigger than a 125 is wasted anyway

[Colin G]

[Villers]

Is there some previous between you two or what? Bit of a strong reaction to what looked like a tongue in cheek comment mate

Anyway..... back on topic. There must be something your not letting us in on here because your quotes should be fine based on what youve told us.

Im 25, I have a pending accident claim, 1 year no claims and Ive been riding for four years. I just insured my K6 SV650S for £400 fully comp. Thats doing 6-8000 miles a year, no alarm or immobilizer, garaged, in a good area and with a bellypan + exhaust declared. On top of that I was quoted £610 for an 05 636 Fully comp. When I was 23 I insured my 2000 W reg CBR6 for 350 TPFT.

So which part of your current situation is causing the horrendous uplift? Any points? High mileage? business use? Must be something!!!

BTW all my quotes were with express insurance, give them a try!!
____________________
RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

[Colin G]

[wikiwiki]

[EuropeanNC30R...]

[Villers]

They were expensive for me on a 125, I dont bother phoning them anymore
____________________
RS125 > CBR6 > SV650S > ZX636R > GSX1300RZ Hayabusa > 06 RSVR Mille > SV1000S > Street Triple 765 RS

[dicko]

Im 26 with a 2 crashes in the last year. One of which is still being contested and the other which the guy has admitted liablity.
On my 98 CBR 600 fully comp, legal and breakdown cover was only £350.

Kept in my back garden shed. Even if you dont have a garage but have a shed and it can fit, tell them. Its amazing how much discount they give.
____________________
Honestly officer I didnt do it !!!
Current Bike CBR900RR2 FIREBLADE

[dicko]

P.S thats with carole nash
____________________
Honestly officer I didnt do it !!!
Current Bike CBR900RR2 FIREBLADE

[nick606]

the only thing i would suggest as you seemed to do the others is go on a advanced driving course (like them police ones) and buy a bike mag a ring all the insurance companys in the back and maybe (as a last resort go for something like a er6f or a sv650 they have the torque most people want and they top out 130ish and there also in a lower group insurance or a mid 90 sports bike like a thundercat)

nick hope it helped

[instigator]

Haggle

Bargain with them.

Say you got a quote from 'xxx' for £420 TPFT, can they beat it and if they can you'll go with them.

I haven't phoned around for the last 2 years of biking. I figure out a sum I am willing to pay and then find someone who will do it. Can't be arsed with phoning around.

By the way....1NCB, 21 years old I was about £440 for a zx6r j1 and £480 for a 00' firestorm. TPFT.