Insurence!!!!!

[JAMSXR]

Im trying to get insured on an 03 R1 i have 3 yr ncb, if i get insured third party only it costs around £800, but as soon as i add fire and theaft it goes up by £2000.
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[Barker-CBR 600]

In a peticularly dodgy area for theft?

Wheres it kept over night and all that etc?
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Previous - Gilera DNA50 / XVS125 Dragstar/Honda CBR 600F/GSF 650 Bandit
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'Is this a rhetorical question?'

[Stiffler]

You should have got the Kwak! A litre sports bike will sting massively on insurance as you are finding out.

How old are you?

Maybe it's worth adding additional security? Is it going to be stored in a garage.


Tim
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Current Bikes - Kawasaki ZX-6R (636) | BMW G650GS

[0ddball]

Are these online quotes you're getting?

[JAMSXR]

im 20, have not bought anything yet, going to look at the zx tomorrow. Yea i have been looking online. I live in a low crime area. And have a brick garage. Cheers
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[G]

Tried ringing any other companies?

[JAMSXR]

Yer, looks like ill have to go for the zx. Not that im complaning but check out this bad boy! for the same price as the 05 zx and its only done 3000
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[SoulRider]

Its your age mate, im not even gunna try and get insured on an r1 until im 25, 21 at the moment on hope by the time im 23 or older ill have 600 supersports. Then 25/26 alot of saving and a lovely brand new R1 .

Not brave enough for a 98 R1 in blue (the fastest colour)
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My Bike Pics

[Stiffler]

Well she's a corker!

As G implies, it may be worth ringing round all the insurers and finding out if you can get a good deal. There are a couple of companies that claim to specifically cater for young riders on big bikes... But I do think that you will be lucky to get a "reasonable" quote.

Tim
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Current Bikes - Kawasaki ZX-6R (636) | BMW G650GS

[JAMSXR]

Ill give it ago, well cheers for the advice gyes.
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[h00dwink]

how the hell can you have an R1 at 20? unless it's restricted? if it is it's a waste, if it's not then why're you bothering getting insured, you'll only crash and void the insurance anyway.
seems like one hell of a peen extension anyway.
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www.youtube.com/h00dwink updated regularly

[Ste]

[h00dwink]

ahh yes i should have taken the 3years ncb into account.
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[JonB]

Yeah, I think people need to use the forum search function to realise that you have to ring around to get the best quotes. Online quotes always make themselves out to be cheaper, but they aren't.
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Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it?s worth.

[Ste]

Give up Jon, it's not going to happen. People are lazy, lots of people are stupid, but unfortunatly no matter how lazy or stupid someone is they can quite easily make their way onto the internet and BCF.

They don't even need to use search cos there's an insurance thread pinned in new bikers forum.

[JAMSXR]

well mate im not lazey, just wanted some advice if your not intrested dont bother posting on this topic you prat! Not everyone in the past was 20 with 3years ncb and wanted an r1, just wondered if any one had been in a similar situation.
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[baldy]

I am 20 with 3 years no claims, i didnt go for the 1000cc because i thought it would be a waste restricted.
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One day i will rule the world, just not today.

[JAMSXR]

i have been driving bikes for 5 years and have never been restricted and had 2 crashes and the insurance did not notice. I am insured on a full licance and have never had any problems against my clames.
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[SoulRider]

[JAMSXR]

My mate has a zxr400 neva been restricted and had 3 crashes and the insurance company inspected the bike and said nothing, if your insured on a full licance they do not look for anything they are idiots. If insurance company is only for bikes they might be more awere of this
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Honda SFX50 > Aprilia SR125 > Aprilia RS125 > Honda RFV400 > K4 GSXR600 > KTM Duke > C1H 636 > K3 GSXR1000 > Aprilia RSV-R > Triumph Street Triple R > Ducati 899 Panigale > Aprilia Tuono 1100 > Triumph Daytona 675R > KTM SuperDuke 1290 2.0

[Blau Zedong]

[cliff]

[jimbothe]

Did you try these?


https://www.carolenash.com/

Normally beat any other quotes i get.
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[jimbothe]

Chuffed just ran a quote for a 98 r1


My Quote is £282.10
(including Insurance Premium Tax)

Excess: £200
Underwritten by: Equity Red Star at Lloyd's
My quote includes...
UK and European breakdown recovery service
Up to £50,000 legal protection
Foreign use cover of up to 90 days
Award-winning in-house claims service
Happy with the quote ?
Then click 'Save my quote' below

Once saved, you can view your quote details and
contact us free to purchase your insurance policy.
It's as simple as that!
We will honour any quotes saved for 30 days.

Our opening hours are: Monday – Friday 8:30am – 6:30pm
Saturday 9:00am – 5:00pm.

Vehicles Bike Make / Model / Specification Year Registration
YAMAHA YZF-R1 998 Petrol Manual 1998
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[The Tot]

Hmm, you better ask R1 Lad, he aint been around in ages, but he had an 03 R1 insured just when he was 19... and wrote it off if i remember correctly. He hasn't been online for more than a year. But it CAN be done, and i think he was paying £1200 TPFT 2 years NCB in a surrey area?
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The Tot 2019 Z1000SX - 2007 R1
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