Has your insurance gone up?

Modo · Spanner Monkey Joined: 07 May 2006 Karma :

My insurance last year was £381 and was due for renew on 21st of this month. I got my reminder it looked to be higher than last year, so I called them (Bennets) was informed my premium this year was £561......WTF I said can you tell me why....."erm! no sir"

I am one year older, wiser and one more year no claims and it goes up by £180............... Middle Finger

that

Went to www.ebikeinsurance.co.uk got same cover for £220

motto to this, don`t just renew it without checking it. Embarassed

____________________
www.bikepics.com/members/modobusadude

Marcg868 · World Chat Champion Joined: 20 Jan 2005 Karma :

Nope, mine went down Smile

£579 fully comp to £209 Smile

____________________
JACK, MISS YOU LOADS YOU LEGEND.

iooi · Super Spammer Joined: 14 Jan 2007 Karma :

You have probably reached that certain age where they deem you to be more of a risk on your bike.
____________________
Just because my bike was A DIVVY, does not mean i am......

Modo · Spanner Monkey Joined: 07 May 2006 Karma :

Mooncatt · Brolly Dolly Joined: 08 Dec 2006 Karma :

just becuase you have one year more ncd doesnt mean your insurance will go down. have you been caught speeding by any chance?? the bike you ride i.e its insurance risk could have risen, your area rating could have shot up due to more claims in your area for the last insurance year, have you added anyone else to your policy? have you changed bike half way through your insurance? have you moved house?
i could go on and on and on. there is a million and one things that gets rated on your insurance, not just you and your ncd, still 180 quid still seems a steep rise
____________________
current bike...CBR400RR
"you always need more chicken"

Itchy · Super Spammer Joined: 07 Apr 2005 Karma :

Well my insurance went down £20 + 1yr NCD , no claims no accidents,

however I seem to be getting high quotes for the CBR600 , unsurprising its a jump from grp 10 to grp 14.
____________________
Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.

Itchy · Super Spammer Joined: 07 Apr 2005 Karma :

Marcg868 · World Chat Champion Joined: 20 Jan 2005 Karma :

Pte1643 · Nearly there... Joined: 07 Aug 2006 Karma :

Mine went UP. Shocked

Just got the renewal reminder through.

Gotta fucking pay £107 for Protected Full Comp on the Hornet now. Evil or Very Mad

Walloper · Super Spammer Joined: 24 Feb 2005 Karma :

www.moneysupermarket.com

'a quote' seems best.

Mines goes down every year.

I never make a claim.
I just buy a new bike when I drop the one I had. Embarassed

____________________
W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

gs5pete · Borekit Bruiser Joined: 27 Feb 2007 Karma :

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

My insurance went down last year from £230 to £140. And that is for a tuned 1200 Bandit with all the mods declared.

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing

..... · Quote Me Happy Joined: 15 Jan 2005 Karma :

Mine has gone down from £450 to £315. I got a quote from Bike Team who later emailed me with a substantially lower quote which my current insurers then matched.

fire · World Chat Champion Joined: 06 Feb 2006 Karma :

Remember that premiums are all based on statistics.

For example, if you have just turned 21, and all of a sudden over the last month single 21 year olds that live in your area that do the same job as you have crashed often. Expect your premium to go up, obviously your not going to know that though.

What he should of told you when you phoned him that the 'rates' for people matching your criteria have 'changed'

Usually meaning people matching your criteria are claiming far too much

PS

Couple tips about insurance.
Tell them you have a partner if your single, lowers your premium, and they'l never find out!
And people with driver jobs have hihger premiums Eg Delivery drivers, taxi drivers, couriers etc
____________________
Write off! Honda NSR150 RR ('01) - Sold Cagiva Mito Evolution ('00) - Sold Honda NSR125 ('01) - Current Gasgas TXT 250 ('98) - Sold Kawasaki Z750 ('10) - Write off! Yamaha FZ1 ('09) - Current Ducati Streetfighter 848 ('14)

craigs23 · Mr Muscle Joined: 08 Jun 2005 Karma :

Yeah - £30 to add the CB1 to my premium. Neutral

Johnny GSX-R · World Chat Champion Joined: 14 Feb 2005 Karma :

My BUSA has come down to £395, i save £140 on last years.

Walloper · Super Spammer Joined: 24 Feb 2005 Karma :

Shop around every year.
Even the brokers get complacent.
Change from one to another.
I am dead loyal to the insurance company that is the cheapest. Thumbs Up

That said, you may have problems with claims for compensation fro the cheaper less well run outfits. But of course there is always exception
____________________
W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair