?3000 for test, 400cc bike, and insurance? is it possiable

[hopoffbaby]

i have £3000 and was wondering if that is enought to pass my test with, buy a 400 and get insured?

[G]

Yes



Depends what 400, what age bike and your age.... but YES whatever.

[hopoffbaby]

im 17 and would need a 33bhp restriction kit also. i dont mind which 400. but a nice sporty one would be prefered and the year isnt that important.

[G]

I, persoanlly, am still not a great fan of sports 400s. Not only the lowish toyque* but the fairily high insurance**. If the year Really isn't important then you shouldn't have a problem... there's plenty of allright 400's going for <£1500 which should leave you plenty for insurance etc and a bit left ofer for some new gear hopefully.


* But then I got bored of the power on my zx6 pretty quickly, so I'm probably not the best person to listen to

** I'm not sure what the quotes would be like, but a few things to consider: If you go for a cheaper bike, it some times becomes more worth while to just get TPO insurance and a big lock... a cheaper bike also means losing less when you sell. Bikes the Bandit400/Fazer400/CB400 all use only slightly detuned engines and not quite to spec chassis' but are a /lot/ lower insurance group usually.

[hopoffbaby]

could u mke a predicted pricelist?
eg,
bike =?
restrictor=?
test=?
insurance=?

thanx

[G]

sure, though it will vary a lot
bike =<£1500 or more if you want
restrictor=<£200
test=<£500 depending on experience
insurance=no idea..... but I'm sure some other people are in a similar situation, expect it to be fair bit though

[TiN]

Have a serious look at the SV650(s)...the 400s are notoriously high up the insurance ladder, but do generally offer a good route into riding "bigger" bikes.

Whereas I do agree with G about the torque/power delivery compared with 600s, I have to say that he's (we) a fair bit older than you, and at 17, I'll say 60bhp and 20-30 ft-lbs of torque should be enough to keep you alive!

As I say, sports 400s are in group 12 insurance, whereas the SV650 (or unfaired 400s) tend to be around group 9/10.

Having said that, the SV is fairly new, which means that finding a decent one for well under £3k may be difficult
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TiN
dotgems.net

[G]

while you're at it a bandit6 should actually be less insurance that a sports 400.... but then I never seem to have any luck convincing people that they don't really want a sports 4

[hopoffbaby]

i quite like the fazer 400 but i dont really know where to look to get a good deal on one.

[Guest]

www.biketrader.co.uk is usually a good first stop (doesn't appear to have any)
www.adtrader.co.uk is usually good and has one
www.loot.com is also worth a look (hasn't got any)

The fazer being newish is still gonna be fairly expensive though.

[G]

Damnit... that's the first time I've even not looged in ... /me blames anna

[Phoenix]

The SV650 is considerably more to insure than a sports 400 purely because it's so new, 98 I think, and that causes the insurance to go well up over 1K.

Restrictor kits cost me £150 for almost any 400.

My Licence cost me £180, for that I had 5hrs training and test in afternoon. Then £15 for theory before that.

[TiN]

[G1_]

would any1 mind giving the stats* of a few unfaired bikes** compared to the more sporty bikes, such as the vfr400 or cbr400

* costs, 0-60, 1/4 mile, etc
** 400 bandit, goose, etc

[WildGoose]

just a note on test cost

shop around as much as you can and i assure that if you do it will never come to over 500

i started my training as a complete newb, i had only ridden a moped for a few months so i bought 4 days training, i failed the test first time and the total i paid is still just under 500

so yeah :)

[Ropehead]

I only had 4 lessons them my test so it cost about £150!!!

Try a bike u dont need 2 restrict Saves u £200 on the bike and
a GOOD £300 on the insurance!!

Suzuki GOOSE !! 33bhp £300tpft for me

ALL under 33bhp



Honda
Rebel 250
GB250
Steed 400
CB400
FT500
XL500S
XL500R
BROS400
GB400TT
NV400C
VRX400
MAGNA250
CB250RS
CB250NH
XLR250
XLR250Degree
XR250


Kawasaki
KE175-D
Z200-A
Estrella 250
KL250-C
Z250-A
Z250-B
Z250-C
EL250-D/F
KL250 D7
KLX250-G

Suzuki
Goose 350
DR350S
Intruder 400
DR250S
Desperado 400
DR400S
SP400
SP370
GS250T
GSX250E
GT200
GT250E
LS650F
SB200
LS400Savage
LS400Tempter
SX200
VS400
TS185ER
TS250ER
GN250
DR350SE
LS650P

Yamaha
DT175MX
RD200DX
RS200
SRV250
XS250SE
XS250
XT250
SRX250
Drag Star 400
SRX400
SR500
SR250
XV250
XT350
SDR200
TT250
Serow 225
SR400
SR500

[Doddmaster]

Try an older generation 400, like the Kwak ZX-4, Honda NC21/24, or the old GSXR400. They are quite low insurance cuz they are so old!

[G1_]

Ropehead, i'm quite tempted by the goose...alot cheaper then the vfr400, cbr400, etc.

300 tftp is damn good, how much you pay for the bike, whats performance like?

[JimboJ]

you may pay more in the long run for an older machine tho
____________________
[00:42] <NSR-Andy> which one's the missionary position
[00:42] <NSR-Andy> i've heard it's good
[9:42pm] <Shaun> you came first mike | <Shaun> yes gav, because I really want to fuck you

[G]

actually most of the older machines I've owned have been more reliable!... less fancy electronics etc to go wrong

[Zimma]

we wont go into g's dodgy zx electrics
____________________
-Zimma

[Scooby]

You mean all the running up and down a field at RnB trying to bump start it Zim
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A big enough hammer fixes anything!

[zaknafien]

or constant changing of fuses at BdB?!?!
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02 Firestorm.

[G]

actually it could have been a lot worse if I hadn't had the two circuit breakers.... which mprobably saved about 20-30 10A fuses!

[Zimma]

i have one word for you g string...

WARRANTY
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-Zimma