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Quotes about that scratch on that Rover MG

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Scotty
Scooter Boi



Joined: 31 Jul 2002
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PostPosted: 11:13 - 07 Oct 2002    Post subject: Quotes about that scratch on that Rover MG Reply with quote
Got a few quotes, and the bloke phoned up aswell.
All around £140 to £200 for a damn scratch.
Damn. Annoying yes!
What you think i should do claim or just pay him privatly....
I dont think i have any excess as i'm TPO.
Think if i had TPFT i would have a £200 excess. Ill have to get the
paper wrok out in a bit to check.
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Scott
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Zero-G
Scooby Slapper



Joined: 10 Sep 2002
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PostPosted: 11:16 - 07 Oct 2002    Post subject: Reply with quote
sort it privatly, keep your ncb's
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Scotty
Scooter Boi



Joined: 31 Jul 2002
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PostPosted: 11:24 - 07 Oct 2002    Post subject: Reply with quote
and inch scratch is gonna cost me £150. not nice!
But then again i saved loads on this years insurence renewal. damn my luck!
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 11:25 - 07 Oct 2002    Post subject: Re: Quotes about that scratch on that Rover MG Reply with quote
If yow wanna get a bigger bike do it privatley... you'll end up spending more on the insurance next year.

Alos: have the police been 'notified' if not.. it's best to leave it that way, thus you won't have to report you've beeen in an acciden to the insurance companies.
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 11:27 - 07 Oct 2002    Post subject: Reply with quote
Yeah, that is unlucky mate Sad

But it kinda happens...I supposed that it's the equivalent of crashing, and having to buy new panels etc...Rolling Eyes

Settle it privately, and look forward to even lower premiums in the future Smile
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TiN
dotgems.net
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Annabella
Like a person, only smaller



Joined: 03 Feb 2002
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PostPosted: 11:31 - 07 Oct 2002    Post subject: Reply with quote
Like everyone says, settle it privately, It's probably less hassle for the owner of the car too...

Stooopid cars, !!!
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Scotty
Scooter Boi



Joined: 31 Jul 2002
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PostPosted: 12:17 - 07 Oct 2002    Post subject: Reply with quote
yeh think its the best option, then the insurence company still think i'm a nice guy that way.
And no the police havent been informed. The guy i went into is also sending me through some of his quotes to.
So i think his being reasonable about it.
Its probably becasue he though "shit a fucking teenager , oh his gonna be a cunt" but i'm a nice guy so think thats why his not being evil with me.
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MarsBar
World Chat Champion



Joined: 21 Aug 2002
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PostPosted: 13:21 - 07 Oct 2002    Post subject: Reply with quote
don't listern to the mate! Tell the guy to f off Laughing It'll cost his insurance company £400 quid just to take you to court, so they won't bother for the sake of £150 quid scratch.
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Kris
World Chat Champion



Joined: 03 Feb 2002
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PostPosted: 13:23 - 07 Oct 2002    Post subject: Reply with quote
I like G's plan Very Happy sounds fair enough to me...
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Scotty
Scooter Boi



Joined: 31 Jul 2002
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PostPosted: 13:23 - 07 Oct 2002    Post subject: Reply with quote
i cant seriously get away with that though...?
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Annabella
Like a person, only smaller



Joined: 03 Feb 2002
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PostPosted: 13:53 - 07 Oct 2002    Post subject: Reply with quote
It's not worth the risk to be honest. It'll probably cost your insurance company more to provide legal defence than just pay up!!

Plus it is definately your fault, so you WILL loose. You will loose your ncb too. Just pay up.
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:00 - 07 Oct 2002    Post subject: Reply with quote
Also they/you would have to inform the police about the accident (which you didn't, which is also a crime Confused)... so that's more added to your insurance.
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MarsBar
World Chat Champion



Joined: 21 Aug 2002
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PostPosted: 14:01 - 07 Oct 2002    Post subject: Reply with quote
Although what I said may be partially true Rolling Eyes I was only joking. Anna seems to have a good option. Pay up without loosing your NCB.
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Kickstart
The Oracle



Joined: 04 Feb 2002
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PostPosted: 14:36 - 07 Oct 2002    Post subject: Reply with quote
G wrote:
Also they/you would have to inform the police about the accident (which you didn't, which is also a crime Confused)... so that's more added to your insurance.


No, the police only have to be informed if there has been any injuries

However, you do have to stop after an accident and exchange details, irrespective of damage or fault.

All the best

Keith
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Ropehead
Could Be A Chat Bot



Joined: 02 May 2002
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PostPosted: 14:42 - 07 Oct 2002    Post subject: Reply with quote
£150 quite cheap actuly,, if its a 2 part metalic paint thats got to be colour mached that alone can be £50 regardles of how little u need!
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:44 - 07 Oct 2002    Post subject: Reply with quote
ah... cheers keith... that's good to know
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 14:44 - 07 Oct 2002    Post subject: Reply with quote
lol...G's conscience is almost clear now Very Happy
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TiN
dotgems.net
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G
The Voice of Reason



Joined: 02 Feb 2002
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PostPosted: 14:47 - 07 Oct 2002    Post subject: Reply with quote
lol
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Scotty
Scooter Boi



Joined: 31 Jul 2002
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PostPosted: 15:46 - 07 Oct 2002    Post subject: Reply with quote
Thanks anyway.
I was gonna pay up anyway. as i knew it was my fault.
shame it wasnt a beat up nova, i'm sure the owner wouldnt have cared then
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Ste
Not Work Safe



Joined: 01 Sep 2002
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PostPosted: 16:35 - 07 Oct 2002    Post subject: Reply with quote
yeah, the nova would have been like "erm, which scratch did you make?"
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M1ke
Ped Boi



Joined: 11 Jun 2002
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PostPosted: 16:41 - 07 Oct 2002    Post subject: Reply with quote
If you pay privately make sure you get evidence off the guy saying you have actually paid, otherwise he may get greedy and try claiming more off your insurrance.
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Scooby
Scrappy Doo



Joined: 26 Mar 2002
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PostPosted: 16:49 - 07 Oct 2002    Post subject: Reply with quote
Quote:
yeah, the nova would have been like "erm, which scratch did you make?"


Yeah or... "oh my fucking god look what you've done to my car you cunt, check that dint in the door, the rust, fuck me, my sunroof leaks, shit look you ripped my seats too"
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TiN
Pocket Tin



Joined: 14 Feb 2002
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PostPosted: 17:02 - 07 Oct 2002    Post subject: Reply with quote
Nah, a Nova driver will settle for a fist-fight...so don't forget to wear your kevlar Very Happy
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TiN
dotgems.net
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MarsBar
World Chat Champion



Joined: 21 Aug 2002
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PostPosted: 17:45 - 07 Oct 2002    Post subject: Reply with quote
newbie wrote:
If you pay privately make sure you get evidence off the guy saying you have actually paid, otherwise he may get greedy and try claiming more off your insurrance.


He's right you know!!! Get proof of payment.
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MarsBar
World Chat Champion



Joined: 21 Aug 2002
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PostPosted: 17:46 - 07 Oct 2002    Post subject: Reply with quote
TiN wrote:
Nah, a Nova driver will settle for a fist-fight...so don't forget to wear your kevlar Very Happy


I have a well equiped set of tools under my seat for such an occasion!! Laughing
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