Opinions please!

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Well, at that price you could afford several replacements bikes, but it is te third party element I would consider, and what was said above about why it is so high is due to the ability to sue with no limit Confused

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

Hi

Figure I have heard is 10%, which is fairly close.

Trouble is not if someone hits you, but that if you hit someone. If you do that then the compensation you will have to pay out means you may as well go and top yourself as you can forget having a life

Personal feeling is that 3rd party injury insurance should be included in the price of petrol or registration. Such systems work in other parts of the world (Australia for example).

All the best

Keith
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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Scooby · Scrappy Doo Joined: 26 Mar 2002 Karma :

/me agrees with Keith on that one.

Wouldn't it be good if everyone in England agreed to pay for any damage they caused to another persons vehicle, thus there being no need for insurance.

Still doesn't overcome the theft side though, or if you injure someone in an accident... but, for me it was a good idea lol Very Happy

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A big enough hammer fixes anything!

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Scooby · Scrappy Doo Joined: 26 Mar 2002 Karma :

/me hides...

Ok I'm stumped... the only other thing I can suggest is boot all cars off the roads, or all go around with inflatable bumpers Very Happy

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A big enough hammer fixes anything!

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Petrol idea is best me thinks Very Happy

i wonder how much it would put petrol up by?

And what about these solar powered/ gas cars Laughing

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Given the insurance situation in Ireland, is there really any particular reason why you *want* a sports 50/125? Confused

I remember ages ago someone mentioned that a sports 250/400 is actually cheaper to insure over there?
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TiN
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Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

License restrictions? Like CBT?

I dont know how it works over there, but Im guessing it must be something like that.

And where's the logic in it being cheaper to insure a 250/ 400? If they're worried about damage, then you can do more on a faster/ bigger bike!

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

I would have thought soemthing like a cg125 would be as much fun and still offer similar performance (relitvely (sp), obviously worse handling, but better suspension)... though wouldn't have teh looks. However you have to consider, if the sports-looking bikes are more expensive to insure, if looks are worth £000s for a slower bike.

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

bikes4life · Nitrous Nuisance Joined: 02 Nov 2002 Karma :

Thanx 4the advice ppl,

but the problem over here wit insurance is dat there is only 1 (YES 1!!!!) company that will insure bikes so they can charge whatever they want. The governmment also put insurance up a few months back because they thought if it was more expensive it would keep younger drivers off the road. Third party insurance over does NOT cover fire and theft so in my opinion its kind of pointless getting it, i would rather save longer 2get fully comp. insurance.

Its got nothing 2do with religion as someone said! lol

I have a year and a half no claims bonus on my moped, if i went 2get insured on an rs125 or nsr125 now i would pay about 6000euros! I havent got that kind of money unfortunately Crying or Very sad

But i could get insured on a yamaha TDR125 for the same price as getting insured on an RS50 or NSR75. But i dont really like TDR's but its something for me 2think about. Since i started liking bikes about a year ago ive always like sports bikes more than any others so ive always wanted 2get 1.

Do u all think i would be better getting a TDR????

Let me know what u think,
Thanx

Bryn

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

I reckon that you should go for a cheaper to insure bike first, and then work up to a "proper" sports bike Very Happy

Personally, even if I could afford to pay £4-5k for insurance on a sports 125, I'd rather not Confused

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TiN
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G · The Voice of Reason Joined: 02 Feb 2002 Karma :

I would take a tdr125 over asports 50/75 anyday.
I think the most important thing is to ride them both (test rides, friends etc) and see what you think.

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Depends what you want from the bike. If you want looks etc, then it will have to be 50/75 you go for. However, if you dont mind about looks, go for the TDR

Kickstart · The Oracle Joined: 04 Feb 2002 Karma :

bikes4life · Nitrous Nuisance Joined: 02 Nov 2002 Karma :

Hey,

"UK insurance for third party cover does not cover fire and theft. That is an extra cost. The extra is a tiny amount so virtually nobody bothers with third party only"

I understand wat u mean Keith but in Ireland u cant get third party fire and theft on a motorbike, u can on a car but not on a bike so its a kick in the teeth really.

All the best,
Bryn

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Is it possible to insure your bike in England, under say a friends address, or even one of ours? and then ride it in Ireland on that Question

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

I have TPO becasue its alot cheaper for me that TPFT.
TPO = 200 ish
TPFT = 450 ish
So i opt for the cheaper alternative.
I'm not really gonna leave the bike where it would be stolen, and its always locked up at work and theres hundreads of people around to see it. so i dont see the problem in it.
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Regards
Scott

bikes4life · Nitrous Nuisance Joined: 02 Nov 2002 Karma :

Stephen Posted: 03 Nov 2002 22:25

Is it possible to insure your bike in England, under say a friends address, or even one of ours? and then ride it in Ireland on that

As far as i know i cant because England arent in the European Union. But i think i could insure my bike in any other country in the E.U. So if i wanted 2insure my bike in Germany i could. But i would be very scepticle (sp??) about that. Mainly because it would all be done over the internet, which i wouldnt trust for something like this. And also the way licences are over there could differ from here which would make things very tricky. Does any1 agree?

Robby · Dirty Old Man Joined: 16 May 2002 Karma :

i'm pretty sure we are part of the eu and have been for a while, its just the euro we dont have.

bikes4life · Nitrous Nuisance Joined: 02 Nov 2002 Karma :

sorry! my mistake, thats what i meant. i think i can insure my bike anywhere that has the euro.....im really not sure tho! ah well!

TiN · Pocket Tin Joined: 14 Feb 2002 Karma :

The UK is indeed part of the EU, and is/was one of the original "member states".

As for the insurance issue, I can see complications, but it's possible...the main thing is that you'll technically have to have extra cover for "riding abroad", otherwise you won't be covered at all. It may also be tricky when it comes to claim time, especially if it's nicked.
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TiN
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