Insurance liability question *advice*

[killa]

Got anemail back from my insurers, the dispute is ongoing and obviously they don't want to back down.
The person dealing with my claim has said this....

"One thing that concerns me is the door was opened prior to you hitting it! I know this is very difficult but can you confirm any time frame between the door opening and you colliding with this"

Well the time frame from the door opening to impact was about half a second. Literally, door, bang...smash.

So do i just send that back, or do i include things like, the door is only around 2ft wide when fully open, if it was opened a time before impact then i could have swerved to avoid it.


____________________
Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

[pa_broon74]

[killa]

Well the woman i'm relaying information to is not going to use anythig against me as she is going to be talking to the third party insurers.
I wanted to know whether or not to give a run down of distance/spedd/time. or just keep it plain and simple.

Edit:- i could also remind her that this person opened a car door without looking on the drivers side of the car. I really can't see the problem here as that is an offence right there. Filtering is not illigal if there are no markings.
____________________
Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

[Feasty]

You should answer with:

"Yes I can confirm that from the time I saw the door open to the time I hit the door, I was able to count to 0.8seconds!"


____________________
Previous: Aprilia Habana Retro 50cc (beauty), Yamaha SR125 (fell apart), Honda XR125 (nippy little commuter), Honda SLR650 (Geewhizz), Yamaha Diversion 900S (Smoooooth) written off courtesy of a stupid escaped horse.
(7 year gap), BMW F650 (Relaxing ride). Aprilia Caponord ETV1000 (Big and bold). Yamaha FZS600 (got me in trouble too quick!).
Current: Yamaha TDM 900 (Comfy, light but big, power when needed).

[killa]

Good point... how can i count half a second?

Doors width of a Accord is probably just over 2ft, so if it was opened some time before, i could still have my Ninja.

Hope they don't try it on here.
____________________
Cleverly disguised as a responsible adult.
Bike:- Yamaha TRX850 | Killas Biking History | Killas Gaming History | Killas autmotive history

[pa_broon74]

She's probably just looking for confirmation, your word if you like that you were paying attention to the road and not day-dreaming.

I'd tell her it was instantaneous, the door opened and you collided with it: The time in between was to small to measure.
____________________
Didn't catch anything.

[Hetzer]

"The door was opened a split second before I hit it, I didn't have even enough time to begin braking, never mind take avoiding action".
____________________
"There's the horizon! Ride hard, ride fast and cut down all who stand in your way!"

[scorps]

hetzer and pa broon, keep it simple and dont go into aproximate time scales
____________________
Do not presume that I am male.

[Itchy]

Go Hetz's explaination,

if she kicks up any more fuss use the highway code pictures at the back which state thinking distance and thinking time, even at 30mph its a fair distance.
____________________
Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.