Resend my activation email : Register : Log in 
BCF: Bike Chat Forums


Small Claims Court - Experience?

Reply to topic
Bike Chat Forums Index -> Dear Auntie BCF...
 Topic moved: from General Bike Chat to Dear Auntie BCF... by G (10 Jan 2008 - 13:20)
View previous topic : View next topic  
Author Message

the grim reaper
World Chat Champion



Joined: 29 Jun 2005
Karma :

PostPosted: 14:42 - 09 Jan 2008    Post subject: Small Claims Court - Experience? Reply with quote

Not exactly bike related but wheel related.

I bought the GF a set of 'ex-display' alloys for her car for Christmas. When they arrived (Dec 8th) I opened one and checked it. It was perfect, so I put all four, still packaged, in the garage.

Christmas Eve and I get ready to fit the wheels, only to find that two of them have obviously been fitted to a vehicle and bloody kerbed! My mate was with me when I opened the packaging, so I can prove that they arrived like this.

So, I ring the company, they dispute it over the phone, so I send photos in an E-mail and threaten to travel up there (Essex from Southampton), unfortunately they are on a half day and I am away over Christmas.

So, 2nd of January, I pay for a courier to take the wheels back. I ring them and they say they haven't received them, until I point out that I have the name of the person who signed for them. Then thay say that they do have them. Then they go on to say that they won't refund me because I have obviously fitted them to my car. I resist the urge to scream and point out that I told them that on the 24th of December and that was the basis for my whole argument.

Anyway, I have now written them a polite but firm letter, telling them to refund, supply non-damaged wheels or expect to receive a summons.

I have read up on the process of using the small claims courts for this sort of thing but I wondered if anyone has any personal experience? There is no way I am backing down on this one, they have ****ed with the wrong person on this one.

Cheers

Grim
____________________
Adverts don't always work: Remember that advert, where the army are running across the desert and they have a wounded man on a stretcher. They get to a ravine, the bridge is down and a caption pops up that says, 'What are you thinking?'. I don't know about you but I was thinking, 'Christ, I'm glad I'm not in the f***ing army'.
 Back to top
View user's profile Send private message You must be logged in to rate posts

b-f-c
Traffic Copper



Joined: 06 Sep 2006
Karma :

PostPosted: 14:47 - 09 Jan 2008    Post subject: Reply with quote

Used this a few years ago quite successfully

https://www.moneyclaim.gov.uk/

Also used them recently, but called off the claim when they settled out of court
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Kickstart
The Oracle



Joined: 04 Feb 2002
Karma :

PostPosted: 14:58 - 09 Jan 2008    Post subject: Reply with quote

Hi

Did you pay by credit card? If so that might be an easier starting point.

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Syx
World Chat Champion



Joined: 20 Oct 2006
Karma :

PostPosted: 15:04 - 09 Jan 2008    Post subject: Reply with quote

No experience with Small Claims, but just wanted to wish you luck with the process - don't let those asswipes get away with it! Thumbs Up
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

the grim reaper
World Chat Champion



Joined: 29 Jun 2005
Karma :

PostPosted: 16:03 - 09 Jan 2008    Post subject: Reply with quote

Kickstart wrote:
Hi

Did you pay by credit card? If so that might be an easier starting point.

All the best

Keith


I did and I have tried to contact MBNA but it would seem that they are slightly less willing to help than Barclay Card claim to be on this sort of thing.

I will keep pursuing that route though.

Cheers

Grim
____________________
Adverts don't always work: Remember that advert, where the army are running across the desert and they have a wounded man on a stretcher. They get to a ravine, the bridge is down and a caption pops up that says, 'What are you thinking?'. I don't know about you but I was thinking, 'Christ, I'm glad I'm not in the f***ing army'.
 Back to top
View user's profile Send private message You must be logged in to rate posts

andrew
Mister Road Rage



Joined: 03 Feb 2002
Karma :

PostPosted: 16:08 - 09 Jan 2008    Post subject: Reply with quote

Have you already paid the credit card bill?

Surely it's down to them to get the money back from the shop and shouldn't be your problem?

If you haven't paid it, don't pay it until they remove the amount from your bill.

Good luck. Thumbs Up
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

syl
World Chat Champion



Joined: 05 Dec 2005
Karma :

PostPosted: 16:12 - 09 Jan 2008    Post subject: Reply with quote

If the wheels were more than £100 (and less than £30k) then copy MBNA in on the letter and let them know that you will be joining them in on the summons. MBNA are jointly and severally liable.
____________________
Current bike: Kawasaki Z750S
 Back to top
View user's profile Send private message You must be logged in to rate posts

Vincey B
Renault 5 Driver



Joined: 15 Oct 2005
Karma :

PostPosted: 16:39 - 09 Jan 2008    Post subject: Reply with quote

I took a dry cleaners to a small claims court after they lost a suit and offered almost nothing in compensation for it.

The important thing is to write them lots of letters, clearly dated, being polite and reasonable outlining all the facts and stating what you are asking for (a full refund I presume).

Keep copies of all of these letters as if it does end up in the court they will do you a world of good. If they still dont give you your money back start with the moneyclaim process, this will get an official demand sent to them from a court which they can either pay or dispute, if they dispute or just ignore it it will end up in a magistratres court where a magistrate will judge the case and decide who should pay who and how much.

You dont have much to loose at all apart from the moneyclaim fee, which I think is about £30 and is added to the award if you win.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Kickstart
The Oracle



Joined: 04 Feb 2002
Karma :

PostPosted: 17:00 - 09 Jan 2008    Post subject: Reply with quote

the grim reaper wrote:
I did and I have tried to contact MBNA but it would seem that they are slightly less willing to help than Barclay Card claim to be on this sort of thing.


They are liable and don't have a choice in the matter.

If you refuse to pay them then you might have legal problems, but they do have to cover the purchase.

All the best

Keith
____________________
Traxpics, track day and racing photographs - Bimota Forum - Bike performance / thrust graphs for choosing gearing
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Phoenix
Twisted Firestarter



Joined: 01 Aug 2002
Karma :

PostPosted: 04:39 - 10 Jan 2008    Post subject: Reply with quote

I once used moneyclaim to sue someone for £100 they owed me for goods I never recieved. It cost £30 to initate the proceedings, after he failed to respond to any of the courts letters, it said there was a default judgment in my favour, for anything to happen I then had to pay another £50 to pay for the bailiffs to go and collect the money from him, at this point I jacked it in, why the hell would I pay £80 to try and get £100 of someone who was clearly just ignoring it all, i'd end up with even more money lost, waste of time crap.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 05:13 - 10 Jan 2008    Post subject: Reply with quote

Something a few years ago where I was owed wages ended up at an employment tribunal, then small claims court and the bailiffs. It was only when baliffs started getting involved that the other side responded, promptly a cheque was received for the full amount in the post (included all the additional expenses for the tribunal, small claims court and for the bailiffs) along with a "with compliments" slip. Laughing Every extra step you have to take just adds to the amount it costs them eventually.

Was made straight forward by the other side choosing trying to ignore it, since no defence was entered at any point everything got ruled in my favour.

Go for it, only thing I'd do some looking into prior to starting any proceedings is the time space between the goods being received and you noticing that they're not as described, probably is easiest to speak with citizens advice or trading standards to see what pointers they can give you. Thumbs Up
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts

iooi
Super Spammer



Joined: 14 Jan 2007
Karma :

PostPosted: 07:27 - 10 Jan 2008    Post subject: Reply with quote

Kickstart wrote:
Hi

Did you pay by credit card? If so that might be an easier starting point.
Keith


[work mode]

Fully agree.

But the problem here is going to be EX DISPLAY.
Were these purchased where you presented the card, or was it a phone/internet transaction, as this makes a diffrence.

If it was from a store and you were there, then under visa regs (assume mbna is visa) your beef is with the store as you should have checked there and then.
If tel/internet then under visa regs faulty/not as described could come into play, but the issue is ex-display and how the wording of the sale is. These are often sold as seen..... ie no come back.

To go the CCA route will not be a qucik process (read months) and you have no garentee of success. They usually hinge on the T/C of the sale, and if its ex-display then i feel its going to be sold as seen and you won't win.

No idea how long small cliams will take, but guess it will be quicker than the CCA route. But i would get a letter off to mbna details ALL you have done to resolve the issue and COPIES of any paperwork about the sale and return of the goods.

[/work mode]

Good luck Thumbs Up
____________________
Just because my bike was A DIVVY, does not mean i am......
 Back to top
View user's profile Send private message You must be logged in to rate posts

Itchy
Super Spammer



Joined: 07 Apr 2005
Karma :

PostPosted: 09:47 - 10 Jan 2008    Post subject: Reply with quote

Phoenix wrote:
I once used moneyclaim to sue someone for £100 they owed me for goods I never recieved. It cost £30 to initate the proceedings, after he failed to respond to any of the courts letters, it said there was a default judgment in my favour, for anything to happen I then had to pay another £50 to pay for the bailiffs to go and collect the money from him, at this point I jacked it in, why the hell would I pay £80 to try and get £100 of someone who was clearly just ignoring it all, i'd end up with even more money lost, waste of time crap.


Yes but you get £20 back which is better than nothing and he gets hassled by Baliffs, baliffs are reputed to be ruthless and add extortionate fees to the debt that is owed,

I was listening to the TV yesterday and a £40 fine was put to Baliffs it had mushroomed to £1700 after a few months.

The thing is though if nice baliff 1 can't get the money he sells it onto less nice baliff 2 , and he might sell it to worse baliff 3 , until it gets to like baliff 10 who is a leg breaker type and the debt has mushroomed to like £5000 through each adding fees to selling of debt.
____________________
Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching.
 Back to top
View user's profile Send private message Send e-mail You must be logged in to rate posts

lugoismad
Nova Slayer



Joined: 15 Jul 2007
Karma :

PostPosted: 10:48 - 10 Jan 2008    Post subject: Reply with quote

I'm in the US, so it may be a bit different, but here's how it goes down here.

Twice I've had to threaten to sue someone. The most recent was a landlord who refused to return my security deposit.

Write up a good Demand Letter, basically laying out your reasoning, stating your demands clearly, and the consequences of not meeting your reasonable demands in a timely fashion.

Send it certified post, so someone has to sign for it.

In the letter, state that a week after receiving it, if you do not get what you want, you'll file in small claims court.

9 times out of 10, this scares them into doing something.
 Back to top
View user's profile Send private message You must be logged in to rate posts

the grim reaper
World Chat Champion



Joined: 29 Jun 2005
Karma :

PostPosted: 11:46 - 10 Jan 2008    Post subject: Reply with quote

iooi wrote:
Kickstart wrote:
Hi

Did you pay by credit card? If so that might be an easier starting point.
Keith


[work mode]

Fully agree.

But the problem here is going to be EX DISPLAY.
Were these purchased where you presented the card, or was it a phone/internet transaction, as this makes a diffrence.

If it was from a store and you were there, then under visa regs (assume mbna is visa) your beef is with the store as you should have checked there and then.
If tel/internet then under visa regs faulty/not as described could come into play, but the issue is ex-display and how the wording of the sale is. These are often sold as seen..... ie no come back.

To go the CCA route will not be a qucik process (read months) and you have no garentee of success. They usually hinge on the T/C of the sale, and if its ex-display then i feel its going to be sold as seen and you won't win.

No idea how long small cliams will take, but guess it will be quicker than the CCA route. But i would get a letter off to mbna details ALL you have done to resolve the issue and COPIES of any paperwork about the sale and return of the goods.

[/work mode]

Good luck Thumbs Up


All sorted with the help of the credit card company but iooi is spot on with the legal bit. The credit card company said that I was on shaky ground because 'ex-display' could mean anything. The wheels were bought unseen over the internet and therefore couldn't be checked until received.

I had to pay a few more quid but I now have new versions of the same wheels coming instead, it annoys the crap out of me to pay more cash but it's less than I would have spent chasing the court route and I didn't have an open and shut case.

So, you live and learn and I have certainly learnt not to use Rochford Tyres in Essex ever again. Ex-display apparently means, 'Second hand and damaged' to them.

Cheers for everyone's advice.

Grim
____________________
Adverts don't always work: Remember that advert, where the army are running across the desert and they have a wounded man on a stretcher. They get to a ravine, the bridge is down and a caption pops up that says, 'What are you thinking?'. I don't know about you but I was thinking, 'Christ, I'm glad I'm not in the f***ing army'.
 Back to top
View user's profile Send private message You must be logged in to rate posts

Ste
Not Work Safe



Joined: 01 Sep 2002
Karma :

PostPosted: 16:17 - 10 Jan 2008    Post subject: Reply with quote

lugoismad wrote:
I'm in the US, so it may be a bit different, but here's how it goes down here.

Twice I've had to threaten to sue someone. The most recent was a landlord who refused to return my security deposit.

Write up a good Demand Letter, basically laying out your reasoning, stating your demands clearly, and the consequences of not meeting your reasonable demands in a timely fashion.

Send it certified post, so someone has to sign for it.

In the letter, state that a week after receiving it, if you do not get what you want, you'll file in small claims court.

9 times out of 10, this scares them into doing something.

You need to do something along those lines anyway, you need to be able to show that you've made reasonable efforts to resolve the dispute before seeking resolution through the courts.
 Back to top
View user's profile Send private message Visit poster's website You must be logged in to rate posts
Old Thread Alert!

The last post was made 18 years, 93 days ago. Instead of replying here, would creating a new thread be more useful?
  Display posts from previous:   
This page may contain affiliate links, which means we may earn a small commission if a visitor clicks through and makes a purchase. By clicking on an affiliate link, you accept that third-party cookies will be set.

Post new topic   Reply to topic    Bike Chat Forums Index -> Dear Auntie BCF... All times are GMT + 1 Hour
Page 1 of 1

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

Read the Terms of Use! - Powered by phpBB © phpBB Group
 

Debug Mode: ON - Server: birks (www) - Page Generation Time: 0.09 Sec - Server Load: 0.25 - MySQL Queries: 17 - Page Size: 99.8 Kb