Just had a horrible phone call

[Valver]

I've recently moved from Grantown on Spey (near Inverness) to Edinburgh where I don't have a garage or anywhere to keep a bike in the winter. My beautiful 98 R1 is being stored at my mother's holiday cottage where my older brother is staying for the time being. He's just been on the phone to tell me that while working on a friend's car they decided to drive in into the garage to work on the brakes. Well it seems that the brakes were completely non existant and his friend drove straight in and pushed my R1 right up the back wall. Damage (to my brother's untrained eye) is broken front fairings, light, mirrors, indicator, tail fairing, bent and dented exhaust and twisted forks!
So it seems that my (almost classic) pride and joy is a write off. I'm totally gutted!
I don't know for sure but I get the impression that the driver is both uninsured and strapped for cash.
I need a smoke

[hmmmnz]

dAMNM.... ummm i dounno how it could be worse, really.


..... streetfighter....

the r1's can look cool as fighters
here's my fav kiwi one
https://www.streetfighters.com.au/forum/upload/13947505089493.jpg
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the humans are dead
I kick arse for the lord
Wiring Diagrams BIDNIP it bitches

[DaveH]

Bugger
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https://www.timhastingsracing.co.uk/

ZX7R & ER6F

[deanoet]

Garage at a house?
House insurance?

Have a look and see if it is covered, if it isnt, get it covered, and get creative with the date it happened.


Most house insurances cover garage contents up to a certain value.
You dont lose your no claims, and house insurance wont go up too much, if at all
A few k bike is nothing in value when compared to 100k house that could potentially have been burnt down with possessions.



Bad luck on the bike though.
Hope you get it sorted
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CBT Passed 18th July 2007 : Previous Bikes> CG125 : Current Bike> Hornet 600 : PASSED DAS 30th Oct 2007
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[Valver]

So where do I stand here? My bike is fully comp insured but the offending driver is uninsured, can I claim?

[deanoet]

[TUG]

See if you can claim off his insurance first, tell your brother hes going to have to chuck in if the car owner is uninsured then get him done by the police for driving without insurance.
After what happend to dodger i'm even more reluctant to claim off my insurance as his bike got sent to my works(scrap and salvage car dealer) and sold on as his insurance ruled it as a cat D the lowest form of cat damage.
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Haz ER-5, innit!

[syl]

House insurance almost certainly excludes motor vehicles.

Are you fully comp? If you are, your insurance company will pay out but will certainly chase up the other chap. I don't know if he has to be insured on private not publically acessable land - I suspect not, so they'll chase him personally.

If he's not, you'll have to get him to pay up or use your legal protection cover (most people with 3rd party insurance take it out for just this sort of thing) to do it.

As he hasn't got any money, tell him that it looks like he's going to have to sell that car he was doing up.

He could always insure the car and then crash into it again next week (you don't have to have tax and MOT to be insured).
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Current bike: Kawasaki Z750S

[Richard_Schmid]

At the end of the day, you shouldn`t really have to pay for his mistake. I don`t know how friendly you are with him, but it sounds lke alot of work that needs doing. Like previously mentioned, he has a car he`s doing up. The proceeds of that sould cover your damages.

All the best and good luck!

Richard

[Noxious89123]

[Valver]

Just checked and motor vehicles are not covered by my mother's house insurance.

[Valver]

From what I understand it's a 10year old Xantia he's doing up with no mot/tax etc. I don't know the guy from Adam, he's my brother's mate.

[Sparks!]

Sorry to hear

But what you forgot to mention is that its a 98 R1 and this is the car that hit it

https://www.totalcarcrashes.com/wp-content/uploads/2007/02/car_crash_0164.jpg

Sorry dude, had to be done hope its not as bad as you think!
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Current Toys: 06 Yamaha WR250F | Nissan 350Z GT | Tech 4 Homes

[Richard_Schmid]

[matthab]

how fast did he drive into the garage lol.

Didnt he even try to catch it on the handbrake. think you should get him to pay.
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2005 - 2006:Peugeot jet force 50 TDSI (sold)
2006 - Present: Yamaha YBR125 06 (extras:pilot sporty tyres and screen)

[Fahd]

To be honest I wouldn't give two shits about this guys financial position, have it taken to the nearest repair shop and have him pay every fucking penny for the repairs!
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I Ride: Honda CBR 400RR.
I Drive: Audi S3.

[NSR Mick]

[TUG]

Tbh mate i'd get him and your brother to pay for the repairs or replacement parts, the fact the brakes needed doing and he was going to drive it into the garage makes a stupid combo. What if your bike wasnt there? he could of ended up knocking the garage wall down, its just not a bright thing to do either way. So to teach them to look before they fuckin drive a brakeless car into a garage make them pay.
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Haz ER-5, innit!

[kawakid]

[McGee]

Put a claim in dude.

And don't streetfighter it.

*slaps hmmmnz*
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◙◙► K6 GSXR 600 ◄◙◙◙◙► K5 GSXR 1000 ◄◙◙◙◙► K5 GSXR 600 ◄◙◙◙◙► 96 RF600r ◄◙◙
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Its pronounced Jixxer!

[TUG]

[St0rmer66]

He should definitely pay. Even if it means taking him to small claims court or something. I think that you can claim for up to £5000 and it's only say £3000 for a 98 R1 (though anything you added extra to it if you have receipts should be claimed for too). Probably not worth repairing unless some fairings come up on eBay by chance.
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:: Honda XR 125 L ('53) => Kawasaki GPZ 500S ('02) => Suzuki SV650S ('00) => Aprilia RSV-R ('51) ::

[TUG]

[Madmanx]

If the garage is seperate from the house,just set fire to the garage and claim the garage insurance for the garage,the bike and the car
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https://i284.photobucket.com/albums/ll9/manxhornet/Hornet001.jpg

[TUG]