Theft+Insurance

[Cigaro]

Do I need to tell my insurance company that the bike's been nicked? Even though it was third party only? I don't want it to go on my record and make my insurance higher next year.

[Fawbish]

If you dont tell them, it could invalidate this insurance (for instance if you only told them you'd changed the bike on this policy if/when you get a new bike) or your next insurance - actually...it might not, because your theft, if not claimed for, doesnt affect your insurance - except for the fact that you obviously live in a "higher-risk" area now...but this should have been reflected in your policy's price to begin with, so they can go fvck themselves!


Sorry. In a nutshell - I have a feeling there may be small print somewhere saying that if you dont tell them you've had a theft, it'll invalidate everything matey.

It sucks but *shrugs*
____________________
"Oh....it looks like Average Joe's is forfeiting the match!" - "Yeah, its a risky strategy but lets see if it pays off for 'em Cotton."

[Cigaro]

Just rang up to tell them - apparently because I'm not actually claiming, it 'shouldn't' affect my insurance at renewal time.

[V2]

Thats exactly what they told me on my car, once when some scrote keyed it (Polished out) and once when i hit something left in the road (new bottom bumper ended up being less than excess), come renewal time though £250 hike in my premium as i have made two "non fault claims" obviously i didnt renew with them, Lesson learnt, insurers are leeches and they just cant wait for a chance to bend you over and make you take it

[Itchy]

[Fawbish]

[Colin G]

If your insurance is TPO which it sounds like it is by your post, then you don't need to tell them as you can't claim for it anyway.

If you had TPF&T then you would need to inform them.
____________________
Speed doesn't kill. The sudden stopping does.
Current Bike: Honda CBR1100XX Super Blackbird
Previous Bikes: 1989 Honda Vision(Sold), 1983 Honda H100 (Sold), 2000 Kymco Stryker 125 (Sold), 1991 Suzuki GS500E (Blown Up), 1994 Suzuki GS500E (Blown Up), 1993 Kawasaki ZZR600 E1 (written off), 1999 Suzuki GSXR750 SRAD (Sold), 2003 Aprilia RSV1000 Mille (Sold)

[Walloper]

You can drive the fking thing onto a bliddy bonfire and sell the charred remains to charity if you like. AS LONG AS YOU DO NOT MAKE A CLAIM ON THE POLICY.

FFS

Do you think they can load anyone just cause they've had a history of theft?


FFS do not tell them someone stole the words out your mouth too.

Pass me that Splif now please.

____________________
W-ireless A-rtificial L-ifeform L-imited to O-bservation P-eacekeeping and E-fficient R-epair

[Fawbish]

angry angry walloper









Be calm, dear child.
____________________
"Oh....it looks like Average Joe's is forfeiting the match!" - "Yeah, its a risky strategy but lets see if it pays off for 'em Cotton."

[G]

[Walloper]