best insurance for 125?

timelimit · Nitrous Nuisance Joined: 19 Feb 2003 Karma :

(sorry for asking all the newb questions guys Sad

)

what would u say is the best insurance company for a 125 (only got a cbt licence).
best i found is quoteline who are asking for 890 tpft. thats with me being 21 with no ncb.

any1 have a recomended insurance dealer Smile

?
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"Gaspar you fool"

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

www.okas.co.uk/links.php I got some in there

your 21... fuck the NSR, go and do DAS Cool

and that sound quite a bit if your 21 for tpft. wot type of area do you live? is that garaged?

and was that quote online? if so, take about 20% off to give you an idea of what you will get over the phone to insurers

Im 17, and with CIA, paying just over a grand full comp

timelimit · Nitrous Nuisance Joined: 19 Feb 2003 Karma :

live in central central lodon (just near warren st, bottom of totenham court road). nah, not garaged Sad

parked out on the street. i'll give a check to those links Smile

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"Gaspar you fool"

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

Maybe thats not quite so bad then.

Might well be worth looking into some alarms, see if the premium goes down for it. And also some heavy iron work to attach the bike to something unmovable like a lamp post.

timelimit · Nitrous Nuisance Joined: 19 Feb 2003 Karma :

nice big lampost right outside my window Smile

failing that ill chain it up next to the bike of the guy that lives above me Smile

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"Gaspar you fool"

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

As ste said, the Alarm can reduce your premium a bit in some cases (has to be thatcham aproved though).
Do consider doing your test whihc should also reduce your premium... though I seem to remember you saying you're picking it up next week.

Your best bet is to ring as many companies as possible. For my zx6 I rung over 30 companies and eventually got it down to £500 from about £800.

Danny · Ask Me About Stoppie School Joined: 26 Jan 2003 Karma :

I'm using Cofield -0800 2945 666. But i would recomend you get yourself a copy of MCN and just call every company there. I did that i took me about 2.5 hours Exclamation

But i got it down from £2000 - £600 Exclamation

Beechy · Nova Slayer Joined: 17 Feb 2003 Karma :

Mate, tell them it's garaged. If it gets nicked at night just tell them you got it out and nipped back inside the house to get something!

I got my NSR insurance with H&R 0845 130 2800. I'm 22 with zero NCB, passed my test in June 2001, it's a spanker (will be registered on Saturday), I've had my car licence since 97 but had an accident in my car last year. I live in S80 which is a pretty bad area for insurance, although probably not quite central London! My premium is £380 TFPT. Other quotes I had were in the region £480 - £900 so I was quite happy to stumble across these guys!

If I hadn't had the accident it would have been about £100 less (I wasn't going to say anything but my details popped up on their computer!)

You can make it a little cheaper by not using it for work, not carrying a pillion and reducing the number of miles you tell them you'll do a year.
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Just face it, some days you're the pigeon and others the statue...
https://www.chrisbeech.com

Ste · Not Work Safe Joined: 01 Sep 2002 Karma :

right, it gets nicked outside your house. they might well send someone over to check, and then they notice your lack of garage.

reducing number of miles it also good, but again your fucked if anything happens, and they go and look at the bike.

it depends really if you want the insurance to be able to use it if anything happens, or its just there as a formality so you can be on the road

Bendy · Mrs Sensible Joined: 10 Jun 2002 Karma :

Demonic69 · The Pink Rhino Joined: 31 May 2002 Karma :

I got mine with H&R too. It was the cheapest around and i spent ages calling places. That was for an NSR
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Back on a Blade. Just feels so right.

timelimit · Nitrous Nuisance Joined: 19 Feb 2003 Karma :

well called about. quite a few wont even bother to insure me cos i have no garage Sad

cia quoted me £725, but they say my bike can only be insured up to £2500. Rampants quoted me £890 for covering the full £3000 for my bike. should i be cheap and and go with cia, or pay the extra bit and go with rampants (yes i nkow ive probably spelt there name wrong). not too sure how safe this area is for bikes, but i cant remember any cars being stolen recently, and in general its usually quiet round here (which is strange for central london Confused

)

McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

Try www.clickquote.com Theyre nice and cheap.

The first year I was insured on my NSR I got it dirt cheap cos they got it wrong! They classed it as group 2, instead of group 7! Rolling Eyes

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BCF: Be yourself, just don't be an arse.

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

they must have done something similar with me then.
because my quote was £230 @ 17 with 1 NCB.

when really it should have been about £400
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Regards
Scott

McJamweasel · BCF Junkie Joined: 22 Mar 2002 Karma :

1st year I paid £200 tpft @18 with no experiance or NCB, then it shot up to £400 with a years NCB, and this time Ive paid £300.
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BCF: Be yourself, just don't be an arse.

Scotty · Scooter Boi Joined: 31 Jul 2002 Karma :

i want it to stay this low. its excellent its only £30 more than i used to pay for the scoot.
its great stuff.

Warm weathers coming around and the things still sitting there. grrr
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Regards
Scott