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Deperate for a credit card

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killa
Won't Shut Up



Joined: 18 Oct 2004
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PostPosted: 13:44 - 15 May 2008    Post subject: Deperate for a credit card Reply with quote

Anyone got a good recommendation for a credit card?

I had a good deal on my barclaycard but now the interest it mental!

Thanks

K Thumbs Up
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.....
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Joined: 15 Jan 2005
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PostPosted: 13:48 - 15 May 2008    Post subject: Reply with quote

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Shay HTFC
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Joined: 18 Mar 2007
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PostPosted: 14:05 - 15 May 2008    Post subject: Reply with quote

Erm, first priority, pay off all your debts. Forget that new exhaust or shiny TV. Credit is only getting more and more expensive.
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T1z3R
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Joined: 23 Oct 2005
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PostPosted: 14:32 - 15 May 2008    Post subject: Reply with quote

avoid like the plague Thumbs Up
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killa
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Joined: 18 Oct 2004
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PostPosted: 14:54 - 15 May 2008    Post subject: Reply with quote

I know its something to avoid, but what need is something to change my current debt over to pay off. I'm not gaining much ground with the current intrest on top so need to transfer. Thumbs Up
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Wave2k
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Joined: 06 Apr 2004
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PostPosted: 15:22 - 15 May 2008    Post subject: Reply with quote

I use my credit card for some big things, that i actually have money for so i can try and get a credit rating for mortgage.
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Dragonfly
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Joined: 05 Sep 2005
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PostPosted: 16:32 - 15 May 2008    Post subject: Reply with quote

I just found out on my tesco credit card after withdrawing £300 for a bike that its 26% apr on the cash withdrawels and is the last thing to be paid on your statement which means it sits there until I pay all the balance collecting higher interest. I dont know if all card do that. Tesco gave me one, I dont know why though Shocked No one else will give me one. Min repayments are cheap enough and customer service is ok, good high credit limit to start with £2000.

I have a pre paid gold card master card you pay in the post office and there is a charge of £4 a month on it and if you dont use it you dont get charged, Always handy for when the other runs out but hassel getting to post office and waiting for a day or two until it shows. You can see online also when it goes in and use it anywhere poeple done even know its a pre paid one. They sent me my second one there after I had last one for a year for free as i used it often. Cash plus is their name. Havnt use din a while will have to start again since I own a lot to tesco.
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JonB
Afraid of Mileage



Joined: 03 Jun 2004
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PostPosted: 08:19 - 16 May 2008    Post subject: Reply with quote

That's what you get when using a supermarket for a credit card. Wink

I'm a student and with my credit profile i'm easily able to find credit cards with an APR less than 10%.

Go to your bank and ask for a meeting with a financial advisor and see what they can do for you.
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Jaloopa
Brolly Dolly



Joined: 14 Sep 2007
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PostPosted: 09:56 - 16 May 2008    Post subject: Reply with quote

dragonfly wrote:
Min repayments are cheap enough

Probably won't cover the interest then. Always pay more than the min if you can possibly afford it.
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The last post was made 18 years, 131 days ago. Instead of replying here, would creating a new thread be more useful?
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