Bike Down. (Pics Inside, Not 56k Safe)

L3G3ND_MTX · Spanner Monkey Joined: 13 Feb 2008 Karma :

Well i parked up the other night after a nice hoon around on my bike was happy and tired so i went to bed, got woken up the next morning to hear news that my bike had been knocked over (woken up by the women that done it she gave me her insurance details) i wasnt very happy at all so i gave her an earful about how she should look behind her etc. Thumbs Down

I walked outside to find my bike smashed, im completely gutted the pics below show most of the damage but there is quite a bit more that isnt in pics (i took pics of main parts of damage when i was quickly checking it over) ive had an assesment from the dealer i baught it from and its going to cost almost £1500 to repair so i hope her insurance pays up!

Its not like i was parked close either, i was atleast half a cars length and more away from her and she had about the same amount of room in-front of her car, she knocked it over straight off the stand and she claims she 'only hit it softly' stupid bitch Thumbs Down

I was wondering though if i get an insurance pay-out will i get a cheque sent to me or will the garage be sent the money directly to repair the bike, im hoping i get a cheque as i can take my full bike test and get on something bigger Smile

..... · Quote Me Happy Joined: 15 Jan 2005 Karma :

It was an accident. Count yourself lucky she came and found you instead of driving off. I've you'd have give me an earful you'd have got a black eye and no insurance details.

samharcus · Nitrous Nuisance Joined: 15 Feb 2007 Karma :

ouch ... not a nice way to be woken up.... I feel for you, man Sad

mad4it028 · World Chat Champion Joined: 04 Jul 2006 Karma :

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

At least she gave you her details and you.
As for repairing the bike what is it worth as if its going to cost £1500 to repair they might just write it off.

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

They should send you a cheque if it's a write-off, that's the whole idea of a write-off, that they don't pay to have it repaired.

If it's not, then they will have it repaired.

As above, the woman was honest enough to tell you - she presumably knows she's done wrong. Maybe next time she won't bother if she got shouted at as well as probably having her insurance bumped up a load.

To me it looks like you need to spend maybe £5 to get your bike in the same state of usability as before. The same level of tartiness is another matter.

L3G3ND_MTX · Spanner Monkey Joined: 13 Feb 2008 Karma :

The bike is still rideable and i didnt shout at her i just said she should of been looking where she was going etc. i didnt give her an earful badly i think you all took that the wrong way and yes i think they might write it off as the bike is £2885 brand new from the shop so its over half the price of the bike just to repair some panels, ive duck-taped the front ones to hold them on for the time being and i still ride it around just fine Smile

Also i appreicate her giving me the details was just a little annoying (not being a morning person and my pride and joy being broken that badly) but i didnt scream in her face just told her to keep an eye out next time etc. always check Smile

froggy128 · World Chat Champion Joined: 14 Mar 2005 Karma :

You might be able to buy the bike back as well if it is a write off - is that still possible?

thefallenange... · Crazy Courier Joined: 01 Jul 2006 Karma :

£1500 will get you a test, and a half decent bike if you look around hard enough
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ms51ves3 · Super Spammer Joined: 07 Jun 2007 Karma :

L3G3ND_MTX · Spanner Monkey Joined: 13 Feb 2008 Karma :

Yeah im hoping its a writeoff, if it is will i just get the £1500 or will i get the full amount the bikes worth? also genrelly how much does it cost to buy it back off the insurers taking into cosideration the amount its worth and damage on it? i know i could sell it to a few people i know for £1500+

Thanks for the help on this one guys its my first deal with any type of insurance hence why im asking so many questions and karma is being given Thumbs Up

B_A_B · Brolly Dolly Joined: 03 Apr 2008 Karma :

I feel your pain mate and id`ve probably reacted just like you did if some dumb bint backed over my ride..
Fair play to her for sticking around and owning up but it doesn`t help with the inconvenience of not having a bike for the next 2-4 weeks while the claim goes through and then another 4-6 weeks till the slow pokes at aprilia get the parts across does it.

it`s still rideable i suppose.....but who`d want to.

tutton · World Chat Champion Joined: 04 Jan 2008 Karma :

Unlucky, if i were you id phone up aprillia if they ever pick up,
or a local bike shop to enquire for you, to see quotes for the fairing pieces you need,
remember to ask for like front nose cone, and other parts
then ask for a complete fairing set as it might be cheaper theraticlly to buy a whole set for any other offs that may happen.

Unlucky,
As has been said just thank god shes left insurance details as if she had drove off you wouldnt of known, and be in a bit more of a piss about it Laughing

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Past: '05 Peugeot XPS '99 Aprillia RS125 '94 FZR600R
Current: '02 ZX636 A1P '51 CCM R30

G · The Voice of Reason Joined: 02 Feb 2002 Karma :

TomR6 · World Chat Champion Joined: 25 Dec 2006 Karma :

Know how you feel, I had someone reverse into the R6 last month at work, although came off a lot lighter,only scrapes to the rhs of the bike. Still waiting for the insurance to sort it Rolling Eyes

When I rang her she started getting arsey about it being parked stupidly (It wasn't) It was a friday evening and she was blatantly rushing to get home.
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2005 Yamaha R6

B_A_B · Brolly Dolly Joined: 03 Apr 2008 Karma :

trevoriv · World Chat Champion Joined: 04 Jun 2005 Karma :

Looks like it needs a new nosecone fairing and off you go Mr. Green

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Past: '96 Thundercat, '02 ZX636R (A1P), '58 KTM 690 SM LC4 Current: '06 ZX636R (C6F)
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G · The Voice of Reason Joined: 02 Feb 2002 Karma :

Wafer_Thin_Ham · Super Spammer Joined: 18 Nov 2005 Karma :

NSR Mick · World Chat Champion Joined: 26 Jun 2005 Karma :

kitty kat · World Chat Champion Joined: 20 Jun 2007 Karma :

As long as a bike is rideable, who really gives a f*** what it looks like?
Mine is still showing the damage from 12 months ago, but I have too much fun on it to take it off the road for a couple of weeks to respray it.

Thank goodness the woman was honest enough to own up to what she had done to your bike.
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Enjoy everyday, tell those you love everyday you love them
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L3G3ND_MTX · Spanner Monkey Joined: 13 Feb 2008 Karma :

Yes to let you all know im still riding it because its my pride and joy, i could have absolutely no fairings on it i dont care it drives amazing i just love it, i already have a courtesy bike because my insurance said 'mine was un-safe to drive' its a chinese 4t 125 piece of crap so i refuse to ride that, get to 3000 revs (ticks over at 2,500) and knock it down a gear and the back wheel locks, its impossible thing to drive safely.

She has admitted liability and ive informed my insurers that im not using my courtesy bike but the recommended keeping it anyway because its being charged on her insurance and it will make the claim move along quicker which is ideal, thank you for all the positive replys and all of your information is being taken on board and is greatly appreicated Thumbs Up

B_A_B · Brolly Dolly Joined: 03 Apr 2008 Karma :

Pete. · Super Spammer Joined: 22 Aug 2006 Karma :

jonboy22 · Crazy Courier Joined: 18 Apr 2006 Karma :

Gawd!! £1500 for that amount of damage!! Seriously unlucky mate, at least you weren't on the bike when she spannered into it......

I've just been knocked of my bike and was thinking that there's about a grand and a half's worth of repairs to be done. But seeing your pics and looking at the sorry state of my bike, I'm starting to think it's an economical write off......

Anyway I was just wondering what they do when it comes to cosmetic damage on functioning parts, cracked fairings like yours are pretty self explanitory but smaller scratches? So for example I've got a ruddy great big scratch on my powder coated wheels, another scrape on the bottom of my fork legs and a pair of big ol dents in the tank. All due to the accident, so will they try and repair that stuff or just replace it??
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current bike: GSX-R 750 K6 stolen, found the next day in a van in Durham, returned to me 3 months later costing me my NCB and my excess...
last bike: GSXx-R 600 K4 - written off, now converting to track bike Smile